06/13/2026
🏡 Will home prices drop if mortgage rates stay high?
Maybe. But if they do, most experts expect it to be a gradual adjustment—not a sudden crash like we sometimes see in the stock market.
My advice? Don’t try to time the market.
If you’re looking for a home today and find one that fits your needs and budget, it may make sense to move forward. Even if prices soften slightly, higher interest rates could offset any savings, leaving your monthly payment about the same—or even higher.
The reality is that the “perfect time” to buy is usually only obvious in hindsight.
Focus less on predicting the market and more on finding the right home, at the right payment, for your situation.
Interesting article from CBS News:
https://www.cbsnews.com/news/what-will-happen-home-prices-mortgage-rates-stay-high-experts/
What do you think—will prices hold steady, rise, or soften over the next year?