Iuliia Salygina

06/01/2026

✨ JUST SOLD ✨

🏡 814 Edpas Rd
New Brunswick, NJ 08901

Congratulations to My Buyer!

Thank you for trusting me to be part of this important milestone. Wishing you happiness, success, and many wonderful memories in your new home.

Iuliia Salygina
REALTOR®
Keller Williams West Monmouth
📱+1(551) 204-5339
☎️ +1 (732) 536-9010

05/18/2026

Monmouth County… should I keep this trend going?

🚨 MONMOUTH MARKET ALERT 🚨

Local REALTOR® reportedly responding too fast, negotiating too hard, and protecting her clients like their investments are her own. 👀🏡

Sources around Monmouth County say she’s been going above and beyond for buyers, sellers, first-time homeowners, and families making big moves in New Jersey.

The allegations include:
✔️ Strong communication
✔️ Fierce negotiation
✔️ Honest guidance
✔️ Luxury-level service with real-world strategy

Community members describe the experience as “surprisingly stress-free.” 🤭

At this time, authorities have not confirmed how one REALTOR® manages to combine persistence, market knowledge, and personal attention all at once.

You may have to contact her yourself to see if the rumors are true.

📍Monmouth County, NJ

📲 Direct: 551-204-5339
☎️ Office: (732) 536-9010

Iuliia Salygina, REALTOR®
Keller Williams West Monmouth
45 CR-520, Englishtown, NJ 07726

❤️ “Protecting your investment like it’s my

01/26/2026

🏡Affordable Housing in New Jersey: How to Get Help Buying a Home🏘️

Many people believe that affordable housing programs are only for very low-income families or rental apartments.
In reality, New Jersey offers programs that help working families purchase homes with reduced upfront costs and special financing options.

Here’s what you should know:

🏘️What Is Affordable Housing?

Affordable housing includes state and local programs that help eligible buyers:
• purchase homes at reduced prices
• receive help with down payment and closing costs
• qualify based on household income, not just credit score

There are two main types of support:
1. 🏠 Town affordable housing units (price-restricted homes or townhouses)
2. 💰 Down Payment Assistance programs offered through state-backed mortgages

🏦 NJHMFA — New Jersey’s Main Housing Program

The main state agency is:

👉 NJHMFA (New Jersey Housing and Mortgage Finance Agency)

They offer:
• mortgage programs for first-time homebuyers
• down payment assistance
• special loan products through approved lenders

⚠️ Important:
You must apply through a lender that participates in NJHMFA programs.
Not all banks and mortgage brokers offer these options.

🏙️ Local Affordable Housing Programs Through Towns

Many towns in New Jersey also offer affordable housing opportunities.
These programs are usually managed by certified housing administrators who:
• verify income eligibility
• manage waiting lists
• help applicants apply to multiple towns

Some well-known housing administrators in NJ include:
• CGP&H
• Piazza & Associates
• Affordable Housing Alliance

Through these organizations, buyers can apply for both rental and ownership opportunities.

📋 Who May Qualify?

Eligibility usually depends on:
• total household income
• household size
• sometimes first-time buyer status

Credit and immigration status may be factors, but they are not always automatic disqualifiers, as many people assume.

🤝 Why Working With an Agent Matters

Affordable housing purchases are different from regular real estate transactions.
They often involve:
• resale price restrictions
• special contracts
• strict deadlines

An experienced agent can help:
• identify real available opportunities
• submit offers correctly and on time
• coordinate with lenders and housing administrators

✨ Final Thoughts

If buying a home feels impossible right now,
you may simply be unaware of programs that already exist to support you.

Affordable housing is not “free housing,”
but it can be a real path to homeownership with government and local support.

The best first step is to check eligibility and understand what options may be available for your situation.

01/17/2026

Mortgage rates fell to 6.06%, their lowest level in more than three years, after President Trump announced a $200 billion mortgage-backed securities buyback plan aimed at boosting housing affordability.

The average 30-year fixed rate dropped from 6.16% last week and is well below the 7.04% average at this time last year. Sam Khater, Freddie Mac’s chief economist says the decline has already sparked a jump in purchase and refinance activity, signaling a stronger spring housing market ahead.

More: https://rltor.cm/H3phtG

01/17/2026

The Trump administration plans to announce next week a proposal allowing Americans to tap their 401(k) plans for a home down payment.

White House National Economic Council Director Kevin Hassett told Fox Business that President Donald Trump will unveil the plan in Davos. “We’re still talking about the mechanics of it, but suppose that you put 10% down on a home and then you take 10% of the equity on the home and put it in as an asset in your 401(k), then your 401(k) would grow over time as the value of your house grows,” Hassett said.

“It would be more money for retirement, and you’ll have solved the liquidity constraint problem and gotten yourself a house earlier in life,” he added, citing sharply higher down payments and monthly housing costs in recent years.

01/07/2026

08/13/2024

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05/11/2024

If you think using a Realtor is expensive you should see how much not using one costs.