Joseph Hedrick Real Estate

06/12/2026

Mortgage Term of the Day:
The Loan-to-Value Ratio compares the loan amount to the appraised value (or purchase price) of a home.

Formula:
Loan Amount ÷ Home Value = LTV %

🔹 Lower LTV = lower risk for lenders
🔹 Higher LTV may require mortgage insurance
🔹 Staying under 80% LTV helps avoid extra fees

💡 Example: Buying a $300,000 home with a $240,000 loan = 80% LTV

Joseph Hedrick, Century 21 Marino Realtors, Inc

06/11/2026

Before purchasing that dream home, master these tips from the experts.

Joseph Hedrick, Century 21 Marino Realtors, Inc

Before purchasing that dream home, master these tips from the experts.

06/11/2026

New homes are added to my site daily. Find your home today, start searching now!

Start searching now: https://homeasap.com/192925/

Joseph Hedrick, Century 21 Marino Realtors, Inc

06/10/2026

Plant pros reveal the prettiest, low-water plant options.

Joseph Hedrick, Century 21 Marino Realtors, Inc

Whether you live in a dry climate or just want drought-tolerant plants you won't have to water too often, these low-water plants will save money and the planet. Even better: they'll pump up your home's curb appeal, too.

06/10/2026

$699,000 | 2,300 Sqft

I am pleased to feature the following properties! For questions or to schedule a showing, contact me today!

Email: [email protected]

Joseph Hedrick, Century 21 Marino Realtors, Inc

Rare Downtown Skokie Opportunity in the core "Central Business District". One Story Retail Type property (8018-20 Lincoln) is two separate buildings combined & used as ...

06/09/2026

If you're considering buying among the bidding wars of the 2021 housing market, you might feel intimidated. But there are great reasons to still buy that dream house.

Joseph Hedrick, Century 21 Marino Realtors, Inc

Interest rates remain high, and the market is still competitive. Does this portend a market crash soon?

06/08/2026

City lights, sky-high vibes, and views that don’t quit—could you see yourself living here? 🌃😍

Joseph Hedrick, Century 21 Marino Realtors, Inc

06/08/2026

Are you looking to sell? I'd be happy to provide an estimated sale price!

Want to know how much your home is worth? Find out now! https://homeasap.com/192925/homevalue

Joseph Hedrick, Century 21 Marino Realtors, Inc

06/07/2026

This sleek kitchen storage setup is seriously stunning! ✨

Joseph Hedrick, Century 21 Marino Realtors, Inc

06/05/2026

Whether you have a modern or vintage look in mind for a bathroom large or small, these rustic decorating ideas are sure to give you inspiration to create a cozy, character-filled space. Reclaimed wood, clawfoot tubs, vintage collections, warm metal finishes, and lightly patinaed pieces all add rustic, country charm to any bathroom, no matter where it is.

Here’s to bathroom makeover projects and all the fun designs they can show off!

Joseph Hedrick, Century 21 Marino Realtors, Inc

Because relaxed and rough-hewn never go out of style.