Unlocked Home Relief

09/07/2026

🏡 Happy Labor Day from all of us at Unlocked Home Relief!
Today we're celebrating the hard work, resilience, and dedication it takes to build a life you're proud of. Whatever your week looks like, we hope it's filled with rest and time with the people who matter most.
If homeownership has felt more like a burden than a source of pride lately, we want you to know: you're not alone, and there's no shame in asking for help. We're here whenever you're ready. 💛

08/20/2026

Real family. Real relief. 💛 Whether you need to sell ON market or OFF market, we'll help you find the path that protects you most. Huge thank you to , the incredible agent we connected this family with.

08/12/2026

Made every mortgage payment on time, but your bank says you're behind? 🤔This happens more often than people realize, and it's usually a servicer error, not a real default.

Our new blog breaks down why it happens and exactly what to do about it 👉 https://unlockedhomerelief.com/mortgage-payments-current-bank-says-behind/

Your mortgage payments are current but the bank says you're behind? Why servicer records go wrong... and how to close the gap in writing.

07/25/2026

If you found out today that your home had an auction date less than a month away, what's the first question you'd want answered?

Drop it below or send us a DM. No judgment, and you don't have to be in this situation to ask. We'll answer honestly, every time.

📧 [email protected] | 🌐 unlockedhomerelief.com

07/24/2026

One word decides whether your loan modification protects you from a foreclosure sale: complete.
Federal law gives real protection here, but only if your application is complete and submitted in time. Miss the 37-day window, or leave your application incomplete, and that protection never attaches.

Here's what the law actually requires, and why your New England state changes the urgency:
🔹 Complete application, 37+ days before sale → sale must pause
🔹 37 days or fewer → no required pause
🔹 Incomplete, any time → no protection
🔹 Denied but applied 90+ days out → appeal rights, sale stays paused

If a sale date is already on the calendar, the clock is already running. Don't wait to find out where you stand.

📧 [email protected] | 🌐 unlockedhomerelief.com

07/22/2026

"Can a bank still foreclose on me while my loan modification application is pending?"
This is one of the common questions we get. And the answer: generally, no. Once you've submitted a complete application, federal rules generally stop your servicer from moving forward with a foreclosure sale while it's under review.
The key word is "complete." Servicers need every document they've asked for before that protection applies. So it's worth asking your servicer, in writing, to confirm your application is complete with nothing outstanding. Better to know now than after a sale date appears.
Not sure where your application stands? We help New England homeowners in NH, ME, MA, VT, and RI find out, at no cost to you 💛

📧 [email protected] | 🌐 unlockedhomerelief.com

07/22/2026

From the Lakes Region to the South Shore. Five states, one mission: helping New England homeowners protect what they've built. ☀🏡

✉ [email protected] | 🌐 unlockedhomerelief.com

07/17/2026

If you're holding a foreclosure notice after already being approved for a modification, we understand how disorienting that feels. Often it's two departments inside the bank moving out of sync.

Please don't carry this alone. Get every approval in writing, and ask your bank directly: is my file complete, and is my foreclosure on hold?

We're here to help you understand your timeline, equity, and options. Link in bio. 🏡

07/15/2026

🚫 MYTH: "If my name is on the deed but not the mortgage, a foreclosure will hurt my credit too."

✅ FACT: In many cases, a foreclosure primarily affects the borrower(s) listed on the mortgage—not everyone whose name is on the deed. However, every situation is different. Liens, joint debts, state laws, and other factors can all affect the outcome.

If you're facing pre-foreclosure or foreclosure, don't rely on assumptions or what you've heard online. Understanding your specific situation can make a big difference in the options available to you.

Have a foreclosure myth you've heard and want fact-checked? Drop it in the comments or send us a message.

📞 603-513-2941

This post is for general informational purposes only and is not legal, financial, tax, or credit advice. Individual circumstances and state laws vary.