08/30/2026
This is not a post I make lightly, but feel it is necessary for the best practice as a licensed real estate broker.
Moving forward, when agreeing to represent new buyer clients I will be asking for verification of pre-approval for financing prior to scheduling showings on listings (not applicable to cash buyers as a proof of funds letter is equivalent in this situation).
Does this mean I wonโt represent you as a buyerโs agent if you donโt have a pre-approval already?? Absolutely NOT!
This just means I want to help you through the appropriate steps of buying a home, and can also help you get in contact with a lender who can work to get you preapproved for a loan. With several years of experience as a licensed real estate broker, I have a large network of lenders who are ready to go to work for you that I can get you in touch with.
I am also a full time Registered Nurse/ Department Director at a local hospital, husband, and father of 3 young children. With that being said, time can be very scarce, and I want to ensure I am giving my clients the best representation as the licensed agent that they have chosen for this huge decision in life. I donโt take the privilege of being able to represent someone with this large of a purchase lightly.
Why is having a pre-approval so important?
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Ensures I am showing you properties that fit within your budget and price range.
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Ensures the properties we are viewing will qualify for the type of loan you are pre-approved for (certain loan types such as USDA/FHA/VA have guidelines that not all properties will meet)
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Ensures we can present the best offer possible when you find that perfect home. This also is very important when competing against multiple offers and if you are in the situation of needing to make the strongest offer possible!! A pre-approved client typically beats out the offer of a client who does not have financing pre-approved almost every time!
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As a seller, this ensures the clients we are showing your property to are serious, willing, and able buyers. This can be extra helpful as a seller when you are still occupying a home you are trying to sell. ๐
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If you are a buyer who currently owns a home, this verifies if we need to have an accepted offer on your present home prior to placing an offer on a new home, or if you can proceed without this.
We have chosen to implement this policy to ensure our clients are getting the most professional and best representation possible. Feel free to privately message me if you have any questions. ๐ก๐