Jeanie Baggelaar, Realtor

Jeanie Baggelaar, Realtor Since 1989, Jeanie has helped buyers and sellers reach their dreams. As an expert on Mount Dora real

I believe that excellent Service and a Reputation for Honesty, Integrity and Reliability are just important as helping you find the home of your dreams, and effectively marketing your current home. Buying or selling a home is one of the most important decisions you will make, that is why you need a professional to support you though out the process. I have been a full time professional in the Or

lando area since 1998. I have worked with first time buyers, move up buyers, investors, and builders. My expert advice will help make the process seamless and hassle free. When selling your home my experience, expert advice, negotiating skills, and marketing knowledge will ensure a smooth transaction.

Do you know anyone that is looking for real estate advice❓ I'm always happy to help! πŸ˜€If anyone comes to mind, please se...
09/08/2022

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! πŸ˜€

If anyone comes to mind, please send them my way. πŸ“²

πŸ”„ Weekly home refresh! πŸ”„We're halfway through the week which makes it a great time for a quick home refresh! Whether you...
09/07/2022

πŸ”„ Weekly home refresh! πŸ”„

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! πŸ‘‰

πŸ‘€ What do mortgage lenders look for? πŸ‘€1. Creditworthiness: including history and score πŸ’―2. Financials: including income ...
09/06/2022

πŸ‘€ What do mortgage lenders look for? πŸ‘€

1. Creditworthiness: including history and score πŸ’―
2. Financials: including income and assets πŸ’°
3. Ability to repay (debt-to-income ratio) πŸ“Š
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! πŸ“

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! πŸ“²

Happy Labor Day! β˜€οΈLabor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one la...
09/05/2022

Happy Labor Day! β˜€οΈ

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! πŸŽ‰

How have you been spending your long weekend?

Share below! πŸ‘‡

πŸ“£ Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. πŸ“£ With interest rates on ...
09/02/2022

πŸ“£ Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. πŸ“£

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! πŸ“ˆ

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! πŸ“²

September has arrived and that means β˜€οΈ Summer is winding down. With Fall just around the corner, this is the perfect ti...
09/02/2022

September has arrived and that means β˜€οΈ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish βœ”οΈ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! πŸ‘‡

Wondering which updates to make before listing? πŸ› Before you even pick up a paint brush, let's chat!Based on your home's ...
08/30/2022

Wondering which updates to make before listing? πŸ› 

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan to get your home ready for market. 🏑

Call or message me if you're interested in discussing more! πŸ“²

Pick one! ☝️Where would you rather spend your Saturday?A. Golf course ⛳️B. Garden center 🌱C. Brunch 🍳D. Touring open hou...
08/27/2022

Pick one! ☝️

Where would you rather spend your Saturday?

A. Golf course ⛳️
B. Garden center 🌱
C. Brunch 🍳
D. Touring open houses πŸšͺ

Comment below! πŸ‘‡

P.S. If you chose touring open houses, I can help! Call or message me for more details on open houses in our area. πŸ“²

Friday Five! πŸ–The housing market rebalancing is a breath of fresh air for many homebuyers. For the last two years, buyer...
08/26/2022

Friday Five! πŸ–

The housing market rebalancing is a breath of fresh air for many homebuyers. For the last two years, buyers have been faced with record low inventory, fierce competition, bidding wars and rising home prices. πŸ₯΅

We are now starting to see the market cool off, which is giving many buyers the opportunity to find and settle into their new homes. 🏑

If you've been waiting for your window to start your home search, this is great news for you. I am happy to have a one-on-one conversation with you about the changes we're seeing in our local market and help guide you on your next steps.

Call or message to get started! πŸ“²

Attention homebuyers! πŸ“£Have you been watching the market, wondering if it's a good time to purchase? πŸ”‘If homeownership h...
08/24/2022

Attention homebuyers! πŸ“£

Have you been watching the market, wondering if it's a good time to purchase? πŸ”‘

If homeownership has been on your mind, this may be the moment you've been waiting for. The market is starting to rebalance, which is creating more and more opportunity for buyers to succeed.

With inventory on the rise and the market cooling down, your new home may be right around the corner. πŸ“

I would love to run the numbers with you and give you a behind-the-scenes look into our local market. Call or message me to get started! πŸ“²

Address

2110 N. Donnelly Street Suite 100
Mount Dora, FL
32757

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm
Saturday 8am - 6:30pm
Sunday 8am - 6:30pm

Telephone

+14075795945

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