09/30/2026
When figuring out what you can comfortably afford, look beyond the listing price and consider the full cost of owning the home.
π³ Mortgage payment
Principal, interest, and potentially mortgage insurance
π§Ύ Property taxes & insurance
Ongoing costs that can vary by property and location
π‘ Utilities
Electricity, water, gas, internet, and other recurring household expenses
π οΈ Maintenance & repairs
Routine upkeep plus unexpected repairs that come with homeownership
π¦ Upfront costs
Down payment, closing costs, inspections, moving expenses, and other purchase-related costs
π Your overall budget
Other debts, savings goals, lifestyle expenses, and emergency savings
Looking at the full picture helps you choose a home you can comfortably afford! Need help figuring out your comfortable home price range? Let's talk.
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