05/25/2026
Thinking about buying your first home in Middle Tennessee? 👀 This program could be a game changer.
The Neighborhood Housing Program Adjustable Rate Mortgage through Republic Bank Mortgage is designed to help low-to-moderate income buyers become homeowners with:
• Rates as low as 4.49%
• No PMI required
• Discounted closing costs
• Up to 100% financing available
In the video, I shared an example of how this program could have saved my clients almost $600/month on the home we toured 🤯 That kind of monthly savings can completely change what feels affordable.
A few criteria:
✔️ Available in select Tennessee counties including Rutherford, Davidson, Williamson & Maury
✔️ Income limits apply
✔️ Some buyers may qualify based on income alone, while others may need to purchase in an eligible area
And if you’re relocating to Middle Tennessee from out of state… you’re probably already getting way more house for your money here compared to where you’re moving from 🏡 PLUS you may also qualify for a lower monthly payment through programs like this.
If you’re curious whether you qualify or want to start exploring homes in Murfreesboro and surrounding areas, comment “MOVE” and I’ll help you navigate your options.