08/28/2026
One of the biggest mistakes I see buyers make is focusing only on the purchase price.
A $500K preapproval does NOT automatically mean a $500K monthly payment fits your budget.
Before you start touring homes, ask your lender to break down your estimated monthly payment — including taxes, insurance, HOA and mortgage insurance if applicable.
Then decide what number actually feels comfortable.
Comment PAYMENT and I’ll send you the lender questions I recommend asking before you start shopping.