Moomey Team, Realtors

09/17/2026

How to Evaluate a Home's Maintenance History
A home can look well cared for during a showing and still leave plenty of questions about how it has been maintained over the years. Fresh paint and an orderly yard are easy to notice. The condition and history of the systems behind the walls aren't always as obvious.
You don't need a complete record...

A home's maintenance history can reveal more than its current appearance. Learn what buyers can look for when reviewing repairs, updates, and major systems.

09/15/2026

Stop by Saturday, September 19th from 10:00 to 11:00 AM to see 206 LEMON ST Tipton, IA 52772 for an open house!

OFFICIAL LISTING website. 206 Lemon St, Tipton, IA 52772, 1993 square foot, 4 bedrooms bathrooms, asking price of $299,000, MLS ID 26-542

09/14/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

09/12/2026

What to Do When Your Home Has Been on the Market Longer Than Expected
Most sellers have a rough idea of how long they expect their home to take to sell. When that timeline stretches, it's easy to focus on the number of days the listing has been active.
The more useful question is why buyers haven't moved forward.
Sometimes the answer is price. Other times, the home is...

A slower-than-expected home sale may call for more than patience. Take a fresh look at price, presentation, feedback, and how the listing is reaching buyers.

09/11/2026

Ways to Repurpose an Underused Room
Some rooms slowly stop serving a real purpose. A formal dining room may only get used a few times a year. A spare bedroom may become a holding area for boxes and things that don't have another home. Even a finished basement or loft can end up sitting mostly empty.
That doesn't always mean the room needs...

An underused room doesn't have to stay that way. A few practical changes can turn extra space into something that works better for everyday life.

09/11/2026

Recently Sold! Take a look at what I recently sold at 11325 140TH LOT 100, Davenport.

11325 140TH LOT 100, Davenport, IA 52804 See 1 Photos, description and maps; Bedrooms: 3; Square Feet: 1768; Price: $99,000; MLS ID: 26-429

09/10/2026

What Buyers Should Know About Property Disclosure Forms
When you're buying a house, the disclosure form can be easy to skim past. It often arrives alongside other paperwork, but it can provide useful background on the property before you move further into the transaction.
What sellers must disclose varies by state, so the form isn't the same everywhere....

A property disclosure form can offer useful clues about a home's history and known issues. Buyers should know what the form can tell them, what it may leave out, and where an inspection still matters.

09/09/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year and they can make buying a little easier.

talk about whether those same trends are showing up in our local market and what it means for you.

09/05/2026

What Fall Buyers Notice During a Home Tour
A home tour in the fall looks nothing like a home tour in June, and that's not just because of the weather. When the leaves begin to change and the light grows dim earlier in the day, a house has a way of showing the wear and tear that summer landscaping and long evenings tend to hide. When you're viewing...

Fall home tours reveal details that summer showings tend to hide, from curb appeal to how well the heating holds up. Here's what buyers should watch for this season.

09/04/2026

Small Home Problems to Address Before the Season Changes
A loose gutter or a drafty window rarely feels urgent, not until the temperature drops and small issues turn into a real repair bill. Walking through your property with a critical eye before the season turns can save you time, money, and a fair amount of frustration later on.
Check What's Happening...

A few small maintenance tasks now can prevent costly repairs down the road. Here's what to check around your home, inside and out, before the season changes.