Mario Flores at VanDyk Mortgage Corporation

09/24/2026

When making a mortgage payment online, take a moment to make sure everything actually went through.

Payment issues can happen because of timing, account information, processing errors, or other online issues.

Before assuming it is handled, check for a confirmation, review your account, and reach out if something does not look right.

A quick double-check now can help prevent a bigger issue later.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

09/22/2026

Getting pre-approved is a big step, but the financial picture used for that approval can still change before closing.

New debt, financed purchases, credit inquiries, or changes to your monthly obligations may affect your mortgage qualification.

Best rule: before financing a car, opening new credit, or making another major financial move, check with your lender first.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines and eligibility requirements apply. This is not a commitment to lend.

09/17/2026

Mortgage term to know: Closing Costs

Closing costs are expenses paid as part of finalizing your home loan and purchase. They may include lender fees, title fees, appraisal costs, prepaid taxes, homeowners insurance, and other third-party expenses.

These costs are separate from your down payment and can vary depending on the loan, property, taxes, insurance, and other details.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
Equal Housing Opportunity | NMLSConsumerAccess.org
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

09/15/2026

September is a great time to check in on your homebuying plan. 🍂🏡

Your buying power can be influenced by things like income, monthly debts, credit, available funds, taxes, insurance, and the loan program that fits your situation.

If you’re thinking about buying this fall, now is a good time to review the numbers and make sure your plan still matches your goals.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines and eligibility requirements apply. This is not a commitment to lend.

09/15/2026

"It was incredible working with Mario and his team. They went the extra mile to get my purchase completed and getting me the best rate possible. They were able to get my family into our dream home when we thought it was out of the question. If you are looking to buy a home they are the first people I would talk to." says Matthew on Google

★★★★★ It was incredible working with Mario and his team. They went the extra mile to get my purchase completed and getting me the best rate possible. They were able to get my family into our dream home when we thought it was out of the question. If you are looking to buy a home they are th...

09/14/2026

"I had an amazing experience with VanDyk Mortgage and would highly recommend them to anyone looking to purchase a home! Buying a home can be stressful, especially when there are a lot of documents, questions, and moving pieces involved. Mario Flores and Angela Ross were absolutely wonderful throughout the entire process. They were professional, responsive, patient, and always kept me informed about what was happening with my loan..." says Kelly

★★★★★ I had an amazing experience with VanDyk Mortgage and would highly recommend them to anyone looking to purchase a home! Buying a home can be stressful, especially when there are a lot of documents, questions, and moving pieces involved. Mario Flores and Angela Ross were absolutely won...

09/08/2026

Credit can make a difference in the mortgage process, and small changes can matter.

A few simple tips:

- Pay bills on time
- Keep balances manageable
- Avoid opening new debt
- Check with your lender before major purchases

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

09/05/2026

"Excellence in professionalism, kindness and respect." says Pamela

★★★★★ Excellence in professionalism, kindness and respect.

09/03/2026

The document that slows buyers down the most? Usually, it’s the one we’re still waiting on.

Mortgage underwriting can require updated pay stubs, bank statements, tax documents, explanations, or other items depending on the file. The sooner those requests are handled, the easier it is to keep the process moving and avoid unnecessary delays.

After 23+ years in the mortgage business, one thing I always tell buyers is simple: when your lender asks for a document, send it as soon as you can.

Good communication and quick follow-through can make a big difference from application to closing.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines and documentation requirements apply. This is not a commitment to lend.