Trendity Real Estate

Trendity Real Estate Real Estate professional making the selling or buying of your home as stress free as possible.

09/02/2026

Rates went up this week. Let us break down what that actually does to your budget, in real numbers.

THE MOVE: The 30-year fixed is at 6.74% today, up about 15 basis points from yesterday and 21 from last week. Middle East headlines are driving it. Weekly moves like this feel small, but they stack up fast, and right now they're stacking in the wrong direction. That's the whole reason locking matters.

WHAT IT MEANS FOR YOUR PAYMENT: Take a $490,000 Nampa home, 20% down, a $392,000 loan. Every quarter-point move is worth about $60 a month. That's roughly $700 a year and north of $20,000 over the life of the loan. This isn't background noise. It's money in your pocket or out of it.

THE BIGGER PICTURE: Here's the part people miss. Even with rates up, the market's loosening. More homes coming on, price growth slowing down. So you've got more to choose from and more room to negotiate than you did a few months back. That's why this fall is worth your attention.

DON'T WAIT FOR PERFECT: Trying to catch the exact bottom is a fool's errand, especially with rates climbing. Do this instead: buy when the numbers work, refinance later if rates drop. You lock in the house and the price now. You keep the option to fix the rate later. Marry the house, date the rate.

STACK YOUR ADVANTAGES: At 6.74%, a seller-paid 2-1 buydown can drop your effective rate into the high 4s for the first two years. Veterans, stack that on zero down and no PMI. Ask us how to put it together.

Let's run your real payment on a real home. Ask for Jarome or Patricia

208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

09/01/2026

MERIDIAN SPOTLIGHT — WHERE THE CHOICE IS
If you want the widest selection in the Treasure Valley this fall, Meridian is where the choice lives.
THE NUMBERS: Median around $619,000. The deepest active inventory in the valley, which means more homes, more options, and more room to be selective. Market Action Index still reads Seller's zone, but that deep supply gives buyers negotiating room, especially on listings that have been sitting.
WHY MERIDIAN COMMANDS ITS PRICE: Top-rated schools, master-planned communities, The Village at Meridian, easy I-84 and Eagle Road access, and the amenities that make it the valley's premier suburban address. You pay more here, but you're buying into the most sought-after zip codes in the region.
FOR BUYERS: Deep inventory is your friend. With this much on the market and fall competition thinning, you can take your time, compare, and negotiate. Target the homes past 60 days and the ones that have already cut price. At 6.66%, ask for a rate buydown on top.
FOR SELLERS: Meridian demand is real, but with this much competing inventory, presentation and pricing win. The sharp, well-priced listing sells. The overpriced one waits behind it.
Let us help you navigate Meridian's selection.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/31/2026

LABOR DAY MARKET PULSE — THE FALL WINDOW IS OPEN
Happy Labor Day. While the valley fires up the grill, here's what the holiday means for anyone thinking about a move.
Labor Day is the turn. The summer rush is behind us, the back-to-school scramble is done, and the fall market opens today. Historically this is one of the best stretches of the year to buy in the Treasure Valley: serious sellers, thinner buyer competition, and inventory that's held elevated all summer.
The tailwind this year: rates have eased. The 30-year fixed sits at 6.66%, down from the summer highs, and lenders are seeing a more balanced market with more homes coming on and price growth slowing. That's breathing room buyers didn't have a few months ago.
The numbers into this week: Nampa median $490,000. Caldwell $472,445, still the most affordable major market. Meridian $619,000 with the deepest inventory in the valley. Every market still reads Seller's zone by Market Action Index, but the edge has come off the pace.
For buyers: this is your window. Selection is wide, competition is thinning, and rates have backed off. Target homes past 60 days and listings that have already cut price.
For sellers: the fall buyer is serious and ready. Price right, present well, and you meet real demand.
Enjoy the holiday. When you're ready to talk, we're here.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/30/2026

We covered a lot this week. Here's the whole thing in one place, plus a checklist to carry into your fall move.
THE WEEK IN ONE LINE: The back-to-school rush is fading, competition is thinning, inventory is staying elevated, and rates are steady at 6.44%. A favorable window for the prepared buyer.
THE MARKETS WE SPOTLIGHTED:
Nampa — best value per square foot in the valley (~$244), home turf, deep inventory.
Emmett — the most negotiable market (82 DOM, MAI ~35), space and acreage for a longer commute.
Caldwell — the affordability leader ($472k) with a downtown on the rise.
THE FALL BUYER'S CHECKLIST:
1. Get fully pre-approved before you shop. Readiness is leverage.
2. Sort listings by days on market. Target homes past 60 days.
3. Chase the price-cut listings. Those sellers are realistic.
4. Negotiate terms, not just price. Buydowns and concessions are on the table at 6.44%.
5. Keep your inspection. You don't have to waive protections in this market.
6. Veterans: lean on your VA edge. Zero down, no PMI, concessions stack.
THE THROUGH-LINE: A balanced, stable, opportunity-rich market for people who plan. Rates are steady. Inventory is healthy. Every market held its footing.
When you're ready to make your move, we're here, and it's personal.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/29/2026

CALDWELL SPOTLIGHT — DOWNTOWN MOMENTUM MEETS THE VALLEY'S BEST AFFORDABILITY
If your top priority this fall is the lowest entry price into a growing Treasure Valley market, the answer is Caldwell, and the case is stronger than a lot of buyers realize.
Start with the numbers, because they lead the story. Caldwell's median sits around $472,445, making it the most affordable major market anywhere in the valley. That's real money saved compared to Nampa, Meridian, or Boise. And affordability here doesn't mean a lack of options: active inventory sits near 312 listings, which gives buyers genuine choice. The Market Action Index still reads in the Seller's zone, but as with every market this year, the summer's build-up in inventory created real negotiating room for a prepared buyer.
Here's what a lot of people miss about Caldwell: it's not just cheaper; it's rising. Downtown Caldwell has quietly gone through a real transformation over the last several years. The city daylighted Indian Creek right through the heart of downtown, turning what was once a covered channel into a real amenity. New dining and small businesses have followed. The College of Idaho anchors the community with the stability and culture a college town brings. There's real momentum here. So the pitch is compelling: lower prices than Nampa paired with a downtown that's actively, visibly getting better, not declining.
For buyers, especially first-time buyers and budget-conscious families, this is where your dollar goes furthest. You get the most home for the least money in Caldwell, full stop. And the timing works in your favor: with inventory elevated and fall competition thinning after the back-to-school rush, you can target price-cut listings and homes sitting past 60 days and negotiate from strength.
For investors, Caldwell deserves a hard look. The combination of low entry prices and firm rental demand is exactly the soft-entry, firm-rent setup that makes for a solid cash-flow play. If you're building a rental portfolio and want your acquisition cost working in your favor, Caldwell is one of the more compelling numbers in the valley.
For sellers, the affordability that draws buyers to Caldwell keeps your demand steady. Buyers keep coming here precisely because it's the value entry point. Price to the fresh-listing premium, present the home well, and you'll capture the serious fall buyer.
Let us show you exactly what your budget buys in Caldwell right now. Reach out.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/28/2026

THE TRENDITY DIFFERENCE — SERVICE-GRADE REAL ESTATE
Work with Trendity Idaho Living, and you're not getting a transaction. You're getting a team that brings service-grade discipline to your move.
WHO WE ARE: Veteran and First Responder-Owned, backed by LPT Realty, the brokerage ranked #1 nationally for training. Patricia and Jarome Bell built this business on the same standard that defined 27 years of Navy service: do it right, do it straight, put the mission first. Here, the mission is you.
WHAT THAT MEANS FOR YOU: Real market data, not sales talk. We run your actual numbers, purchase or sale, and tell you the truth, even when the truth is "wait." We know the Treasure Valley block by block, from Nampa and Caldwell to Meridian, Boise, Emmett, and the rural edges. And we treat your biggest financial decision with the seriousness it deserves.
FOR OUR VETERANS AND FIRST RESPONDERS: We speak your language. VA loan strategy, relocation timing, the whole process- we've lived it. You've earned an advocate who gets it.
FOR EVERY CLIENT: Honesty, discipline, and a team that answers the phone. That's the Trendity difference.
When you're ready- buying, selling, or building wealth- we're here, and it's personal.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/28/2026

EMMETT SPOTLIGHT — WHERE THE NEGOTIATING ROOM LIVES
Want the most room to deal in the Treasure Valley this fall? Look north to Emmett.
THE NUMBERS: Median around $711,499, but don't let the headline fool you. Emmett carries the longest average days on market in the valley at roughly 82 days, and a Market Action Index near 35, the softest, most buyer-friendly reading anywhere we track. That combination spells one thing: negotiating room.
WHY IT MATTERS: A high DOM plus a soft MAI means sellers here are the most motivated in the valley. This is where a patient, ready buyer can write a real offer, on price, on terms, on concessions, and get a yes.
THE EMMETT TRADE: You're trading a longer commute to the Boise metro for space, acreage potential, small-town pace, and the Payette River valley setting. For buyers who work remote or don't need a daily downtown commute, that trade is a bargain.
FOR BUYERS: This is the market to bring your negotiating strategy to. Target the long-sitting listings, ask for buydowns and concessions, keep your inspection, and take your time. Leverage is on your side here.
FOR SELLERS: Emmett rewards realistic pricing and strong presentation. In a soft-MAI market, the priced-right home still sells. The overpriced one waits.
Let us find your opening in Emmett.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/26/2026

BUYER STRATEGY — HOW TO NEGOTIATE IN THE FALL LULL
The fall lull, the stretch right after the back-to-school rush fades, is one of the best negotiating windows of the year. Competition thins while inventory stays elevated, and that combination hands buyers leverage they didn't have in the spring. Here's how to use it.
Start with time on market. The most useful filter in your search right now is days on market. A home listed for more than 60 days almost always has a motivated seller behind it, someone past the honeymoon phase and ready to deal. The longer it sits, the more leverage you have. Sort by days on market and pay attention to the ones that have been waiting.
Read the price-cut history. When a listing has already dropped its price at least once, the seller is telling you they're realistic, and they want to sell. Price reductions have run high across the valley all summer, so a lot of sellers are actively meeting the market. Those are the ones to move on.
Negotiate terms, not just price. At 6.44%, a seller-paid 2-1 buydown or a closing-cost concession can put more money in your pocket over time than the same cut to the sale price. Don't fixate on the number alone. Ask for a rate buydown, ask for repairs, ask for a home warranty. When sellers are facing thinner competition, they say yes to these far more often than they would in a frenzy.
Come in clean and ready. In a buyer-friendlier market, you don't have to strip away your own protections to win. Keep your inspection contingency, take your time on due diligence, and still get the house. But be fully pre-approved and ready to move. A clean, qualified buyer is exactly what a motivated seller wants to see, and that readiness is leverage of its own.
If you're a veteran, use your edge. A VA loan gives you zero down and no PMI, and despite a myth that still floats around, you can negotiate seller concessions on top of it. That advantage doesn't shrink in a buyer's market. It compounds, because you're pairing a strong loan with an environment that already favors you.
The fall lull rewards buyers who are ready, informed, and patient. Let us build your negotiating strategy around your situation and your target list. Reach out.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/25/2026

NAMPA SPOTLIGHT — THE VALUE ANCHOR OF THE VALLEY
If you want the strongest dollar-for-dollar buy in the Treasure Valley this fall, the answer keeps coming back to Nampa.
THE NUMBERS: Median around $490,000. Best value per square foot in the valley at roughly $244. Deep, active inventory that gives buyers real choice. Market Action Index still in the Seller's zone — but with the negotiating room summer inventory built.
WHY NAMPA WORKS RIGHT NOW: You get Canyon County affordability without giving up access. Quick shots to I-84, growing retail and dining, established neighborhoods next to new construction, and school options families actually want. It is the practical center of gravity for buyers priced out of Meridian and Boise.
FOR BUYERS: This is where your budget stretches furthest. With inventory elevated and the fall lull thinning competition, motivated sellers are meeting the market. Target homes past 60 days and listings that have already cut price.
FOR SELLERS: Nampa demand stays firm because it is where the value is. Price to the fresh-listing premium, present well, and you capture the serious fall buyer.
This is home turf for us — Trendity is Nampa-based, and we know these streets block by block. Let's talk.
208-586-1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

08/24/2026

MONDAY MARKET PULSE — THE FALL SETUP IS HERE, AND IT FAVORS THE PREPARED
The back-to-school rush is winding down, and that changes the board for buyers.
Here is what happens every fall in the Treasure Valley: once families racing to settle before the school year finish their moves, buyer competition thins out. But inventory does not disappear with it. That elevated supply we have watched build all summer stays on the market into fall.
Less competition, steady selection. That is the opening.
The numbers holding into this week: 30-year fixed steady at 6.44%. Nampa median $490,000. Caldwell $472,445 — still the most affordable major market. Meridian at $619,000 with the deepest inventory in the valley. Every market we track is still reading in the Seller's zone by Market Action Index — but the frantic pace is gone.
For buyers, this is the sweet spot: real choice, room to negotiate, and sellers who have been on the market long enough to deal. Target the listings that have already cut price and the homes sitting past 60 days.
For sellers, the message is discipline: the motivated fall buyer is serious, not casual — but they will not overpay. Price right and you still win.
This is a market you work, not one you wait on. Let's run your real numbers.
208-586-2976/1605 | trendityidaholiving.com | Veteran & First Responder Owned | LPT Realty · #1 Nationally for Training

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Nampa, ID
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