06/01/2026
📢 California FAIR Plan Announced 29.1% average rate increase for policyholders after Oct 15th 2026.
What does this mean?
Rate increases will vary depending on customer circumstance including property, location, wildfire risk score, and what your policy covers. Some policy holders will see a rate decrease, while the majority will see a rate increase.
How will I know if I am affected?
👀 Be on the lookout for notifications, written or electronic, from the California FAIR Plan.
What can I do in the meantime?
✍️ Review your current FAIR Plan policy and note coverage limits, current premium, and whether you carry a Difference in Conditions policy alongside it.
🔨 If you have made home improvements since last renewal, make sure those are documented and factored into current coverage.
💸 Understand the (12) FAIR Plan individual discounts available to homeowners via the November 15, 2025 wildfire hardening discount program.
🤝 Consult an independent broker to check the private market for your specific address.
Not sure where to begin? Reach out. I am here to help as your trusted real estate advisor. 🤝
January Al-Zouhbi | DRE 02231999 | Compass
[email protected] | m: 214.392.7009