Reina Perkins - NMLS 856071

Reina Perkins - NMLS 856071 Producing Branch Manager at Rate
Personal NMLS 856071
Rate #2611.

Dedicated to helping clients achieve their dream of homeownership! 25+ years experience with mortgages for everyone from first time homebuyer's to estates to real estate investors.

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/aHE1jzfUFLN/C6mbU



NMLS # 856071

09/07/2026

Comparing rates is important but it’s only part of the picture. A lender’s experience, process and platform could make or break your entire homebuying experience. See how choosing the right lender makes all the difference:
https://myoc.io/aHE1jzfUFLN/G5TfX



NMLS # 856071

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/aHE1jzfUFLN



NMLS # 856071

09/05/2026

Renting may offer short-term flexibility, but buying a home might help you build long-term stability. Let’s break down the numbers and see what works best for your situation. Get started at
https://myoc.io/aHE1jzfUFLN/Wfyz2



NMLS # 856071

09/04/2026

First in the family to buy a home? That’s a big deal, and you don’t have to do it alone. Rate has first-time homebuyer options to help get you home, plus the Rate app to upload docs, track your loan and keep things moving.

Call me today and let’s get started.🏡
https://myoc.io/aHE1jzfUFLN

NMLS # 856071

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/aHE1jzfUFLN/auBJv



NMLS # 856071

Closed a VA loan last week for a couple of our nations best! VA loans are such a great product and I'm always happy to ...
09/02/2026

Closed a VA loan last week for a couple of our nations best! VA loans are such a great product and I'm always happy to help our service members realize their dreams of homeownership.

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/aHE1jzfUFLN/QcZJg



NMLS # 856071

08/31/2026

While a mortgage with a 30-year term is popular, it’s not your only option. Depending on your situation and goals, a different home loan type or term could be a better fit. Learn more.
https://myoc.io/aHE1jzfUFLN/GPnZe



NMLS # 856071

08/31/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/aHE1jzfUFLN/Q8MSI



NMLS # 856071

Address

5 Financial Plaza, Suite 104
Napa, CA
94558

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