Patty Gonzalez Realtor

08/14/2023

Illinois’ Exclusive Lakes for Second Homes

08/09/2023

The Cost of Buying a House in 2023
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The current housing market is challenging for prospective and first-time homebuyers due to high home prices, mortgage rates, and low housing supply. The median price of a home in the US is $410,200, requiring a minimum of $12,306 for a 3% down payment, plus other associated costs. It is important fo...

08/01/2023

What is mortgage preapproval and how to get it
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Mortgage preapproval is an important step in the homebuying process. When a lender preapproves you for a mortgage, they review your financial documents and credit score to determine which types of mortgages you may be eligible to take out, how much you may be approved to borrow, and what your rate c...

07/24/2023

Why Housing Prices Haven't Dropped: The Current Market Scenario

Patricia Gonzalez is a real estate agent with Chase Real Estate. Check out Patricia Gonzalez's listings or office listings.

07/15/2023

Breaking Down Rates: Is 2.875 A Good Mortgage Rate?
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Finding the perfect mortgage rate can be a daunting task, however, 2.875 percent is a good rate in today's market. To get the best rate, it is important to understand the factors that affect mortgage rates, such as type of loan, credit score and history, and size of down payment, as well as shop aro...

06/27/2023

Find out if it's time to sell your home
How much is your home worth? Type your property address and get a quick home estimate.

How much is your home worth? Type your property address and get a quick home estimate.

06/19/2023

Homes Remain Hard to Find for Buyers

Patricia Gonzalez is a real estate agent with Chase Real Estate. Check out Patricia Gonzalez's listings or office listings.

06/18/2023

The latest mortgage rates are now 7.18%
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On Wednesday, May 31, US mortgage rates were down from the previous day and the same time last week, according to Bankrate. The average rate for 30-year fixed-rate mortgages was 7.18%, 15-year fixed-rate mortgages was 6.61%, and 5/1 adjustable-rate mortgages was 6.03%. Rates for jumbo mortgages, FHA...

06/10/2023

Mortgage rates bounce back up after falling for two weeks
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Mortgage rates have been in the 6-7% range for the last 8 months and have increased this week after falling for two weeks in a row. Economic crosscurrents are causing uncertainty, and the debt limit standoff in Washington is creating further uncertainty about the future of the housing market. If a d...

05/31/2023

Single-Family housing starts show gradual improvement
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05/15/2023

Now May Be The Best Time To Buy

Patricia Gonzalez is a real estate agent with Chase Real Estate. Check out Patricia Gonzalez's listings or office listings.