Denise Krohn - Mortgage Loan Originator

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Denise Krohn - Mortgage Loan Originator With over 10 years of experience, Denise is your trusted resource for residential mortgages and business financing.

From commercial loans and investor programs to HELOCs and small business funding, she provides tailored solutions to fit every need.

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

It’s been a little while since I’ve shared about Homes for Heroes, and I’m recommitting to spreading the word about this...
08/06/2026

It’s been a little while since I’ve shared about Homes for Heroes, and I’m recommitting to spreading the word about this incredible program!

For the past six years, I’ve been honored to be part of an organization that celebrates and gives back to our community heroes. Not all heroes wear capes—but they always show up when it matters most.

To our educators, law enforcement officers, healthcare professionals, firefighters, EMS workers, and active-duty and retired military members: We see you, appreciate you, and celebrate all that you do! ❤️💙

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

There really is no place like home.From sipping your morning coffee on the front porch to tackling weekend projects and ...
08/06/2026

There really is no place like home.

From sipping your morning coffee on the front porch to tackling weekend projects and making memories with the people you love, home is where life's everyday moments become the ones you cherish most.

There’s nothing like having a place to call home that’s truly your own. In fact, 74% of homeowners say they'd rather be home than anywhere else. That says a lot about what home can mean.

If you're curious about how to reach your homeownership goals, I'd love to help. Reach out today to start the conversation!

Source: Redfin-commissioned Ipsos survey of 4,000 U.S. residents, published July 1, 2026.*
https://myoc.io/applywithdenise

NMLS ID # 318876

When you finance a home, loan-to-value ratio (LTV) measures how much you’re borrowing compared to the value of the home....
08/04/2026

When you finance a home, loan-to-value ratio (LTV) measures how much you’re borrowing compared to the value of the home. For example, if you put 20% down on a home purchase, your LTV is 80%. A lower LTV may allow you to secure a lower interest rate or avoid the need for private mortgage insurance.

At The Money Store, I help people compare their home financing options and choose the ones that are right for them. Contact me today to start your home purchase or refinance!
https://myoc.io/applywithdenise

NMLS ID # 318876

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

You've found the right home to buy, your offer has been accepted, and you're counting down the days until closing.Now is...
07/30/2026

You've found the right home to buy, your offer has been accepted, and you're counting down the days until closing.

Now is a crucial time to keep your home financing on track. Until your transaction has closed, a change to your financial qualifications could jeopardize your purchase.

Want to prepare for a smooth homebuying journey? Send me a DM, and let's discuss the right steps.
https://myoc.io/applywithdenise

NMLS ID # 318876

A mortgage servicer is the company responsible for managing your loan after it closes. They collect your monthly payment...
07/28/2026

A mortgage servicer is the company responsible for managing your loan after it closes. They collect your monthly payment, manage your escrow account for taxes and insurance (if applicable), send statements, and provide other loan services.

At The Money Store, we service the majority of our loans, helping to provide a more seamless experience for our borrowers. If you’re thinking about buying or refinancing a home, contact me today, and I’ll help you get started!
https://myoc.io/applywithdenise

NMLS ID # 318876

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

In a competitive homebuying market, finding the right home is only part of the challenge.When multiple buyers are intere...
07/23/2026

In a competitive homebuying market, finding the right home is only part of the challenge.

When multiple buyers are interested in the same property, a bidding war can ensue. Understanding how to make a strong offer can help you win against the competition.

Want to prepare to be a savvy buyer before you start house hunting? Star with a free mortgage consultation today!
https://myoc.io/applywithdenise

NMLS ID # 318876

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

Whether you plan to buy, build, renovate, or refinance a home, if you need a mortgage, submitting a mortgage application...
07/21/2026

Whether you plan to buy, build, renovate, or refinance a home, if you need a mortgage, submitting a mortgage application to a lender is a key first step.

At The Money Store, applying for home financing is fast, easy, and free with our website or mobile app. Visit the link in my profile to get started, or contact me to schedule a free consultation!
https://myoc.io/applywithdenise

NMLS ID # 318876

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

When budgeting to buy a home, it's important to look beyond the upfront costs.Your monthly mortgage payment is made up o...
07/16/2026

When budgeting to buy a home, it's important to look beyond the upfront costs.

Your monthly mortgage payment is made up of several components, and understanding the full picture can help ensure the home you buy is one you can comfortably afford.

Want an estimate of what your monthly payment could look like? Let's discuss what you can expect when buying a home in today’s market!
https://myoc.io/applywithdenise

NMLS ID # 318876

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

A credit report is a detailed record of how you’ve managed borrowed money over time. The information contained in your r...
07/14/2026

A credit report is a detailed record of how you’ve managed borrowed money over time. The information contained in your reports is used to calculate your credit scores, which lenders use to help determine your loan approval and terms.

At The Money Store, we review your credit to help ensure your home financing journey is a smooth one. If you’re planning to buy or refinance a home, contact me today for a free mortgage credit analysis.
https://myoc.io/applywithdenise

NMLS ID # 318876

07/13/2026

Pause your scroll. There are no sounds like home.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6184v0dEs. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Closing costs are one of the most common surprises for first-time homebuyers.Many buyers focus on saving for a down paym...
07/09/2026

Closing costs are one of the most common surprises for first-time homebuyers.

Many buyers focus on saving for a down payment, but there are additional expenses due at closing when purchasing a home—closing costs. Planning for these costs can help you prepare for a smooth home purchase.

Want help creating your own personalized homebuying budget? Let's discuss your goals today!
https://myoc.io/applywithdenise

NMLS ID # 318876

Address

2272 95th Street
Naperville, IL
60523

Telephone

+13128949700

Website

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