09/28/2026
Yes, average mortgage rates are high. But, it's important to keep in mind that YOUR rate might be different.
The only way to know what your rate could be is to talk to a trusted lender who will evaluate things like:
* Credit Score
* Debt-to-Income Ratio
* Down Payment Size
* Loan-to-Value Percentage
* Type of Loan
* Loan Term
Get more insights:
You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…