Philip Pence - Realtor

04/05/2026

https://www.instagram.com/p/DWwc56MlIcW/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

02/04/2026

Middle Tennessee Market Insight:

Home prices are sitting at all-time highs, but year-over-year appreciation is slowing to its lowest pace in years. That’s a sign of normalization — not a crash.

Monthly spikes grab attention, but zooming out shows a market that’s stabilizing, not stalling. For buyers and sellers here in Middle TN, understanding this context is the real advantage.
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Graph:

-The upward line shows home prices (FHFA-style index) continuing to rise and sitting near all-time highs.

-The flatter/lower line shows year-over-year appreciation slowing, even though prices aren’t falling.
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Philip Pence, Realtor
Onward RE
C: 615.838.2202
O: 615.656.8599
TN Lic # 368767
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2407 8th Ave S, Ste 201
Nashville, Tn 37204
www.Onwardre.com

12/11/2025

Hanging out with my date for the 5th grade Christmas Lunch. 🎄🎅✨

12/11/2025

Our "watch dog" who barks at blowing leaves and Amazon delivery trucks getting punked by the neighbor's cat while sleeping. He slept right through it. 😂

11/28/2025

11/14/2025

Heads up, MJ!! 😳👶 🏎️💨

09/26/2025

Tonight we got to celebrate my incredible wife, Mary Ann, who was named 2025 Nurse Practitioner of the Year for Vanderbilt Health. Well deserved! ❤️❤️❤️

09/25/2025

Heads up, everyone!! He's official!! 🏎️💨

07/14/2025

If you’ve been on the fence about your plans, now’s the time to get clarity. The market isn’t heading for a crash. It’s on track for steady, slow, long-term growth overall, with some regional ups and downs along the way.

Want to know what that means for our neighborhood? Because national trends set the tone, but what really matters is what’s happening in your zip code. Let’s have a quick conversation so you can see exactly what our local data means for you.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

07/11/2025

Out of 100+ expert forecasters, here’s the real story on where they say home prices are headed.

The average projection is about 3.3% price growth per year, through 2029.

Optimists say closer to 5.0% per year. Pessimists expect around 1.3% per year.

So, do they all agree exactly? No. But here’s the clear consensus: nobody’s projecting a crash.

Steady, healthy growth is the story. Yes, there will be regional and local variations with slight ups and downs in some areas, but not wild spikes or major national declines.

Every market will be a little bit different, so if you want to know how your neighborhood fits into this equation, DM me and we’ll have a conversation about what I’m seeing in our local numbers.

07/10/2025

Some markets are seeing home prices flatten or dip slightly right now. But over the next 5 years, national price growth is expected to rise overall, just at a slower pace than we’ve seen in years past. And that’s not a sign of a crash.

Over 100 housing experts agree: nationally, home prices are expected to keep going up through 2029, just at a more moderate rate. And that’s a good thing.

I’m following the local data for you, so DM me if you want to hear more about what I see happening with prices in our market.

I’ll help you cut through the short-term noise you may hear in the media, and focus on the long-term trends you really need to know.

07/09/2025

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to?

Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future.

If you’re dreaming of owning your own slice of paradise, let’s connect and see if we can make it happen this summer.

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to?