Julie Fay Real Estate

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Julie Fay Real Estate Buying? Selling? Get delightful results! Get a delightful result! Your selection of a Realtor is important to get great results. Now is a good time.

An exceptional Realtor knows about the law, history, location, prices, trends, negotiation, ethics, practices and more. With me, you get all those things, plus a thorough knowledge of construction, negotiation, and the skill to listen to your needs and wants when buying or selling. I love to help people succeed at getting what they want in their living space, work environment, and investment opportunities--and buying or selling for the right price. As a transplant to Tennessee, I enjoy helping others navigate the way to finding the perfect place to live, to feel comfortable and welcomed in Middle Tennessee. I understand the fears of first-time homebuyers, the needs of growing families looking to expand, or those looking to downsize. Being a business owner, I know the struggles of finding the right place to fit business needs. As an investor, I know how powerful real estate is to a portfolio. And it's all made easier with the innovation and tools of Keller-Williams--the world's leader in real estate. If you have questions, let's sit down and talk.

Affordability is probably what keeps you up at night, and with rates ticking up again lately, it's fair to wonder if you...
10/16/2026

Affordability is probably what keeps you up at night, and with rates ticking up again lately, it's fair to wonder if you should just hit pause.

Here's the honest answer: you can't control where rates go. But you can control several things that shape the rate you actually get.

Your credit score. Even a small improvement can make a real difference in your monthly payment.
Your loan options. Conventional, FHA, VA, and USDA loans each come with their own requirements and rates, and your term and fixed vs. adjustable structure change your payment too.
The kind of home you buy. Many builders are buying down mortgage rates, and buyers of newly built homes landed a lower average rate last quarter than buyers of existing homes, according to Realtor.com.

Curious which levers could work for you? Send me a DM and I'll connect you with a trusted lender and show you what's out there. --Julie

Fall color in Middle Tennessee typically peaks from mid-October into early November.  Grab a friend, a thermos, and your...
10/14/2026

Fall color in Middle Tennessee typically peaks from mid-October into early November. Grab a friend, a thermos, and your walking shoes. Here are five places to explore.

Have a favorite trail we missed? Drop it in the comments β€” we'd love to add it to the list! --Julie

Selling this fall is absolutely doable. But buyer activity typically slows while the number of homes for sale climbs, so...
10/12/2026

Selling this fall is absolutely doable. But buyer activity typically slows while the number of homes for sale climbs, so you need the right strategy to get attention.

Want to sell before the end of the year? Send me a DM and let's build your strategy from day one. Julie

What's your favorite thing about fall in Middle Tennessee? Share it in the comments. Julie
10/09/2026

What's your favorite thing about fall in Middle Tennessee? Share it in the comments. Julie

Fall is the season we all want our homes to feel a little cozier. πŸ‚ Designers say this year's trends are about comfort a...
10/07/2026

Fall is the season we all want our homes to feel a little cozier. πŸ‚ Designers say this year's trends are about comfort and thoughtful touches, not a total overhaul.

The best part? Most of these are easy to try with a pillow, a throw, a vintage find, or a little more warmth in your lighting. (Planning to sell soon? Keep it simple and neutral before you list, and enjoy the trends now.)

Which trend are you trying this season? Share in the comments. Julie

October in Middle Tennessee means crisp mornings, football weekends, and a calendar packed with fall festivals.  Somethi...
10/06/2026

October in Middle Tennessee means crisp mornings, football weekends, and a calendar packed with fall festivals. Something happens almost every weekend this month. These are just a few October picks. What's on your calendar? Let me know in the comments.

There isn't just one housing market right now β€” there are four, all running at the same time.  Which one you're in chang...
10/05/2026

There isn't just one housing market right now β€” there are four, all running at the same time. Which one you're in changes how you should buy or sell.

Cash buyers: About 26% of existing home sales this summer were all-cash. If you own a home, your equity may put you in this group.
Financed buyers: Rates aren't expected to fall anytime soon, but sellers are helping in other ways. Half of May sales included a concession like a rate buydown or closing-cost credit.
Rate-locked homeowners: About 2 in 3 homeowners have a mortgage rate under 5%, which keeps many from listing. Buyers, that also means the sellers who do list usually have a real reason to move.
Builders: At the current pace, it would take nearly 10 months to sell all the unsold new homes, well above the normal 4–6. That's pushing builders toward price cuts and rate buydowns.

Not sure which market you're in? Send me a DM and let's figure out your next move.

Julie

What does home feel like for you? Share it in the comments. --Julie
09/30/2026

What does home feel like for you? Share it in the comments. --Julie

Thinking about listing this fall? Keep your staging simple, neutral, and clean so buyers focus on the house β€” not your s...
09/28/2026

Thinking about listing this fall? Keep your staging simple, neutral, and clean so buyers focus on the house β€” not your seasonal decor.

Clear walkways daily, add a few neutral accents like mums or a simple wreath, and skip the Halloween and Thanksgiving displays until after closing. Layer in warmth with cozy textures and warm lighting, and keep any scents light β€” a hint of apple-cinnamon goes a long way.

Getting ready to list this fall? Drop a comment or send me a DM and I'll help you map out exactly what your home needs before it hits the market. --Julie

You've probably heard the old rule about a 20% down payment. Truth is, you usually don't have to put that much down β€” bu...
09/25/2026

You've probably heard the old rule about a 20% down payment. Truth is, you usually don't have to put that much down β€” but a lot of repeat buyers choose to anyway.

Curious what your equity could mean for your next down payment? Send me a DM. --Julie

Address

4101 Charlotte Avenue
Nashville, TN
37209

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