01/09/2026
I recently attended a seminar hosted by Matt Helton with OneTrust Home Loans focused on reverse mortgages for seniors, and I wanted to share a few key takeaways that may be helpful for homeowners and their families:
✨ What is a reverse mortgage?�• Designed for homeowners 62+�• Allows seniors to tap into their home equity�• No monthly mortgage payments required (borrower still pays taxes, insurance & upkeep)
✨ How the funds can be used:�• Supplement retirement income�• Cover medical or long-term care expenses�• Pay off existing mortgage debt�• Create more financial flexibility in retirement
✨ Important things to know:�• The homeowner keeps the title to the home�• The loan is repaid when the home is sold, the homeowner moves out, or passes away�• Not a one-size-fits-all solution—education is key
✨ Why this matters:�• Can be a powerful option when used correctly�• Best decisions happen when seniors + family + trusted professionals are involved
Knowledge empowers better choices. If you or a loved one are curious about options in retirement, I’m always happy to help point you in the right direction 🤍
Karwan & Fereshte Property Group
Reliant Realty ERA Powered
Cell: 615.972.8025
Office: 615.859.7150
Email: [email protected]