Susie Sells the Sea at Keller Williams Emerald Coast, Navarre FL

09/12/2026

It's always so rewarding to help my buyers and sellers while being surrounded by the amazing agents in our brokerage! What is unique is that our agents are also amazing in supporting one another! Congrats to all!

07/29/2026

Price drop on this nicely redone home in Pace!

Primarily serving the southern and northern areas of the Florida panhandle and coastal AL, I can assist with all of your real estate needs.

07/27/2026

Check out this beautiful home hitting the market!

07/22/2026

Thinking about buying a home in the Navarre, FL area? Here are the answers to prospective homebuyers's top five questions:

1. How much do homes cost here?
Prices vary depending on whether you're looking at mainland Navarre or Navarre Beach:

Metric Approximate Value
Median list price $465,000–$477,500
Median sale price (past 12 months) $435,000
Average price per sq ft $287
Navarre Beach range $255,000–$5.3 million
Buyers typically need a household income around $103K or more to afford the median-priced home with a conventional 20% down payment.

2. What's the market like right now—buyer's or seller's?
Navarre's market is relatively balanced but still competitive. Homes spend a median of 62 days on market (versus 51 days nationally), and inventory sits at roughly 2.9 months of supply—tight enough that well-priced listings move, but not so tight that buyers have no negotiating room.

3. Is Navarre a good place to live (and invest)?
Buyers weighing the lifestyle often ask about:

Income & commute – Median household income is $104,499 (above the U.S. median of ~$83K), and the average commute runs about 30 minutes.
Investment potential – Navarre Beach ranked #3 nationally for beach-house rental investment in Vacasa's 2023 report, drawing buyers looking for vacation-rental income.

4. What types of homes are available?
Single-family homes dominate—many with water views or direct waterfront access. You'll also find condos on Navarre Beach, townhouses, and a smaller selection of multi-family properties. Inventory as of mid-2026 sits around 360 active listings.
Homes.com

5. What should I know about hurricanes and insurance?
Northwest Florida sits in a high-hurricane-risk zone. Local officials are proactive about storm preparedness, but buyers should budget for:

Wind and flood insurance (often required by lenders for waterfront properties)
Possible higher deductibles
Getting insurance quotes early in the buying process helps avoid surprises at closing.

07/22/2026

I'm so proud to make top agent again this month. What is even better is the satisfaction and memories I get to be apart of with my amazing clients' journeys!

07/21/2026

Hometown Heroes Mortgage assistance is back! If you were waiting for the right time to buy and you qualify, now is the time to learn more about this program and the market. Please contact me for more information...
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The Florida Hometown Heroes Loan Program provides down payment and closing cost assistance, lower mortgage rates, and special benefits to eligible first-time homebuyers in qualifying occupations or military service.

Program Overview:
The Florida Hometown Heroes Program is designed to make homeownership more affordable for eligible workforce members and veterans. It offers down payment and closing cost assistance in the form of a 0% interest, non-amortizing, 30-year deferred second mortgage, which becomes due upon sale, refinancing, transfer of deed, or if the home is no longer the primary residence. The program is not forgivable and is available to first-time homebuyers or those who have not owned a home in the past three years, with exceptions for active-duty military personnel

Eligible participants include:
Healthcare workers, teachers, school staff, childcare workers, first responders, public safety or court employees employed full-time by a Florida-based employer as well as active-duty military, veterans, or members of the Florida National Guard employed full-time by a Florida-based employer.

Applicants must have a minimum credit score of 640, earn less than 140–150% of the area median income depending on county limits, and complete an approved homebuyer education course

Financial Assistance Details:
Borrowers can receive up to 5% of the first mortgage loan amount, with a maximum of $35,000 and a minimum of $10,000, toward down payment and closing costs.

The program is compatible with FHA, VA, USDA, and Conventional loans, offering competitive interest rates, reduced upfront fees, and no origination or discount points.

The assistance is structured as a second mortgage that is deferred and interest-free, but repayment is required under certain conditions such as selling or refinancing the home.

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07/16/2026

Well, I am not ashamed to be at the bottom of the list when we have so many super-power agents in our brokerage and over 250 agents. I am just thankful for my loyal clients, fellow agents and referrals!

07/01/2026

Another wonderful listing just hit the market; do not miss out on this lovely home with a seldom-seen bonus room in Holley By The Sea!

Susie Mesa (personal) at Keller Williams, helping clients with all their property search, sale, and ownership needs! Contact us at the Susie Mesa (personal) to see how we can help you!

06/16/2026

Amazing investment opportunity or great option for new home buyers or those wanting to downsize and live the dream with a home in the panhandle.