Delphic Associates

03/11/2026

Affordable Housing Opportunity in Duxbury, MA

A private developer, Perry Phillips Woods, LLC and officials of the Town of Duxbury have collaborated to provide this affordable housing opportunity in Duxbury, MA. The development is in accordance with the Executive Office of Housing and Livable Communities’ Local Initiative Program, Local Action Units (“LIP-LAU”). This development consists of 12 (twelve) single-family homes. There will be 2 (two) homes designated as affordable and sold to buyers whose incomes are at or below 80% of the area median income.

Parkside is located at 0 Keene Street in Duxbury. Duxbury is primarily a residential community with a village atmosphere offering excellent schools, beaches, recreation, the arts, town services and government. Duxbury is widely regarded as one of the most desirable and picturesque communities in Massachusetts.

When completed, 2 of these homes will be designated as affordable and sold to first time homebuyers whose incomes are at or below 80% of the area median income.

A private developer, Perry Phillips Woods, LLC and officials of the Town of Duxbury have collaborated to provide this affordable housing opportunity in Duxbury, MA. The development is in accordance with the Executive Office of Housing and Livable Communities’ Local Initiative Program, Local Action...

03/11/2026

55+ Affordable Housing Opportunity in Sharon, MA

Sharon Residences consists of a total of 33 (thirty-three) condominium units of which there are 4 (four) units designated as affordable and sold to buyers or their spouses who are 55 years of age or older, whose incomes are at or below 80% of the area median income. At least one household member must be at least 55+ years of age. No one under the age of 18 may reside there for more than 4 months.

The condominiums at Sharon Residences are located on Old Post Road at the Sharon/Walpole line. Three (3) condominium units will have 2 Bedrooms, 1.5 Baths and one (1) condominium unit will have 1 Bedroom, 1,5 Baths, public water and an on-site sewer treatment facility.

Sharon Residences consists of a total of 33 (thirty-three) condominium units of which there are 4 (four) units designated as affordable and sold to buyers or their spouses who are 55 years of age or older, whose incomes are at or below 80% of the area median income. At least one household member mus...

10/21/2025

Affordable Housing Opportunity in Avon, MA.
A private developer, A&B Campbell Realty, LLC and officials of the Town of Avon have collaborated to provide this affordable housing opportunity in accordance with the Department of Housing and Community Developments’ Local Initiative Program (“LIP”).

Brave Estates, located at 188 Central St., an apartment complex with multi-unit buildings set in a rural residential area. There will be 36 units within four buildings, two buildings housing 8 units each, and two buildings, housing 10 units each. There will be 9 designated affordable units rented to tenants with incomes at or below 80% of the area median income for Avon.

A private developer, A&B Campbell Realty, LLC and officials of the Town of Avon have collaborated to provide this affordable housing opportunity in accordance with the Department of Housing and Community Developments’ Local Initiative Program (“LIP”).

10/16/2025

Spring Street Mill Apartments – 55+ Rental Lottery
Spring Street Mill Apartments, located at 68 Spring Street, Mansfield, Massachusetts, is a 9-unit apartment building currently under construction of which one occupant must be 55 years of age or older. The unit will be designated as an affordable and rented to a tenant with incomes are at or below 80% of the area median income. The apartment will be approximately 960 square feet. The kitchen accessories include all wood cabinets and Energy Star appliances. Utilizing the most up to date building standards, residents will enjoy the benefits of super insulated walls and ceilings as well as energy efficient windows. The rent will be $1,854.

Spring Street Mill Apartments, located at 68 Spring Street, Mansfield, Massachusetts, is a 9-unit apartment building currently under construction of which one occupant must be 55 years of age or older.

04/17/2025

Last night's lottery drawing for Fisherville Terrace in Grafton

04/01/2025

HOT OFF THE PRESSES !!
New Household Income Limits for 2025
The Department of Housing and Urban Development (“HUD”) has released the “NEW INCOME LIMITS FOR 2025” as of today, April 1, 2025 (No Joke!)

HUD groups a number of towns in what is referred to as Standard Metropolitan Statistical Areas (SMSA).

We have listed some of the SMSA and towns within the SMSA that may affect some of our clients. We have prepared a chart below highlighting some of the communities where we have developments with their new income limits.

BOSTON METROPOLITAN STATISTICAL AREA

SHARON DUXBURY KINGSTON
MEDWAY NORFOLK WALPOLE
PEMBROKE PLYMOUTH MEDFIELD
HOLLISTON FRANKLIN

INCOME LIMITS

New 2025 AMI is $160,900 which is a 8% increase from 2024 AMI of $148,900
Household Size 1 2 3 4 5

Income Limit 2024 $91,200 $104,200 $117,250 $130,250 $140,700
Income Limit 2025 $92,650 $105,850 $119,100 $132,300 $142,900
Difference $1,450 $1,650 $1,850 $2,050 $2,200


The Individual Income Limits based on a family of 4 has only risen 1.6%.

TAUNTON METROPOLITAN STATISTICAL AREA

BERKLEY DIGHTON

INCOME LIMITS

New 2025 AMI is $134,600 which is a 7.1% increase from 2024 AMI of $125,600
Household Size 1 2 3 4 5

Income Limit 2024 $68,500 $78,250 $88,050 $97,800 $105,650
Income Limit 2025 $70,350 $80,400 $90,450 $100,500 $108,550
Difference $1,850 $2,150 $2,400 $2,700 $2,900


The Individual Income Limits based on a family of 4 has risen 2.8%.

BROCKTON METROPOLITAN STATISTICAL AREA

AVON BRIDGEWATER HALIFAX
LAKEVILLE WEST BRIDGEWATER PLYMPTON

INCOME LIMITS

New 2025 AMI is $131,400 which is a 19.5% increase from 2024 AMI of $109,900
Household Size 1 2 3 4 5

Income Limit 2024 $66,250 $75,700 $85,150 $94,600 $102,200
Income Limit 2025 $68,500 $78,250 $88,050 $97,800 $105,650
Difference $2,250 $2,550 $2,900 $3,200 $3,450


The Individual Income Limits based a family of 4 has risen 6.5%.

WORCESTER METROPOLITAN STATISTICAL AREA

BOYLSTON GRAFTON STERLING

INCOME LIMITS

New 2025 AMI is $122,200 which is a 4.1% increase from 2024 AMI of $117,300
Household Size 1 2 3 4 5

Income Limit 2024 $68,500 $78,250 $88,050 $97,800 $105,650
Income Limit 2025 $69,850 $79,800 $89,800 $99,750 $107,750
Difference $1,350 $1,550 $1,750 $1,950 $2,100


The Individual Income Limits based a family of 4 has risen $1,950 or 2%.

PROVIDENCE-FALL RIVER METROPOLITAN STATISTICAL AREA

ATTLEBORO WESTPORT

INCOME LIMITS

New 2025 AMI is $114,300 which is a 1.7% increase from 2024 AMI of $112,400
Household Size 1 2 3 4 5

Income Limit 2024 $62,950 $71,950 $80,950 $89,900 $97,100
Income Limit 2025 $64,050 $73,200 $82,350 $91,450 $98,800
Difference $1,100 $1,250 $1,400 $1,550 $1,700


The Individual Income Limits based a family of 4 has risen $1,550 or 1.7%.

Should you have any questions regarding the pricing or income limits on a particular development,
Please contact me at [email protected]

Thank you!
Dawn Cunha
Housing Lottery Director
Delphic Associates, LLC
651 Orchard Street, Suite 308
New Bedford, MA 02744
T: 508-994-4100
E: [email protected]

03/06/2025

Affordable Housing Opportunity in Grafton, MA:
A private developer, Fisherville Terrace, LLC and officials of the Town of Grafton have collaborated to provide this affordable housing opportunity in Grafton. The development is situated on approximately 25-acres of land off of 119 Main Street in Grafton.

The next section of this development consists of 5 duplex buildings containing 10 units. There will be 4 units designated as affordable. The initial sales price is $238,600 for the affordable units and the estimated Condominium Association fee will be $95 monthly.

The homes that will be built will have 3 bedrooms, 1.5 baths and a garage. The new homes will range from 1,850 square feet to 2,350 square feet. It is estimated that the total monthly cost of your mortgage payment including Principal, Interest, Real Estate Taxes, Private Mortgage Insurance (PMI), Hazard Insurance and a Homeowners Association fee of $95 will be approximately $2,139. This assumes a 30-year fixed rate mortgage at current Freddie Mac rate of 7.29% plus .25% with a 5% down payment. This is only an estimate. Your actual mortgage payment may be different based on the actual interest rate and other factors. This monthly mortgage payment is pre-tax and does not include the tax advantage of home ownership. To determine your monthly payment and net expense post tax effect, you should consult with your accountant or tax advisor. Your down payment can be 3% of which half can be a gift.

A private developer, Fisherville Terrace, LLC and officials of the Town of Grafton have collaborated to provide this affordable housing opportunity in Grafton. The development is situated on approximately 25-acres of land off of 119 Main Street in Grafton.

01/03/2025

We received this email from a first-time homebuyer we qualified. This is why I love my job! 😊

Hi Dawn and Paul,

I recently moved into my new home and I just wanted to thank you both again for all your efforts in making this a possibility for me. Being a homeowner has been a long held dream of mine and I wasn't sure I would ever be able to make it a reality despite years of studying, working, saving and searching. The affordable housing program made it possible. You are doing very important work in helping people to obtain housing, especially in these particularly challenging times when home ownership is more difficult than ever. I have a beautiful home and I am so grateful to you both. It was a challenging but rewarding process and I am so happy to be on the other side. I look forward to many happy years in my new home.

Happy New Year!

Much Appreciation,
Alysha

12/18/2024

Yes I do! Let me know if I helped to change your life!

12/04/2024

Affordable Housing Lottery in Plymouth, MA: Bartlett Pond, in Plymouth, MA consists of a total of 20 (twenty) Single-Family Homes (SFH) homes. There are 5 (five) units designated as affordable and sold to first buyers whose incomes are at or below 80% of the area median income.

https://delphicassociates.com/bartlett-pond-in-plymouth-ma/

04/15/2024

At my job, I am lucky enough to have the ability to change people's lives for the better every single day. Sometimes, they show me just how much they appreciate that. 😊

02/08/2024

H&R Block is sending one lucky winner and their guest to New Orleans in February 2025! COPY AND PASTE THE LINK BELOW INTO YOUR BROWSER.
One lucky winner will receive $10,000 in Visa gift cards to be used for big game tickets, 3 nights of hotel accommodations in New Orleans, LA, and round-trip airline tickets for two.
See official rules for terms, substitutions, and limitations.

We are sending one lucky winner and their guest to New Orleans in February 2025!