Theresa Lucio

12/05/2024

When Will Mortgage Rates Come Down?

If you’re planning to move and want to stay informed about where mortgage rates are heading, let’s connect.



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One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down?

12/04/2024

One of the top questions right now is: when will mortgage rates come down?

Here’s the best answer based on the latest forecasts.

After so much volatility this year, rates are expected to stabilize and ease a bit over the next year — but it all depends on factors like inflation, unemployment, government policies, and the overall economy.

Even though experts forecast rates will come down slightly, it may be a bumpy road. DM me to make sure you stay up to date.



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12/02/2024

Make Your House the Top Thing on Every Buyer’s Wish List This Season

There are plenty of good reasons to put (or keep) your house on the market during the holidays. Let’s connect to see if this is your moving season.



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With the holidays right around the corner, homeowners planning to move have a decision to make: sell now or wait?

11/30/2024

Feeling like today’s mortgage rates and prices are putting homeownership out of reach?
Co-buying a home with another person could be an option to help with affordability. And, actually, more people are going that route today.

By teaming up, you can split costs and share responsibilities which could make buying a home possible.

If you want to weigh the pros and cons to see if this is right for you, DM me.



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11/28/2024

Most people hit pause on their moving plans during the holidays—but guess what? When the temperature drops, your chance to sell heats up. In fact, your house might be the #1 thing on a buyer’s wish list right now. Ready to make a move? This might just be your season.



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11/27/2024

What’s Behind Today’s Mortgage Rate Volatility?

The takeaway? Today’s mortgage rate volatility is going to continue to be driven by economic factors and political changes.
Now is the time to lean on experienced professionals. A trusted real estate agent and mortgage lender can help you navigate through it. And with the right guidance, you can make informed decisions.



Let me help you find a home in this world.

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride.

11/25/2024

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

While mortgage debt is high, rest assured the market isn’t on the brink of another crash. Instead, most homeowners are in a strong position. If you have questions or concerns, let’s connect.



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One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today.

11/23/2024

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

With more down payment assistance programs than ever before, now’s a great time to explore how these options can help on your homebuying journey. Let’s work together to make sure you’ve got a team of expert advisors in place to see which DPA programs could be a fit for you.



Let me help you find a home in this world.

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible.

11/21/2024

Important update: the number of down payment assistance programs is on the rise. And these programs aren’t small-scale help either – the average benefit is roughly $17K.

If you’re planning to buy a home, don’t leave money on the table. This could be a game-changer.

Let’s make sure you’re working with the best real estate advisors to understand what you may qualify for.



Let me help you find a home in this world.

11/20/2024

Wondering why mortgage rates are bouncing around a bit right now?

It has to do with what’s happening in the economy, the rate of inflation, the market’s reaction to the election, and a whole lot more.

The best thing you can do to navigate the volatility right now is lean on a team of professionals who can keep you up to date on what’s happening and what it means for you.



Let me help you find a home in this world.

11/18/2024

Ready to move on from your current house but don’t know if you should rent it out or sell it?

It’s a decision more homeowners are thinking about. Ultimately, the choice is a personal one and should align with your lifestyle goals and financial situation.

DM me and I can help walk you through the pros and cons of renting your house versus selling it and offer advice about the best fit for you.



Let me help you find a home in this world.

11/16/2024

The Big Difference Between Renter and Homeowner Net Worth

On average, a homeowner’s net worth is nearly 40x higher than a renter’s. If you’re ready and able to buy, you have the chance to start gaining equity and growing your wealth. And if homeownership feels out of reach, let’s connect to talk about the programs that can help.



Let me help you find a home in this world.