Kirsten C Noble The Realtor

11/19/2023

If you are a homebuyer and in need of assistance , contact me today

11/04/2023

https://www.businessinsider.com/personal-finance/best-mortgage-refinance-rates-today-thursday-2-2023-11

These are today's mortgage and refinance rates. Mortgage rates have ticked down a bit this week. But where they'll go next depends on inflation and the Fed.

10/31/2023

Looking to get a Cash Offer for your home? Don't waste time waiting on financing, Contact me for a cash offer.

10/26/2023

Invest in not only yourself but your future as well!

Are you wondering if it makes sense to buy a home right now?

09/18/2023

WoW!! Check out this beautiful home located in Bridge City, LA. Schedule a showing with me today.

Fabulous home awaits you. Main living area opens to attac...

09/16/2023

Check out this beautiful and affordable new construction home in Waggaman, LA. Schedule a showing today.

Introducing our newest floorplan, The Ashton . Our Ashton...

07/26/2023

The Noble Way

Don’t Fall for the Next Shocking Headlines About Home Prices

If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices.

They’re basing their negative news by comparing current stats to the last few years. But you can’t compare this year to the ‘unicorn’ years (when home prices reached record highs that were unsustainable). And as prices begin to normalize now, they’re talking about it like it’s a bad thing and making people fear what’s next. But the worst home price declines are already behind us. What we’re starting to see now is the return to more normal home price appreciation.

Why This Is So Important to Understand

In the coming months, as the housing market moves further...



The Noble Way

If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices?

07/24/2023

The Noble Way

Foreclosure Numbers Today Aren’t Like 2008

If you've been keeping up with the news lately, you've probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you're considering buying a home. It’s important to understand the context of these reports to know the truth about what’s happening today.

According to a recent report from ATTOM, a property data provider, foreclosure filings are up 2% compared to the previous quarter and 8% since one year ago. While media headlines are drawing attention to this increase, reporting on just the number could actually generate worry for fear that prices could crash. The reality is, while increasing, the data shows a foreclosure crisis is not where the market is headed.

In recent years, the number of foreclosures has been down to record lows. That...



The Noble Way

If you've been keeping up with the news lately, you've probably come across headlines talking about the increase in foreclosures in today’s housing market.

07/22/2023

The Noble Way

Real Estate Continues To Be the Best Investment [INFOGRAPHIC]

According to a recent Gallup poll, real estate has been voted the best long-term investment for 11 years in a row, beating gold, stocks, bonds, and more. Owning real estate means more than just having a home—it’s an investment in your future. That’s because it’s typically a stable and secure asset that tends to increase in value as time goes on. DM me if you’re ready to buy a home and invest in your future.



The Noble Way

According to a recent Gallup poll, real estate has been voted the best long-term investment for 11 years in a row, beating gold, stocks, bonds, and more.

07/19/2023

The Noble Way

Explaining Today’s Mortgage Rates

If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.

But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between the 30-Year Mortgage Rate and the 10-Year Treasury Yield.

Historically, the average spread between the two over the last 50 years was 1.72 percentage points (also commonly referred to as 172 basis points).

Factors such as inflation, other economic drivers, and the policy and decisions from the Federal Reserve (The Fed) are all influencing mortgage rates and a widening spread.

Why Does This Matter for You?

This may feel overly technical and granular, but here’s why homebuyers...



The Noble Way

If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. 

07/17/2023

The Noble Way

Home Prices Are Rebounding

If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come. That’s because today’s headlines are painting an unnecessarily negative picture. If we take a year-over-year view, home prices did drop some, but that’s because we’re comparing to a ‘unicorn’ year when prices peaked well beyond the norm.

To avoid an unfair comparison to that previous peak, we need to look at monthly data. And that tells a very different and much more positive story. While local home price trends still vary by market, here’s what the national data tells us.

We can see the past year in the housing market can be divided into two parts. In the first half of 2022, home prices were going up, and fast. However, starting in July, prices began to go down. By around August or September, the trend st...



The Noble Way

If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come.