Mosaic Property Valuations

09/16/2026

How is a commercial property’s value determined?

Depending on the property and the purpose of the appraisal, an appraiser may consider three primary approaches to value:

𝗦𝗮𝗹𝗲𝘀 𝗖𝗼𝗺𝗽𝗮𝗿𝗶𝘀𝗼𝗻 𝗔𝗽𝗽𝗿𝗼𝗮𝗰𝗵
This approach compares the property to similar properties that have recently sold. Differences in location, size, condition, property characteristics, and market conditions are analyzed to develop an indication of value.

𝗜𝗻𝗰𝗼𝗺𝗲 𝗖𝗮𝗽𝗶𝘁𝗮𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻 𝗔𝗽𝗽𝗿𝗼𝗮𝗰𝗵
Commonly used for income-producing properties, this approach considers the property’s ability to generate income. Factors such as rental rates, vacancy, operating expenses, and capitalization rates may be analyzed to determine value.

𝗖𝗼𝘀𝘁 𝗔𝗽𝗽𝗿𝗼𝗮𝗰𝗵
This approach considers the value of the land plus the cost to construct the improvements, less applicable depreciation. It can be particularly useful for newer or special-purpose properties.

Not every approach is equally applicable to every property. The appraiser determines which methods provide the most relevant and reliable indications of value based on the property and available market data.

Understanding each approach helps tell a more complete story of a property’s value.

09/14/2026

We always appreciate the opportunity to spend time with our local real estate community.

This week, our Senior Managing Director, 𝗔𝗿𝘁𝗵𝘂𝗿 𝗦𝗰𝗵𝘄𝗲𝗿𝘁𝘇, 𝗠𝗔𝗜, 𝗔𝗦𝗔, led a Lunch & Learn on “𝗗𝗲𝗰𝗼𝗱𝗶𝗻𝗴 𝗖𝗮𝗽𝗶𝘁𝗮𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻” at the Bayou Board of REALTORS.

We explored the relationship between equity rates and capitalization rates, how changes in interest rates and market conditions can impact property values, and practical ways to analyze these rates when evaluating income-producing properties.

It’s conversations like sharing knowledge, asking questions, and connecting valuation concepts to real-world market conditions that help strengthen our industry as a whole.

If you have questions about an upcoming appraisal or just want to talk through a scenario, we’re here to help. Let us know your appraisal challenges.

09/11/2026

On this 25th anniversary of September 11, we pause to remember not only the tragedy of lives lost, the injured, and all those whose lives were forever changed, but also the courage, sacrifice, and unity shown that day and the days that followed during one of our nation’s darkest times.

We remember not only what was lost, but also the values that continue to unite and strengthen our communities.

09/10/2026

We love seeing our 𝗩𝗣 𝗼𝗳 𝗦𝘁𝗮𝗳𝗳 & 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀, 𝗦𝗵𝗲𝗶𝗹𝗮 𝗦𝗰𝗵𝘄𝗲𝗿𝘁𝘇, staying involved with the New Orleans Chamber of Commerce and supporting its September events!

As proud members of the Chamber, we’re always looking forward to opportunities to connect, build relationships, and stay engaged with the New Orleans business community.

Interested in connecting with others in our business community? Check out the New Orleans Chamber of Commerce’s full event calendar to learn more about upcoming programs and networking opportunities.

See an event you’re planning to attend? Let us know we’d love to connect with you there!

https://lnkd.in/gfVTA5wd

September is calling, and we’re answering! 🧡💙

Join us for a month of networking, connection and good conversation at the New Orleans Chamber. From Women’s Business Alliance to Power Hour and Chamber After 5, there are plenty of opportunities to get out, connect and grow your network.

📅 Save the dates. We’ll see you there! ⚜️

09/08/2026

Join us and the 𝗕𝗮𝘆𝗼𝘂 𝗕𝗼𝗮𝗿𝗱 𝗢𝗳 𝗥𝗲𝗮𝗹𝘁𝗼𝗿𝘀 for an informative Lunch & Learn exploring the key drivers of commercial property value and the market forces that influence real estate investment decisions.

📅 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟏𝟎𝐭𝐡, 𝟐𝟎𝟐𝟔 • 𝟏𝟏𝐀𝐌-𝟏𝟐:𝟑𝟎𝐏𝐌
📍 𝐁𝐚𝐲𝐨𝐮 𝐁𝐨𝐚𝐫𝐝 𝐎𝐟𝐟𝐢𝐜𝐞 - 𝟒𝟔𝟓𝟏 𝐖 𝐏𝐚𝐫𝐤 𝐀𝐯𝐞., 𝐇𝐨𝐮𝐦𝐚, 𝐋𝐨𝐮𝐢𝐬𝐢𝐚𝐧𝐚 𝟕𝟎𝟑𝟔𝟒

This session will break down how capitalization rates and equity rates are calculated, how they interact, and how changes in the market can ultimately impact the value of income-producing properties.

𝐊𝐞𝐲 𝐓𝐨𝐩𝐢𝐜𝐬:
• Understanding the relationship between equity rates and capitalization rates
• How changes in equity rates, including interest rates, can affect capitalization rates and property values
• Practical strategies for adjusting capitalization rates based on market conditions and property performance
• How to better interpret and communicate complex valuation metrics to clients

Presented by our Senior Managing Director, 𝗔𝗿𝘁𝗵𝘂𝗿 𝗦𝗰𝗵𝘄𝗲𝗿𝘁𝘇, 𝗠𝗔𝗜, 𝗔𝗦𝗔, this session will break down these critical concepts and explain how they impact income-producing properties in today's market.

Bring your questions! We’ll wrap with practical advice and open discussion so you leave with confidence and tools you can apply immediately.

• Bayou Board Members - $10
• Non-Members - $15

𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐇𝐞𝐫𝐞: https://members.bayourealtor.com/ap/Events/Register/v5FxawwFKCyCm

09/07/2026

This Labor Day, we recognize the hard work, dedication, and contributions of workers who help strengthen our businesses and communities.

We wish everyone a safe, relaxing, and enjoyable Labor Day!

09/02/2026

Members of our team, 𝗦𝗵𝗲𝗶𝗹𝗮 𝗦𝗰𝗵𝘄𝗲𝗿𝘁𝘇 and 𝗚𝗿𝗮𝗰𝗲 𝗚𝗼𝗲𝘁𝘇, enjoyed attending the Bayou Board Affiliate Appreciation Luncheon and connecting with members of the REALTOR® community.

One of the most memorable moments came from Bayou Board President 𝗖𝗵𝗲𝗹𝗶𝘁𝗮 𝗪𝗼𝗼𝗱𝘀, who reminded attendees, "You matter." In an industry built on relationships, it was a meaningful reminder that the people behind the work are just as important as the work itself.

Thank you to the Bayou Board of REALTORS for an informative event and for bringing professionals together to learn, share ideas, and strengthen our industry connections.

08/27/2026

𝗪𝗵𝗮𝘁 𝗚𝗼𝗲𝘀 𝗶𝗻𝘁𝗼 𝗮 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗩𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻?

When people hear the word “appraisal,” they often think of one thing: the final value. But determining the value of a commercial property involves much more than arriving at a number.

A credible commercial property valuation requires a combination of physical, financial, legal, and market factors to understand a property and the forces that influence its value.

𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻
Accessibility, visibility, surrounding development, proximity to major roadways, and neighborhood trends can all influence a property’s marketability and value.

𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗖𝗵𝗮𝗿𝗮𝗰𝘁𝗲𝗿𝗶𝘀𝘁𝗶𝗰𝘀
Size, age, condition, construction quality, layout, and overall utility provide insight into how a property compares to and competes within its market.

𝗖𝗼𝗺𝗽𝗮𝗿𝗮𝗯𝗹𝗲 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀
Recent sales provide insight into how buyers and sellers are responding to similar properties. Appraisers analyze differences in location, size, condition, market conditions, and other characteristics when comparing those transactions.

𝗜𝗻𝗰𝗼𝗺𝗲
For income-producing properties, the valuation process may consider rental income, occupancy, operating expenses, lease terms, market rents, and vacancy rates to evaluate the property’s income-generating potential.

𝗭𝗼𝗻𝗶𝗻𝗴
Current zoning, permitted uses, and development restrictions help determine what can legally be done with a property and play an important role in analyzing its highest and best use.

𝗠𝗮𝗿𝗸𝗲𝘁 𝗖𝗼𝗻𝗱𝗶𝘁𝗶𝗼𝗻𝘀
Supply and demand, vacancy rates, new development, economic conditions, and broader market trends provide important context for understanding a property’s position in the marketplace.

Commercial real estate valuation is rarely about one factor alone. Each piece contributes to a more complete understanding of the property and the factors that influence its value.

At Mosaic Property Valuations, we look beyond the number to understand the full story behind the property.

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝘁’𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗮 𝗻𝘂𝗺𝗯𝗲𝗿. 𝗜𝘁’𝘀 𝘁𝗵𝗲 𝘄𝗵𝗼𝗹𝗲 𝗽𝗶𝗰𝘁𝘂𝗿𝗲.

08/25/2026

We’re excited to welcome Lori Dang into her new role as Researcher at Mosaic Property Valuations!

Over the past six weeks, Lori has gained hands-on experience across the appraisal process, from conducting field inspections throughout Southeast Louisiana and Mississippi to completing a full appraisal report for her Capstone project.

Throughout her internship, Lori has brought a detail-oriented, and driven perspective to her work. We’ve enjoyed watching her build her knowledge of commercial real estate and appraisal, and we’re excited to see her continue developing those skills as part of our team.

We’re thrilled to have Lori continue her journey with Mosaic and look forward to supporting her growth and success in this next chapter!

08/24/2026

Today is National Selfirst Day - a reminder that prioritizing yourself isn’t selfish.

In commercial real estate, we spend our days focused on deadlines, details, clients, and the properties we serve. Taking time to recharge helps us come back with the focus and perspective needed to do our best work.

Today, we’re reminded that investing in yourself is just as important as investing in the work you do.