08/05/2026
OWNER FINANCING — No Bank Qualifying — 3BR/2BA Middle River, MD
Yes, this one's also listed with a realtor. I'm working directly with the seller and listing agent to open this up to a specific type of buyer who can't (or doesn't want to) go through a traditional bank.
612 Bowleys Quarters Rd, Middle River MD 21220
Solid 3BR/2BA home in a quiet neighborhood, close to Bowleys Quarters marina, shopping, and just 15 min to White Marsh. Great for a family or someone tired of renting.
Here's the deal — I'm offering owner financing for buyers who have the down payment but can't (or don't want to) qualify with a traditional bank:
Self-employed / 1099 / gig income
Recent credit event (bankruptcy, foreclosure, divorce) that's now behind you
Investors past the Fannie 10-loan limit
Anyone who has real savings but hates the mortgage qualifying process
Terms:
Purchase price around market value
Down payment 15-20% depending on your situation
Monthly payment competitive with rent for the area
Close in 30 days, no lender delays
Title held in trust, full ownership benefits are conveyed therein
If you can prove income (bank statements or tax returns) and have real down payment funds, message me and let's talk. I'm looking for the right buyer, not the fastest one.
Serious inquiries only — please, no wholesalers, no "creative flippers," no "let me assign this to my buyer" messages. I'm working directly with the end buyer.
- DM if you have serious interest. Feel free to visit the listing