Darling Moreira - Realtor - NY and NJ

09/08/2025

03/30/2024

Utilizing first time home buyer programs is a great way to purchase, construct, or renovate your home. 🏠

Here a 5 programs that should helpful in the purchase of your next home.

1️⃣ Homefirst Downpayment Assistance
2️⃣ FHLB Forgivable Grant
3️⃣ Pathway to Purchase
4️⃣ NeighborhoodLift Program
5️⃣ Americas Home Grant

If vou’re interested in learning more about becoming a homeowner - let’s talk. Sign-up for a 15-minute ‘Work With Me’ call so we can create a homeownership plan for you. (🔗 Link is in the bio)

Darling Moreira 🌸
New York Realtor

08/02/2023

NEW HOUSE ON THE MARKET 🏡

🛏 5 Bed | 🛁 3 Bath | 2,000 sq ft

Offered at $525,000

137 N 6th Avenue, Mount Vernon, NY

Introducing this magnificent 5-bedroom, 3-bathroom sanctuary, brimming with possibilities! Upon arrival, you'll be captivated by the exquisite stainless steel fence, providing both security and a touch of contemporary elegance.

The backyard boasts a pristine concrete finish, ideal for hosting gatherings and crafting treasured memories. Inside, prepare to be impressed by recent updates, including a brand-new roof that guarantees peace of mind for years to come. The boiler and hot water heater, just 2 years old, ensure comfort and efficiency.

Adding to the charm, the first-floor living room features elegant marble floors, making this home exceptional. The generously sized kitchen beckons your culinary aspirations, offering endless opportunities for entertainment and enjoyment. This home is a blank canvas, ready for your personal touch and creative flair. Don't let this extraordinary opportunity slip away!

Take a look at this incredible place!: https://www.forsalebydarling.com/d8qwmt4c

MLS #: H6261171

Listed by Aneury Evangelista & Darling Moreira | Real Broker LLC

View photos and detailed information for 137 N 6th Avenue, MLS , don't miss your chance to own this hot property!

03/14/2023

FOR ALL MY HESITANT HOME BUYER! 🚨

I have great news for you!! 🤗

If you've been looking for lower costs and lower monthly payments - you just might be in luck. 🤞🏾

The Federal Housing Administration & VA are taking steps to make homeownership more accessible.

How?
- FHA is lowering mortgage insurance.
- VA is lowering the funding fee.
- FHA interest rate levels are reforming to help those who need it the most.
+ INTEREST RATES HAVE TAKEN A HUGE DIP! (As of 03/13/23)

These will have major impacts on monthly pavments and closing costs.

If you plan on using either of these mortgages AND you're able to secure seller paid closing costs - you could see significantly lower monthly payments! 💵

If vou're interested in learning more about becoming a homeowner - let's talk. Sign-up for a 15-minute 'Work With Me' call so we can create a homeownership plan for you. (🔗 Link is in the bio)

03/05/2023

Hey Y’all!!

Curious about the home purchase process?? I got you!! 🤌🏾

1. Hire a dedicated agent that can educate you and make sure that the home purchase process runs smoothly for you. An agent will minimize any hiccups and make sure you are taken care of. If you are having trouble finding one feel free to DM me and I can pair you with someone in your area. 🏡

2. Get your pre-approval and funds together💰. If you are taking out a loan you will need to pair up with a lender that can take a look at your financial situation and let you know how much you can really afford.

3. Take note of your must haves and non-negotiables then start looking at properties. 🔎 Consider this the window shopping phase where you can preview homes online to see what’s on the market. Then schedule showings to actually see your picks in person.

4. Submit an offer. ✍️Your agent will help you submit an offer that makes the most sense for you and what is happening in the market. There may be some negotiation and if your offer is accepted then it’s time to go under contract. After going under contract your downpayment would go into escrow, the the loan application would be completed.

5. With due diligence you will need to cross your T’s and dot your I’s to make sure you are aware of what your getting yourself into with the purchase of your home. An inspector would check the house to let you know of any major or minor issues within the structure of the property. Your lender will then order and appraisal to determine to actual value of the home. This would also be an excellent time to obtain your home owners insurance.

6. Then on to the pathway to close. The title company will search the property to make sure it is free and clear of any surprises like liens or other issues. Once you are clear to close, funds are wired. Then voila you get your keys!! 🔑

Looking to buy or sell in NY or NJ - let’s chat!!

Darling Moreira
New York & New Jersey Realtor
Real Broker | eXP Realty
📲 646-813-7466
📧 [email protected]

03/03/2023

Hey!!!

You’ve made it to my real estate side of the internet!! Welcome!!🙏🏾

Here is a little bit of what you can expect on this page:

• New York & New Jersey Housing Data
• Home Buying Tips & Tricks
• Local Market Hot Spots to Visit
• Real Estate Strategies and How To’s
• Market Trends & Insight
• Behind the scene and more…

Consider this your one stop shop for all real estate FAQ’s. Stay a while!!

My DM’s are open to answer any questions and if you are looking to buy, sell, or invest within the next six month - let’s chat!! 📲

Schedule a 15 minute consultation by clicking the link in my bio!!

11/11/2016

Good Morning!!! Walking in hope this morning.
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Have a great day!

11/09/2016

Take a moment to feel what you feel and keep moving.
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Use the situatuon as inspiration to hustle harder to get where you need to get.
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11/08/2016

If you dont live on the edge, you will never see the view.
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Don't let fear cripple you. If there is something you really want, go for it.