Sold By Teresa

Sold By Teresa Welcome to Teresa B. Co**ha Real Estate Services. Expert in finding your dream home or maximizing sale value with over a decade of local experience.

Contact me for a seamless property journey.

01/02/2026

To all my esteemed former and prospective clients, I extend my warmest wishes for a healthy and prosperous New Year in 2026. I look forward to the continued opportunity to assist you in achieving your homeownership goals. I am always here, ready and available, and don't forget we also speak Spanish as a second language. 🏠🥳👍🏻🙏🏻🎉🏡✍️👨‍👩‍👧‍👦

**RENTAL RENTED**RENTAL HOME IN PANAMA CITY, FLORIDAHome is a fully furnished, recently renovated, and spacious 2 bedroo...
07/09/2025

**RENTAL RENTED**

RENTAL HOME IN PANAMA CITY, FLORIDA

Home is a fully furnished, recently renovated, and spacious 2 bedrooms and 2 bathrooms townhouse. It is available beginning July 15, 2025 in Panama City, Florida.

This home features a vaulted ceiling, a fully equipped kitchen, modern decor, in unit washer and dryer, private yard, and driveway parking. Water and electric included with a cap of $150/month.

Ideal location near shopping, dining, hospitals, and Tyndall AFB. It is about a ten minute car ride from the beach. Seeking to rent to military families, professionals, traveling nurses, or relocators.

Don't miss out on this opportunity for a turn-key rental. We are accepting serious long term rentals only. Please DM if interested.

Se encontrĂł en Google desde zillow.com

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉
03/31/2025

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

Helpful Negotiation Tactics for Today’s Housing MarketIf you haven’t already heard, homebuyers are regaining some negoti...
08/06/2024

Helpful Negotiation Tactics for Today’s Housing Market

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.

Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.

What Can You Negotiate?

Most things in a home purchase are on the negotiation table. Here’s a list of just a few of those options, according to Kiplinger and LendingTree:

• Sale Price
• Home Repairs
• Fixtures
• Closing Costs
• Home Warranties
• Closing Date

One thing is true whether you’re a buyer or a seller, and that’s how much your agent can help you...

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market.

What Every Homeowner Should Know About Their EquityCurious about selling your home? Understanding how much equity you ha...
08/05/2024

What Every Homeowner Should Know About Their Equity

Curious about selling your home? Understanding how much equity you have is the first step to unlocking what you can afford when you move. And since home prices rose so much over the past few years, most people have much more equity than they may realize.

Here’s a deeper look at what you need to know if you’re ready to cash in on your investment and put your equity toward your next home.

Home Equity: What Is It and How Much Do You Have?

Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. For example, if your house is worth $400,000 and you only owe $200,000 on your mortgage, your equity would be $200,000.

Recent data from the Census and ATTOM shows Americans have significant equity right now. In fact, more than two out of three homeowners have either completely paid off their mortgages.

Today, more...

Curious about selling your home?

3 Reasons Why We’re Not Headed for a Housing CrashBack in 2008, there was an oversupply of homes for sale. Today, there’...
08/02/2024

3 Reasons Why We’re Not Headed for a Housing Crash

Back in 2008, there was an oversupply of homes for sale. Today, there’s an undersupply. The three main sources of inventory show this isn’t like the last time. Existing homes, new homes, and foreclosures are all way below the levels we saw during the housing crash. Inventory data shows there just aren’t enough homes available to have a repeat of what happened back in 2008.

Back in 2008, there was an oversupply of homes for sale.

Why the Sandwich Generation Is Buying Multi-Generational HomesAre you a part of the Sandwich Generation? According to Re...
08/01/2024

Why the Sandwich Generation Is Buying Multi-Generational Homes

Are you a part of the Sandwich Generation? According to Realtor.com, that’s a name for the roughly one in six Americans who take care of their children and their parents or grandparents at the same time.

If that sounds familiar to you, juggling all the responsibilities involved certainly must have its challenges. But it turns out there’s one pretty significant benefit: it can actually make it a bit easier for you to buy a home.

How Can It Help You Buy a Home?

Here are a few ways their caretaking situation might be helping those 33% buy a home:

• Sharing Expenses

• Built-In Childcare

Beyond just the financial reasons, buying a multi-generational home has other advantages. The Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) highlights some of the most popular, including:

• Easier To Care for Aging Parents

• Spending More...

Are you a part of the Sandwich Generation?

Should You Rent Out or Sell Your House?Figuring out what to do with your house when you're ready to move can be a big de...
07/31/2024

Should You Rent Out or Sell Your House?

Figuring out what to do with your house when you're ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?

Is Your House a Good Fit for Renting?

Even if you're interested in becoming a landlord, your current house might not be ideal for renting. Maybe you're moving far away, so keeping up with the ongoing maintenance would be a hassle, the neighborhood isn't great for rentals, or the house needs significant repairs before you could rent it out.

If any of this sounds like it might apply, selling might be your best option.

Are You Ready for the Realities of Being a Landlord?

Managing a rental property isn't just about collecting rent checks. It's a time-consuming and sometimes challenging job.

For example, you may get calls from tenants at all hours of the day with maintenance...

Figuring out what to do with your house when you're ready to move can be a big decision.

The Biggest Mistakes Sellers Are Making Right NowHere’s a look at some of the most common mistakes – and how an agent wi...
07/30/2024

The Biggest Mistakes Sellers Are Making Right Now

Here’s a look at some of the most common mistakes – and how an agent will help you avoid them when you sell.

1. Overpricing Your House

Many sellers set their asking price too high and that’s why there’s an uptick in homes with price reductions today. An unrealistic price will deter potential buyers, cause an appraisal issue, or lead to your house sitting on the market longer.

2. Skipping the Small Stuff

You may try to skip important repairs, thinking you can pass the task on to your buyer. But visible issues (even if they’re small) can turn off potential buyers and result in lower offers or demands for concessions.

3. Not Looking at Things Objectively

Buyers today are feeling the pinch of high home prices and mortgage rates. With affordability that tight, they may come in with an offer that’s lower than you’d want to see – especially if you didn’t stage...

The housing market is going through a transition.

Are Home Prices Going To Come Down?Today’s headlines and news stories about home prices are confusing and make it tough ...
07/29/2024

Are Home Prices Going To Come Down?

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means.

Here’s what Danielle Hale, Chief Economist at Realtor.com, says: “In stock market terms, a correction is generally referred to as a 10 to 20% drop in prices . . . We don't have the same established definitions in the housing market.”

In the context of today’s housing market, it doesn’t mean home prices are going to fall dramatically. It only means prices, which have been increasing rapidly over the last couple years, are normalizing a bit. In other words, they’re now growing at a slower pace. Prices vary a lot by local market, but rest assured, a big drop off isn’t what’s happening at a national level.

From 2020 to 2022, home prices...

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening.

Unlocking the Benefits of Your Home's EquityEquity is the difference between what your house is worth and what you still...
07/26/2024

Unlocking the Benefits of Your Home's Equity

Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity. Want to know how much equity you have? Let’s connect so you can get a Professional Equity Assessment Report (PEAR).

Equity is the difference between what your house is worth and what you still owe on your mortgage.

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