7 Condominiums You Should Be Investing For Your 13th Month Pay

7 Condominiums You Should Be Investing For Your 13th Month Pay



-to-Own (minimal Down Payment)
-selling (No Down Payment)

01/06/2025

Happy New Year🎉🥂Wishing you a year filled with prosperity and growth! We trust that your 2025 is off to a fantastic start!

We’re thrilled to continue our partnership and explore exciting new opportunities for your property investments this year. Let’s make 2025 a year of success together!

📩/☎️ For Inquiries, Kindly Contact

FRED GULMATICO
Registered Real Estate Agent/Salesperson
Mobile/Viber : 0917-304-5335

📩/☎️ For Inquiries, Site Tripping, Virtual Presentation, & Reservation, kindly Contact :FRED GULMATICORegistered Real Es...
09/10/2021

📩/☎️ For Inquiries, Site Tripping, Virtual Presentation, & Reservation, kindly Contact :

FRED GULMATICO
Registered Real Estate Agent/Salesperson
Empire East/Megaworld Central
Mobile/Viber : 0917-304-5335

09/10/2021
09/03/2021
Let’s welcome the BER months with a heart full of gratitude for the opportunities that allow us to grow and be closer to...
09/01/2021

Let’s welcome the BER months with a heart full of gratitude for the opportunities that allow us to grow and be closer to our dreams! Strive for excellence and we will surely achieve productive results.

Hello, valued clients! I am now online and ready to attend to your property queries. Let’s get connected!

Today is an opportunity to reach our goals! May this Monday bring us the willpower to take the steps and do the bold act...
08/30/2021

Today is an opportunity to reach our goals! May this Monday bring us the willpower to take the steps and do the bold actions we need leading to our success. Good morning!

Happy National Heroes Day to all my valued clients! Are you searching for an ideal home or a real estate investment? Make this holiday a meaningful one by connecting with me online today.

What Happens When You Overthink Buying a Condo For Yourself?We dream of a future that will give us comfort and security,...
08/27/2021

What Happens When You Overthink Buying a Condo For Yourself?

We dream of a future that will give us comfort and security, and what better encompass that dream than a home? Living in a condo in the metro, close to all our necessities and transportation hubs, can make life so much more convenient.



But as we juggle the many responsibilities of adulting, especially in uncertain times like today, deciding when to go for it can be more paralyzing than usual.



We read plenty of books, hacks, and articles on how to make our days better, work better, learn what to invest in--but what happens when all we do is read but never do the hard work?



Read on to find out what happens when you overthink buying a condo for yourself.



We get stuck


It happens! And there's no use beating yourself up over it. You might have been stuck in a situation that no longer serves you, or you have no investment that is growing for you no matter how long it's been since you started.



This is a familiar feeling for many, but acknowledging that you are stuck is the first step in being unstuck. After that, learning to move forward and finding other ways to grow your investments is a path that is never too late to take.



We can go off-budget

"Treat yourself!" We all know this phrase and fall into the trap of habitually treating ourselves. We want plenty of things, and sometimes we become victims of FOMO when it comes to these things, may it be the latest gadgets, an expensive hobby that you'll give up on in a month, or to indulge in the monthly sales of Shopee and Lazada repeatedly. Keeping this up really will burn a hole through your pockets, and we forget to start making a more significant investment.



Look, it's not wrong to give yourself credit and to treat yourself to nice things. But learning to hold off instant gratification can result in a greater return, especially if you're working towards something that will require a bit more out of your savings.



Now, you might find yourself thinking as you read this, what do I do? Is it too late? I don't have much saved up in the first place…



We can lose precious time

We get that buying a home is a daunting task. But there are so many benefits when you have your own space! For starters, you get to learn how to budget more of your money so that it won't waste away on trivial things or, worse, in your pocket.



Sometimes, delaying decisions that could have been made today can make you lose some valuable opportunities. For example, instead of celebrating a year's worth of milestones, you could find yourself starting all over the next year. But, as they say, time is precious, and if you are going for a life-changing decision, better plan today so you can act on it soon enough!



What do you do? Don't Overthink it, Act on it Instead

As mentioned earlier, it's not too late! Your interest needs to be followed up by action. Unfortunately, when you get stuck in this loop of overthinking the worst for yourself, you also hold yourself back from learning how to make things possible.



Have you read up on what a pre-selling or RFO unit is?

Do you think you can afford it?

Do you understand just how much it costs, or do you think it's just too expensive for you even to try to ask and learn more?



These can be very overwhelming questions and can lead us into a spiral. So we begin to avoid it, and without knowing it, we start to lose opportunities on discounts or ways to attain that dream home.



Start with asking for help.



If you don't know where to start getting that dream home, we suggest asking for help from a sales agent! They will be able to ask any question you have about location, amenities, prices, and payment options!



Knowing what you want and learning from someone who can help you start the necessary planning for you to make that dream come true!



We hope that upon reading this, you will realize that you can get that dream home!



And to help you out on your search, we would like to introduce Empire East Highland City, a 22-hectare development located along Felix Avenue in Pasig-Cainta.



This luxurious uphill community has plenty of space for you to pursue the lifestyle of your dreams. Its residential phase, the Highland Residences, offers various spacious units for you to start planting roots for your forever home.



The project offers a mix of exciting amenities that fit your needs! Want to go for a walk? Empire East Highland City dedicates 40 percent of the property to green and open spaces for leisure strolls. Love sports? The development has a members-only recreational area that allows you to get fit in various sports activities. Need anything? The Highland Mall has world-class stalls and dining options that await you!



No need to overthink it! Because guess what? Empire East Highland City currently has a promo for its one-bedroom units at P9,000 monthly!

How 68% of Today's Millennials Prepare for their First HomeToday's Millennials emerge as the biggest generation to contr...
08/26/2021

How 68% of Today's Millennials Prepare for their First Home

Today's Millennials emerge as the biggest generation to contribute to the growth of homeownership in the Philippines, as they express great interest in investing in real estate. Moreover, as mentioned in a virtual discussion launched by one of the biggest property portals in the Philippines, amid the pandemic, more millennials are keen to buy real estate properties than rent, which positively hit the property market.


This shows how Millennials, despite being assumed as the "instant gratification generation," are, in fact, good financial planners. They passionately pursue their ambitions while aiming for a work-life balance and securing stability. According to an article, millennials approach investing entirely differently from their parents and grandparents, as social media availability makes it easier and more convenient for them to learn more about it. Furthermore, given their love for anything tech-related, they can leverage their knowledge when it comes to things that would fulfill their dreams.


In the Philippines, more Filipinos aged 40 and below have purchased a property in 2020, according to the 2020 Home Buyers and Sellers Generational Trends Report by NAR (National Association of Realtors Research Group. This intense interest in property has been a trend correlating with the country's strong economic growth. Recognizing this, many companies have introduced sustainable spaces and allowed flexible payment schemes to meet their market's ability to purchase.



So, how do Millennials prepare themselves for investing in real estate? Here's a friendly guide that helps you decide on purchasing one:



1. List down your preferences


Plan by being keen on knowing what you want in a home. Prioritizing the necessary details like location, property type (condo or house), property size, property status (pre-selling or RFO - Ready For Occupancy), and the developer is a must. There's no harm in including the amenities you want to enjoy or recognizing what kind of neighborhood you'd like to live in. But, make sure that it is still feasible within your budget.



2. Decide on your budget


You may also want to consider this on your top list to set your expectations. But this step is as important as listing down what you want in a home.

One way to estimate how much you can spend for your home is by the rule of thumb or getting 30% up to 40% of your monthly salary. So, for example, if you earn Php 50,000 monthly, you may set a Php 15,000 up to Php 20,000 budget for monthly home loan repayments.


Pro-tip:
You must not forget to think long-term. Consider your financial capacity in the present and look out for inevitable situations that could happen in the future. Then, you could either aggressively take risks or stay conservative when it comes to budgeting.



3. Shop for homes


Research available options for you. Make use of your easy access online by checking out real estate websites or real estate platforms that have property listings near you or your preferred location.

Asking for recommendations from your family and friends is an excellent way to see your options, too.



4. Save up for down payment


Once you're set on your budget and your home choice, you must prepare for the down payment of your future home so you could finally claim your own space.


Some tips for you:

Open or have a separate savings account for your home budget to avoid getting confused with your other expenses.

Set aside a fixed amount from your monthly salary, bonuses, 13th monthly pay, or other income sources dedicated to your home budget.

If you can, find other sources of income by selling online or getting a sideline to help you save quickly.

Let go of unnecessary purchases. Prioritize if you must.



However, some developers offer special promos like No Down Payment, Purchase Now, Pay Later (flexible payment schemes), and others. So you have to look out for announcements like these and grab it while you can!



5. Apply for a home loan


If you meet your dream home, then there's no way of turning back! Yes, it's time for you to fulfill it!

To finance this purchase, you may get help by securing a home loan through a bank or PAG-IBIG. It's a tedious process but worthwhile. Get help by talking to your agent.



6. Commit


Lastly, be committed to this lifelong journey. It's scary, but nothing's more empowering than owning your dreams. Enjoy the process.


If you're one of the many Millennials who are planning to get your very first home or property investment at a young age, consider investing in Empire East's new condo developments in Mandaluyong (The Paddington Place), San Juan (Mango Tree Residences), and Pasig-Cainta (Empire East Highland City).

It’s another wonderful Thursday! As we gear up for the daily grind, let us embody a positive energy and the right mindse...
08/26/2021

It’s another wonderful Thursday! As we gear up for the daily grind, let us embody a positive energy and the right mindset, and get rid of unproductive habits that will hinder our growth. Good morning, everyone!

Send me a direct message online to know more about Empire East condominium developments and avail the best deals today!

📩/☎️ For Inquiries, Site Tripping, Virtual Presentation, & Reservation, kindly Contact :

FRED GULMATICO
Registered Real Estate Agent/Salesperson
Empire East/Megaworld Central
Mobile/Viber : 0917-304-5335

Address

New York, NY

Telephone

+19173045335

Website

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