Krystal Roberts, Realtor

Krystal Roberts, Realtor I’m a licensed Realtor in New Jersey with a passion for building relationships and helping people reach their goals.

Whether you are buying, selling or investing, I’m here to help you with all your residential real estate needs.

Thinking about investing in real estate? Here’s a great book to get you started even if you have little to no money. Con...
06/07/2021

Thinking about investing in real estate? Here’s a great book to get you started even if you have little to no money.

Contact me for more information on buying investment properties.

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.


The market data for April 2021 are in for Union and Essex counties of NJ. 📈As with most of the country, we are experienc...
05/05/2021

The market data for April 2021 are in for Union and Essex counties of NJ. 📈

As with most of the country, we are experiencing a very strong seller's market. Homes are being sold at 102-104% of the listing price.

For homeowners, now is definitely a fantastic time to sell your home. For homebuyers, there are still ways to win great deals; you just need to have a strategy.

Send me a message if you want to know how I can help you navigate this hot market.

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.

I’m in love with these two-toned kitchen cabinets! Shout out to Great work! ••••
05/01/2021

I’m in love with these two-toned kitchen cabinets! Shout out to Great work!
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So you want to know some ways to save up for a down payment on a home? The first thing you should know is that it will t...
04/23/2021

So you want to know some ways to save up for a down payment on a home? The first thing you should know is that it will take time, so be diligent but kind to yourself. 

1. Have a roadmap. Find out how much house you can afford and know your timeline for purchasing a home. 
2. Start NOW! The sooner you start saving up, the better.
3. Start trimming expenses. Cancel subscriptions you don’t use, packing lunch instead of eating out, etc.
4. Start a side hustle. Try to find ways to earn additional income to help you reach your savings goal.
5. Open a dedicated account and automate it. Try opening up a high-earning interest savings account or CDs and money market accounts that offer higher gains than savings. Then have a percentage of your paycheck get automatically deposited into this account.
6. Tap into your IRA. As a first-time homebuyer, you are allowed to withdraw up to 10K for a home.  
7. Check out payment assistance programs. Some offer up to 15,000 in the form of a grant or low-interest loan.

Some good news! You don’t always need to put down 20% to buy a home. With certain loans, you can get away with a down payment as low as 3.5% for FHA loans and even zero down with USDA and VA loans.

Again, saving takes time, but you will get there if you develop a savings plan and stick with it. And you will be that much closer to homeownership!

Feel free to contact me if you have any questions.

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.

Enjoyed the tail end of the cherry blossom season! 🌸🌸
04/18/2021

Enjoyed the tail end of the cherry blossom season! 🌸🌸

People have asked me why I decided to become a real estate agent. Well, here are a few reasons:Real estate is an excitin...
04/12/2021

People have asked me why I decided to become a real estate agent. Well, here are a few reasons:

Real estate is an exciting career that can lead to a path of financial freedom. I get to be my own boss and control how well I succeed. I get personal fulfillment knowing that I am helping people with their most important purchase - buying a home. It’s also very challenging and I get to learn something new every day. I also get to meet and work with some amazing people in the industry. It’s only the beginning and I’m excited for what’s to come!

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.

There are many ways to increase your credit score. Here are some tips below:1. Pay your debt on time and not just the mi...
04/08/2021

There are many ways to increase your credit score. Here are some tips below:

1. Pay your debt on time and not just the minimum due. consider signing up for automatic payments so it's guaranteed to get done.
2. Erase one-time mistakes - many people don’t know this, but you can dispute one-time mistakes. I totally missed a payment before and called the lender to remove the charge.  Since they can see I always make my payments on time, they had no problem extending me the courtesy.
3. Increase your credit limit - This improves your debt-to-credit ratio, which compares how much you owe to how much you can borrow. You don't want to owe more than a 3rd of your credit limit. Having $1,000 of credit card debt is bad if you have a limit of $1,500. It isn't nearly as bad if your limit is $5,000.
4. Give yourself time - Changing your habits makes a big difference in the “payment history" segment of your report, which accounts for 35% of your score.

Remember you can always improve your credit score with time, just follow these steps and you’ll be on your way to being approved for your dream home! Feel free to contact me if you have any questions.

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.

If you are ever in the Keyport, NJ area, make sure and check out McDonagh’s Pub & Resturant for excellent food and servi...
04/05/2021

If you are ever in the Keyport, NJ area, make sure and check out McDonagh’s Pub & Resturant for excellent food and service! 😋
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I don’t fool around with real estate! 😆Feel free to contact me if you have any questions regarding buying or selling rea...
04/01/2021

I don’t fool around with real estate! 😆

Feel free to contact me if you have any questions regarding buying or selling real estate.

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Krystal Roberts, REALTOR® is affiliated with eXp Realty.

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Newark, NJ

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