David Reese- Realtor

05/09/2026

Come see Sunny D !!

Gorgeous almost new in Temple! Space and acreage! Just what you have been looking for! Come see me tomorrow 1-3!

[email protected]
770-404-9166
Www.sunny-d-realestate.com

05/09/2026

Sell- Buy combo!!

05/07/2026

Blessings abound!

04/27/2026

The market is heating back up again!

04/26/2026

Come see us today!

This one is under contract but two more just like it are under construction! Come do a tour at our open house today from 2-4 and scoop one up before these are gone too! 🤩

[email protected]
770-404-9166
Www.sunny-d-realestate.com

04/10/2026

🏦 Banks Still Reluctant to Reenter Mortgage Market

The Trump administration is pushing to bring banks back into the mortgage space as part of a broader effort to improve housing affordability. Regulators have begun rolling back some post-2008 rules that increased costs and made mortgage lending less attractive for traditional banks. The goal is simple: increase competition and expand access to credit.
However, the bigger story is this—banks aren’t rushing back.
Many institutions still view mortgage lending as:
Low-margin
High-risk
Legally complex
Even with regulatory relief, challenges like legal exposure, operational costs, and competition from faster, more efficient nonbank lenders continue to keep banks on the sidelines.
👉 Bottom line: Policy changes alone may not be enough to move the needle in today’s housing market.
📈 Pending Home Sales Rise Despite Higher Rates
In a surprising turn, pending home sales increased in March, even as mortgage rates climbed.

This signals something important:
➡️ Buyers are adapting—not waiting.
Instead of sitting on the sidelines, many are:
Adjusting expectations
Accepting current rates
Moving forward with purchases
That said, this isn’t a full market rebound.
⚠️ Affordability remains a major hurdle, and higher borrowing costs continue to limit overall demand.
👉 What this really means:
This bump is likely seasonal + pent-up demand—not a full recovery.

🏠 Boomers Hold Most Large Homes as Millennials Lag
A new report highlights a growing imbalance in housing:
👴 Baby Boomers own 28% of large homes
👨‍👩‍👧 Millennials own just 16%
Even as households shrink, many older homeowners are choosing to stay put.
Why?
Locked-in low mortgage rates
Limited downsizing options
Comfort in staying where they are
This creates a ripple effect:
🔒 Fewer large homes hitting the market
📉 Limited inventory for growing families
💰 Continued upward pressure on prices
👉 Key takeaway:
The housing shortage isn’t just about building more homes—it’s about unlocking existing inventory.

04/04/2026

Come see Sunny at Mirror Lake!

04/02/2026

To my clients-

The gap between homebuyers and sellers hits a record high!!

Redfin released several new housing reports this past week, and one of the biggest takeaways is the growing disconnect between buyers and sellers. The gap between what sellers are asking and what buyers are willing to pay has reached the widest level on record. Sellers are still holding onto higher price expectations, while buyers are pulling back due to affordability challenges and elevated mortgage rates.

This growing gap is creating more friction in the market. Homes are sitting longer, negotiations are becoming more common, and fewer deals are coming together quickly. It’s a clear sign that the market is continuing to rebalance, with buyers gaining more leverage than they’ve had in recent years, while sellers are slowly being forced to adjust expectations.

More Home Purchase Contracts Falling Through

Another Redfin report showed that 13.7% of home purchase agreements were canceled in February, one of the highest levels seen in recent years. This increase reflects growing uncertainty among buyers, many of whom are reacting to changing mortgage rates, affordability concerns, and overall economic conditions.

As more deals fall through, it highlights a shift in buyer behavior. Buyers are being more cautious, taking more time, and in some cases walking away from transactions altogether. For agents and loan officers, this means deals require stronger communication, better preparation, and a more proactive approach to keeping transactions together from contract to closing.

Half of Homes Taking Over 60 Days to Sell

A separate report found that one in two homes spent at least 60 days on the market in February, showing a clear slowdown in how quickly homes are selling. Compared to the fast-paced environment of the past few years, this is a significant change, driven largely by affordability pressures and a smaller pool of active buyers.

This shift is giving buyers more time and more options, while sellers are facing increased competition and longer timelines. Pricing strategy, property condition, and marketing are becoming more important than ever. As the market continues to normalize, success is less about speed and more about positioning and ex*****on.

Ask me how to best navigate these challenges!!

03/28/2026

Sunny D is the best!

03/28/2026

Let’s talk about a new custom built home!

03/17/2026

Getting it ✔️ done!