John Yasko Realtor at Tim Smith Group Real Estate - Coldwell Banker Realty

08/21/2026

When's the last time someone told you what your house is worth?

Not what some online estimate says. Not what your neighbor's place sold for. What your house is actually worth today.

If you're like most people, it's been years. And that number is worth a second look, especially now because it also tells you how much equity you have.

Data shows homeowners have an average of about $311k of equity today. That’s six figures. Once you sell, you can use that to put more money down or even buy your next house in cash.

So, today’s rates and prices may not be holding you back as much as you think.

If you're even thinking about what's next, let's talk. I’d be happy to do a free equity assessment and show you exactly what you're working with.

The number might just change...

-UpHomebuyer

Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/20/2026

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down.

It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move.

Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren't expected to come down much anytime soon, inventory growth may be about to pick back up.

The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon.

Wondering what this means for...



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/19/2026

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

08/18/2026

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/17/2026

Your multi-generational-friendly, or simply larger-than-average, house might meet criteria a lot of buyers can't find in a standard one. That's what gets attention. And offers. So, let’s chat about what it could get you in our market right now.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.

08/16/2026

Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even retire someday?

A vacation home of your own might be more within reach than you think. Nearly 40% of vacation-home sellers have lowered their asking price recently.

That place you’re imagining? DM, and let’s talk about what’s available there.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/15/2026

This market isn’t one-size-fits-all.

If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market – and what strategy gives you the best shot at getting what you want.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.

08/14/2026

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/13/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In...



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

08/12/2026

That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender



Send me a message me if you would like to discuss in more detail or about selling, buying, or leasing your real estate. Call/text (949)207-8063 or Email [email protected]

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while.