Dierdre Malloy Realtor in Newport Beach, CA

07/27/2021

The combination of a lack of housing inventory, increased building costs and low rates have created an environment of high home prices and fierce competition among buyers. That is where real estate agents come in. We can help you navigate this tricky market and make the home buying process easier for you. Give me a call today!

Consumers, lenders and real estate agents need to consider the factors at play in today’s market, and how they may shift, to prepare for the coming 12-18 months. It’s a competitive market, but buyers will get more for their money today than they may in a year.

07/23/2021

DO YOU NEED 20% DOWN ON A HOME?

Contrary to popular belief, 🤔 the typical home buyer does NOT need to set aside as much money as one would think to purchase a home. 🏡 The typical homebuyer only needs to makes a down payment between 5% to 20% and some mortgage programs make it possible to put down as little as 3%.
If you need an intro to a trusted lender, or help getting started on your real estate goals, reach out any time and I'd be happy to help.

07/22/2021

Southern California’s real estate market hit 😱 ANOTHER historic peak in June, with home prices soaring to yet another all-time high. We've had a dramatic rebound since COVID with 11 straight months of double-digit median home price rises. Across SoCal, here are the new median home prices in each area.
If you're ready for a change, this is a great time to make your move.

07/15/2021

Mortgage rates experienced some downward movement this week 🙌 remaining below 3%! If you need an intro to a trusted lender, or help getting started on your real estate goals, reach out any time and I'd be happy to help.

Mortgage rates experienced some downward movement this week as money flowed into treasuries and bonds. While most of the money flowed from domestic stock mar...

03/12/2021

Happy Day Light Savings! Say hello to long summer ☀️nights!

Don’t forget to set your clocks forward one hour before you go to bed!

03/11/2021

🏡✨Dreaming of a home that better fits your needs and wants? Let's start looking! Rates are at historic lows, but they're beginning to rise. If you're interested in reviewing your options or checking out my company's list of off-market listings, let's talk.

03/03/2021

✨🏡 What's holding you back from your dream home? With mortgage rates still below 3%, this is the smartest time to be searching for a home so you can secure it for less. Everyone's situation is different, but if you've been waiting for the right time to buy, this is it! Message me if you have any questions about today's market, or if you need help assessing for yourself if this is the right time to make a move.

03/03/2021

Despite the high cost of housing, California ranks #16 in the country for property taxes according to a recent report from WalletHub. The states with the highest property taxes include New Hampshire, Illinois, and New Jersey.

2021’s Property Taxes by StateJohn S Kiernan, Managing EditorFeb 23, 2021John S Kiernan, Managing Editor Feb 23, 2021 Depending on where you live, property taxes can be a small inconvenience or a major burden. The average American household spends $2,471 on property taxes for their homes each year...

08/29/2019

Mortgage rates slipped slightly down to 3.55% this week. Now's your ideal window to purchase your next home!

Is now the time to buy? Most short-term interest rates moved downward, but mortgage rates only slipped slightly down to 3.55%.

04/02/2019

Dreaming of a better home? Don’t be afraid to dream big, set goals, and take action if the time is right. If you have any questions at all about your options and how the market is looking in your area, send me a message!

02/27/2019

So-called "upgrades" don’t always pay off. Message me for an analysis of your home and what needs to be updated – or not – before you sell.

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