Claire Barnett

07/22/2022

Open house this Saturday and Sunday, from 1-3. See you there!

07/19/2022

Come see this gorgeous home! First showings will be this Saturday and Sunday from 1-3. https://tours.previewfirst.com/pw/126982

03/18/2021

03/18/2021

Sold!

03/18/2021

My listing received over 20 strong offers after only two days and we were in escrow with some wonderful buyers three days later. It's great time to be selling your home! Please contact me if you are thinking of listing your home and would like further information. https://tours.previewfirst.com/pw/109376

12/01/2011

I just closed a transaction in Laguna Hills on a great property! Is there anything I can do to help you?

10/25/2011

Wonderful news for people who are upside down on their mortgage!

HARP Refinance Program Expanded

Borrowers who are current on their home loans may be able to refinance for lower interest rates, even if they are seriously upside down. The Federal Housing Finance Agency (FHFA) announced today that it will broaden the scope of the Home Affordable Refinance Program (HARP) by removing the current 125 percent loan-to-value cap for fixed-rate mortgages backed by Fannie Mae and Freddie Mac. Other program enhancements include, among other things, reducing certain fees, eliminating the need for a new property appraisal if the FHFA has a reliable automated valuation model (AVM) estimate, and extending HARP until the end of 2013. New federal guidelines for the HARP changes should be released to mortgage lenders and servicers by November 15.

The basic eligibility requirements for an enhanced HARP loan are as follows:

-Existing mortgage loan must be owned or guaranteed by Fannie Mae or Freddie Mac. To check whether a borrower has a Fannie Mae or Freddie Mac loan, go to http://www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx.

-Existing mortgage loan must have been sold to Fannie Mae or Freddie Mac before June 1, 2009.

-Existing mortgage loan cannot have been refinanced under HARP previously (except for Fannie Mae loans refinanced between March and May 2009).

-Current loan-to-value (LTV) ratio must be more than 80%.

-Existing mortgage loan must be current, with no late payments in the past six months, and no more than one late payment in the past 12 months.
Please contact me for more information.

The official government website for the Making Home Affordable Program. Learn how Making Home Affordable can help homeowners avoid foreclosure.