09/18/2026
Mortgage rates can change quickly but one rate change doesn’t automatically mean your home search has to stop.
Before changing your plans, consider:
✔️ Reviewing your monthly-payment range
✔️ Comparing different loan programs
✔️ Asking about seller credits or a rate buydown
✔️ Revisiting homes with recent price adjustments
✔️ Focusing on the payment, not only the headline rate
Every buyer’s situation is different. A fresh conversation with your lender and real estate agent can help you understand what is still possible.
Thinking about buying in Greater Boston? Send us a message. The Baker Team would be happy to help you review your options and create a strategy that feels comfortable.
