Advantage Real Estate

11/11/2024

08/26/2024

Be an informed buyer and know the steps involved with getting a mortgage. Your Realtor/RE Broker will have recommendations on who to use...and who NOT to use. Ask me anytime!

05/13/2024

UPDATE: SOLD! 😊 But I can show you whatever youd like to see! Beautifully redone 4 bd 2 ba ready for your family! Call us or your favorite realtor for a showing today!

See photos and price history of this 4 bed, 2 bath, 1,808 Sq. Ft. recently sold home located at 620 E 8th St S, Newton, IA 50208 that was sold on 08/01/2024 for $208000.

03/25/2024

Step 1 when buying a house: GET YOUR PRE APPROVAL! My DOG could be pre qualified for a mortgage IF: his DTI% qualified, savings, W2s, paychecks, bills, et.al. So it's basically a worthless document. I have watched people packed up to move...who did not qualify... the DAY OF CLOSING!. Ask your realtor, your friends who they used. I've known a lender who made the whole process start over because as a mortgage broker they could make more $$$ from a different lending source. Most lenders do NOT work that way. A purchase should be seamless and your realtor will have lenders they have worked with and can share with you.
Step 2: Find out what the lender charges in closing costs. There is a big range.

For a deeper explanation: https://www.nerdwallet.com/article/mortgages/pre-qualified-vs-preapproved

Sometimes pre qualification and pre approved are interchangeable, but the one that pulls your credit, gets your w2s, paychecks, etc. then lets you know your buying power avoids headache and heartache when you have looked at a house out of your budget.
Ask around. Find your realtor-know they have YOUR best interest at heart. Some are only in for a sale, not for the relationship.
I am here for any questions you may have. Happy Monday!

12/06/2023

Ready for a completely remodeled 4 bd 2 ba with too many updates to list? Call your favorite realtor to check out this beautiful turnkey home today!

For Sale: $234,900 $130/Sqft - 620 E 8th St S, Newton, IA 50208 is a 4 bed, 2 bath, 1,808 Sqft, 8,890 sqft lot, House built in 1915, with an estimated value of $248,098

11/30/2023

Just listed! Corner lot ranch by AH park/school. Lots of updates including new roof in June of 23. Big garage, quiet street. Priced to sell!

500 E 24th St S, Newton, IA 50208 is for sale. View detailed information about property including listing details, property photos, open house information, school and neighborhood data, and much more.

11/28/2023

Good read on buying now vs waiting. "When mortgage rates drop and more buyers come back into the market, home prices will rise,” and: “Remember, you ‘Marry the house and date the rate.’” To put it another way, you can always refinance later.
This generation of buyers don't know a good ratevwas 10-12% in the 90s, and 18% in the 80s!

Buy now, or wait? It's a question many aspiring homeowners are struggling to answer in today’s shifting housing market.

11/10/2023

Housing Market Update: It’s the Best Time to Buy Since Mid-September, As Mortgage Rates Fall and Sellers Drop Prices

Mortgage-purchase applications are up 3% week over week as homebuyers act on a few pieces of buyer-friendly news: Mortgage rates have dropped from 8% to 7.4% in the last few weeks, there are more homes for sale than there have been all year, and price drops are at a record high.

11/06/2023

https://www.keepingcurrentmatters.com/2023/11/06/reasons-to-sell-your-house-before-the-new-year/?utm_campaign=MKT_Daily_Blog&utm_medium=social&utm_source=LinkedIn&utm_content=DailyBlog&utm_term=feed

As the year winds down, you may have decided it's time to make a move and put your house on the market.

10/26/2023

https://www.houselogic.com/buy/7-benefits-of-buying-a-home/

Owning a home is a good investment for long-term financial growth, tax savings, and more. Work towards your dream home by learning the benefits of buying a home.

10/23/2023

"Once interest rates go down... house prices will shoot up... through the roof..as much as 20%"
Don't wait to buy real estate: buy real estate and wait.

If you're a prospective homebuyer, you're likely in a tough spot. While you may be tempted to wait for interest rates to drop, if you wait too long, you could be dealing with a surge in home prices....

10/22/2023

https://bnn.network/world/heartland-haven-iowa-tops-list-as-best-state-for-retirement-in-2023/

A study by Bankrate reveals that Iowa, not Florida, is the best state to retire in 2023, primarily due to its affordability, quality healthcare, and low crime rates.