Cherise Krajewski, Realtor

04/27/2023

Ready to find out how much you can afford for your dream home? 🏡💲 This easy mortgage calculation can help! Here’s an example:

Calculate your Debt-to-Income Ratio (DTI) 💰: Add up your monthly debt payments (credit cards, car loans, student loans, etc.) and divide by your gross monthly income. Multiply by 100 to get your percentage. For example, if your total debt payments are $1,500 and your gross monthly income is $5,000, your DTI is 30%.

Determine your Monthly Payment 🤔: Based on your DTI, you can estimate how much you can afford for your monthly mortgage payment. A general rule of thumb is to keep your DTI below 36%. For example, if your gross monthly income is $5,000 and your DTI is 30%, your estimated monthly mortgage payment would be around $1,200.

Remember, this is just an estimate, and other factors such as your credit score, down payment, and interest rate can affect your affordability. Get in touch when you're ready to start looking for your next home and I'm here to help you connect with a trusted lender to find out how much you can afford 🏡

04/26/2023

If you're thinking of buying a home, it's wise to start saving up for a down payment! 🏡💰 I'm here to guide you every step of the way and answer all of your questions about buying a home ☺️ Get in touch 215-431-4011

04/24/2023

Some fantastic cities in PA made the list 🤩 Let's go find your dream home 🏡 Call/text me 215-431-4011

Ranking of Top 100 places to live in U.S. based on crime, public schools, cost of living, job opportunities, and local amenities.

04/21/2023

Curious what's on the market? See an interactive map 🗺️ of open houses this weekend 🏡

Explore all the properties on my website
https://bit.ly/18966openhouses

04/20/2023

Let’s dive into the REAL reasons why you may be having trouble finding your next home.

1⃣ Limited local housing supply – The number of homes for sale in your area may be limited, making it more difficult to find the perfect fit for your needs.

2⃣ High demand – With the changing housing market and increasing demand for homes, the competition may be high and the properties may be quickly taken off the market.

3⃣ Too specific criteria – You may be looking for something that is a little too specific, in terms of location, size, and amenities.

4⃣ Price range – You may be looking in a price range that doesn’t have many options available.

5⃣ Financing issues – You may be having trouble getting financing for the home you want.

The good news is, there are steps you can take to address these issues and find your next home! 🏡

Send a message with any questions – if you need guidance and help to put you in the right direction to increase your chances of finding the perfect home 🙌

04/18/2023

Fantastic news for home buyers! 🙌💯 Get in touch for a current look at interest rates 👀 and to set up a personalized search in your preferred area 🏘️

Mortgage rates declined again this week, but many think rates will fall further. Here's why, and what it means for homebuyers and sellers.

04/14/2023

Check out the latest homes to hit the market in 18966! All the latest listings (with photos!) are constantly updated on my website here https://bit.ly/18966homesforsale

Get in touch if you see a home that you'd like to make yours 🏡

04/13/2023

Are you on the fence about when is the best time to buy a home? 🤔 With interest rates low and the market in flux, it can be hard to decide! 🤷‍♂️

But if you think you're ready for a new home, don’t sit on the fence! There are always benefits to buying a home, and options in loan products can help make your dream a reality 🏠 The market is full of opportunity! 🤩 Get in touch when you're ready to find your next place to call home 215-431-4011

04/12/2023

The Council Rock real estate market is blooming! 🌷 It's a great time to buy or sell a home, now's the perfect time to get started. Get in touch, let's find the perfect place for you to call home 215-431-4011

04/08/2023

Get your home squeaky clean this weekend 🧽🧹

You can save time, money -- and energy -- by aiming for the right results.

04/04/2023

It's a SELLER'S market 🙌 If you're thinking of selling your home, this handy guide will walk you through every step of the process. Get in touch for a look at your home's value, I'd be happy to help you market your home in it's best light so you get top dollar 💰 Call/text 📲 215-431-4011

04/03/2023

Whatever you're looking for in a home, there's a perfect match out there 😍 Let's find the place that's perfect for your needs - get in touch 215-431-4011