Todd Edwards Realty

Todd Edwards Realty Looking to buy or sell your home? You came to the right spot! I work out of Central Pennsylvania for eXp Realty.

I want to represent you, and help you find the home of your dreams. https://toddedwards.exprealty.com

email: [email protected]

What’s Driving Today’s High Buyer Demand? [INFOGRAPHIC]There’s an influx of buyers looking for homes today, and that mea...
02/19/2022

What’s Driving Today’s High Buyer Demand? [INFOGRAPHIC]

There’s an influx of buyers looking for homes today, and that means your house is in high demand. Here are a few reasons why so many people are looking to buy a home. Buyers are motivated to beat rising mortgage rates, and many want to escape rising rents. There’s also additional demand from millennials who are reaching peak homebuying age. If you’re thinking about selling your house, today’s demand is great news. DM me to begin the process of listing your house while buyers are ready to purchase.


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Some Highlights There’s an influx of buyers looking for homes today, and that means your house is in high demand. Here are a few reasons why so many people are looking to buy a home. Buyers are motivated to beat rising mortgage rates, and many want to escape rising rents. There’s also additional...

02/18/2022

Why Acting Strategically as a Seller Is Your Best Play

Are you thinking of selling your house? Let's connect so you can perfect your strategy and make a winning play this year.


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4 Simple Graphs Showing Why This Is Not a Housing BubbleHere are four key reasons why today is nothing like the last tim...
02/17/2022

4 Simple Graphs Showing Why This Is Not a Housing Bubble

Here are four key reasons why today is nothing like the last time.

>>Houses Are Not Unaffordable Like They Were During the Housing Boom
Fifteen years ago, prices were high, wages were low, and mortgage rates were over 6%. Today, prices are still high. Wages, however, have increased, and the mortgage rate is still well below 6%. That means the average purchaser today pays less of their monthly income toward their mortgage payment than they did back then.

>>Mortgage Standards Were Much More Relaxed During the Boom
During the housing bubble, it was much easier to get a mortgage than it is today. Mortgage standards are nothing like they were the last time. Purchasers that acquired a mortgage over the last decade are much more qualified.

>>The Foreclosure Situation Is Nothing Like It Was During the Crash
In the...


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A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different than it was during the housing crash 15 years ago. Here a...

More People Are Planning To Buy a Home SoonWhile some homeowners may be tempted to hold off until spring to list their h...
02/16/2022

More People Are Planning To Buy a Home Soon

While some homeowners may be tempted to hold off until spring to list their houses, you should know – homebuyers aren’t waiting. Demand is high today as more people are trying to beat rising mortgage rates. As a result, eager buyers are entering the market or moving their plans up so they can make their purchases as soon as possible. The most recent Consumer Confidence Survey finds that, of those surveyed, the percentage of people planning to buy over the next six months has increased substantially since last fall.

The number of consumers fast-tracking their plans to purchase a home has crept up over the past three months. That indicates many buyers are evaluating their strategy and realizing they should act sooner rather than later. And for homeowners planning to sell, it’s a signal that now may be the time to list.

While...


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While some homeowners may be tempted to hold off until spring to list their houses, you should know – homebuyers aren’t waiting. Demand is high today as more people are trying to beat rising mortgage rates. As a result, eager buyers are entering the market or moving their plans up so they can ma...

02/15/2022

Is This Your Year To Break Up with Renting?

If you aren't in love with renting, you're not alone. Let's connect so you can break up with your rental and start your journey toward homeownership.
Buyers Time Homebuyers # Rent vs. Buy

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Selling a house isn’t a small task. Your agent provides expert guidance throughout each step of the process. If you sell...
02/14/2022

Selling a house isn’t a small task. Your agent provides expert guidance throughout each step of the process. If you sell without an agent, you’ll be responsible for all the expert-level work of a real estate professional. To make sure you have a pro on your side every step along the way, DM me today.


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The Path To Homeownership Can Be Steeper for Some AmericansAs we celebrate Black History Month, we honor and recognize t...
02/12/2022

The Path To Homeownership Can Be Steeper for Some Americans

As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households of color. It’s an important experience to talk about, along with how working with the right real estate experts can make all the difference for diverse homebuyers.

We know it’s a more challenging journey to achieve homeownership for some because there’s still a measurable gap between the overall average U.S. homeownership rate and that of non-white groups. Today, the lowest homeownership rate persists in the Black community.

Homeownership is an essential piece for building household wealth that can be...


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As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households...

How To Win as a Buyer in a Sellers’ Market [INFOGRAPHIC]Even in today’s sellers’ market, there are still ways for buyers...
02/11/2022

How To Win as a Buyer in a Sellers’ Market [INFOGRAPHIC]

Even in today’s sellers’ market, there are still ways for buyers to win big. Build a team of trusted professionals and make strategic plays as you budget and pick your desired neighborhoods. Then, be ready for the competition by getting a pre-approval letter and leaning on your expert advisors to draft a winning offer. In a sellers’ market, you can still be the champion if you have the right team and strategy. DM me to make your game-winning play.


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Some Highlights Even in today’s sellers’ market, there are still ways for buyers to win big. Build a team of trusted professionals and make strategic plays as you budget and pick your desired neighborhoods. Then, be ready for the competition by getting a pre-approval letter and leaning on your e...

Want Top Dollar for Your House? Now’s the Time To List It.When you’re selling any item, you usually want to sell it for ...
02/10/2022

Want Top Dollar for Your House? Now’s the Time To List It.

When you’re selling any item, you usually want to sell it for the greatest profit possible. That happens when there’s a strong demand and a limited supply for that item. Here’s why now’s the time to list.

>>Demand Is Very Strong This Winter
A recent article in Inman News explains, “Spring, the hottest time of year for homebuyers and sellers, has started early, according to economists. . . . ‘Home shopping season appears to already be in full swing!’” And they aren’t the only ones saying buyers are already out in full force. That claim is backed up with data released last week by ShowingTime. The latest index reveals this December was the most active December in five years.

>>Housing Supply Is Extremely Low
Each month, realtor.com releases data on the number of active residential real estate...


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When you’re selling any item, you usually want to sell it for the greatest profit possible. That happens when there’s a strong demand and a limited supply for that item. In the real estate market, that time is right now. If you’re thinking of selling your house this year, here are two reasons ...

While some buyers may decide to waive their inspection, it’s a risky decision. Your home inspection is a crucial step in...
02/09/2022

While some buyers may decide to waive their inspection, it’s a risky decision. Your home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road. DM me so you have a trusted professional on your side who will keep your interests top of mind.


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Don’t Let Student Loans Delay Your Homeownership DreamsIf you’re looking to buy a home, you may be wondering how your st...
02/08/2022

Don’t Let Student Loans Delay Your Homeownership Dreams

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. While everyone’s situation is unique, your goal may be more within your reach than you realize.

According to data from NAR, “When asked specifically about purchasing a home, half of nonhomeowners say student loan debt is delaying them from purchasing a home (51%).”

In the same NAR report, data shows many current homeowners have student loan debt themselves. “Nearly one-quarter of all home buyers, and 37% of first-time buyers, had student debt, with a typical amount of $30,000.”

That means other people in a similar situation were able to qualify for and buy a home even though they also had student loan debt. You may be able to do the same, especially if you have a steady source of income. Apartment Therapy...


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If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home loan with that debt?

02/07/2022

Why Pre-Approval Is Key This Year

Pre-approval gives you a competitive edge when you make an offer on a house. Let's connect so you're in the best position when you find your dream home.


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Newville, FL
17241

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