05/26/2026
MYTH BUSTER: You don’t need 20% down to buy a home in Stafford or Spotsylvania! 🏠✨
I hear it constantly: “I want to buy, but I don’t have huge savings,” or “I thought 0% down was only for veterans.”
Let’s clear the air. While VA loans are amazing, they aren't the only way to get into a home with little to no money down.
Virginia Housing (formerly VHDA) offers incredible programs right here in our region. Whether you’re looking in Fredericksburg, Stafford, or Spotsylvania, there are grants and low-down-payment options designed to help first-time buyers bridge the gap.
My goal is to provide honest, actionable advice to help you start your next chapter with confidence. No gatekeeping: just community-focused guidance.
Worried about the numbers? Let’s have a low-pressure chat about what’s actually possible for you. ☕️
Drop a 🏠 in the comments for the latest info on local grants!
Barbara Jennings | 540-840-1133
Epique Realty
https://barbara-jennings.com/