Cheyanne Carney - Realtor

Cheyanne Carney - Realtor Realtor with OWN Real Estate.

Is your lease up this spring? Are you ready to transition from a renter to a homeowner? 🗝️💼 Here are some steps to get y...
04/07/2024

Is your lease up this spring? Are you ready to transition from a renter to a homeowner? 🗝️💼 Here are some steps to get you started:

💵Assess Your Finances: Determine your budget, including down payment, closing costs, and monthly mortgage payments, to understand your purchasing power.
🏦Get Pre-Approved for a Mortgage: Meet with a lender to get pre-approved for a mortgage, which will help you understand how much you can borrow and streamline the homebuying process.
🏘Start House Hunting: Begin your search for the perfect home by exploring different neighborhoods, attending open houses, and working with a trusted real estate agent.
📃Make an Offer: Once you’ve found the right home, work with your agent to submit a competitive offer that meets your needs and aligns with market conditions.
👨‍🔧Complete the Home Inspection: Schedule a home inspection to identify any potential issues with the property and negotiate repairs or credits with the seller if necessary.
💸Secure Financing: Finalize your mortgage application and work with your lender to secure financing for your new home.
🏡Close on Your Home: Sign the necessary paperwork, pay your closing costs, and officially become a homeowner!

With these steps, you’ll be well on your way to making the transition from renter to homeowner a smooth and successful one. 🌟🔑

This April, let’s plant the seeds of homeownership and watch your dreams blossom into reality! 🩷💐
04/03/2024

This April, let’s plant the seeds of homeownership and watch your dreams blossom into reality! 🩷💐

Happy dance time! This beautiful condo is officially under contract!! 💃🏼🕺BUYING? 🏡SELLING? 🏘CALL ME! 📲
03/03/2024

Happy dance time! This beautiful condo is officially under contract!! 💃🏼🕺

BUYING? 🏡
SELLING? 🏘
CALL ME! 📲

🏡📘 Real Estate Insight: Unpacking the Jumbo Loan! 🌟 🔍Definition: A Jumbo Loan is a mortgage exceeding the limits set by ...
02/28/2024

🏡📘 Real Estate Insight: Unpacking the Jumbo Loan! 🌟 🔍

Definition: A Jumbo Loan is a mortgage exceeding the limits set by government-backed loans like Fannie Mae and Freddie Mac. It’s tailored for higher-priced properties. 📈

Loan Limits: In most areas, a Jumbo Loan starts where conventional loans cap off. These limits vary by location, so it’s crucial to know your local thresholds. 💡

Considerations: Jumbo Loans provide financing for luxury homes, but they often come with stricter requirements. Lenders may scrutinize credit scores, income, and down payments more closely. 🌐

Market Dynamics: Interest rates on Jumbo Loans can differ from conforming loans. Monitoring market trends is key to securing favorable terms. Understanding Jumbo Loans empowers you in the real estate landscape! 🏠💰

🏡🇺🇸 On this Presidents Day, let’s celebrate the enduring spirit of homeownership that transcends time. From the founding...
02/19/2024

🏡🇺🇸 On this Presidents Day, let’s celebrate the enduring spirit of homeownership that transcends time. From the founding fathers to your dream home, the legacy of a place to call your own continues. 🏠🗽

🏡OPEN HOUSE🏡🎉Today, 12:00-3:00 📍311 Sikeston Lane Chesapeake VA 23322🏡3 Bed | 2.5 Bath | 1700 Sq Ft | $395,000 I am thri...
02/17/2024

🏡OPEN HOUSE🏡

🎉Today, 12:00-3:00
📍311 Sikeston Lane Chesapeake VA 23322
🏡3 Bed | 2.5 Bath | 1700 Sq Ft | $395,000

I am thrilled to hold this beautiful home open today! Please stop by and take a look! 👀 Or, give me a call and schedule a private showing! 🙋🏼‍♀️

📲 805-575-8006

This Valentine’s Day, forget long walks on the beach—this real estate pro is in it for the long walks to the closing tab...
02/14/2024

This Valentine’s Day, forget long walks on the beach—this real estate pro is in it for the long walks to the closing table! 🏡💕🔑 Who needs a sunset when you have a signed contract? 😄

Maximize your home’s market appeal with these expert tips. 🏡💫 Here are three key strategies to ensure your property stan...
02/09/2024

Maximize your home’s market appeal with these expert tips. 🏡💫 Here are three key strategies to ensure your property stands out:

🌳Curb Appeal Elevation: Make a strong first impression by enhancing your home’s exterior. Trim landscaping, add fresh paint, and consider a welcoming entryway.
📷Professional Photography: Capture your home in its best light with high-quality photos. Professional images showcase your property’s features, attracting potential buyers online.
🖥Strategic Online Marketing: Leverage social media and real estate platforms to showcase your property. Highlight unique selling points and engage potential buyers with compelling descriptions.

Ready to make a lasting impression? 📸🌟

🏡✨ Ready for a change? In the world of real estate, transformation begins with a decision. Don’t expect to see a change ...
02/07/2024

🏡✨ Ready for a change? In the world of real estate, transformation begins with a decision. Don’t expect to see a change if you don’t make one. Start your journey to a new home today! 🌟🔑

🏡✨ Getting ready for a home appraisal? The key to a successful valuation is preparation! 📋🔍 Here’s a quick guide from yo...
02/06/2024

🏡✨ Getting ready for a home appraisal? The key to a successful valuation is preparation! 📋🔍 Here’s a quick guide from your expert real estate agent:
1️⃣ Curb Appeal Matters: Impress from the start! A well-maintained exterior sets a positive tone. 🌳🏠
2️⃣ Fix the Basics: Address minor repairs beforehand. Leaky faucets or chipped paint can impact the appraisal. 🔧🖌️
3️⃣ Compile Documents: Have essential paperwork ready – recent renovations, receipts, and maintenance records. 📑🏡
4️⃣ Highlight Updates: Showcase any significant upgrades that add value to your property. 🚿🛋️
5️⃣ Clean and Declutter: A tidy home appears more spacious and well-cared for. Declutter for a lasting impression. 🧹🧼
6️⃣ Know Your Neighborhood: Share positive insights about your community. Local amenities can influence the appraisal. 🏞️🍽️

Remember, first impressions count! 🌟💼

Elevate your living space with a quick refresh! Our experts recommend adding these warm touches to bring comfort and sty...
02/05/2024

Elevate your living space with a quick refresh! Our experts recommend adding these warm touches to bring comfort and style into your home.

02/04/2024

Not every aspect of closing costs can be negotiated, but there are some areas where you can shop around and get a reduction in the amount that you pay. These hints can help with saving money on closing costs. 🏡💁🏼‍♀️❤️

Address

440 Monticello Avenue Suite 1800
Norfolk, VA
23510

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