Team Z at Atlantic Coast Mortgage

Team Z at Atlantic Coast Mortgage We take pride in what we do and try and provide the best level of service to our clients who are looking to buy or refinance their homes.

Joe Zamoiski, SVP Sales Mgr - NMLS 118525
Jason Zamoiski, SVP, Sales Mgr - NMLS 204705
Lex Harrison, Loan Officer - NMLS 390440

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Joe Zamoiski | SVP, Sales Mgr - NMLS 118525
Jason Zamoiski, | SVP, Sales Mgr - NMLS 204705
Lex Harrison | Loan Officer - NMLS 390440


We have been in the mortgage bus

iness for 10 + years, we work together, and are twins! We not only help our clients close on time; we also provide them with free tools and information to continue guiding and helping them make smart decisions around how to manage and more importantly how to leverage their home investment to their benefit. Unlike many other mortgage companies, we operate as a fully independent company, allowing us to maintain complete control over the entire borrower experience from beginning to end. This level of control allows us to empower our borrowers with the knowledge and guidance they need to feel confident in every decision throughout their homebuying journey. Our strong attention to detail and communication, allows us to provide a unique and personal experience that helps turn clients into friends!

A mortgage is more than a loan, it’s a step toward building the life, stability, and future you’ve been dreaming about. ...
06/24/2026

A mortgage is more than a loan, it’s a step toward building the life, stability, and future you’ve been dreaming about.

We’re honored to be part of the journey.

Helping first-time homebuyers is something I take seriously because I know how much trust goes into this process.For Chr...
06/22/2026

Helping first-time homebuyers is something I take seriously because I know how much trust goes into this process.

For Chris and his family, it wasn’t just about getting to the closing table. It was about understanding their goals, walking through the numbers, staying available for questions, and making sure they felt confident every step of the way.

I was especially grateful to be there in person at signing to congratulate them. Moments like that are a reminder of why this work matters.

Thank you, Chris, for the kind words and for trusting my team and me with such an important milestone.

Dads are the mentors, heroes, and steady hands that guide us through life. Their love, support, and encouragement help u...
06/21/2026

Dads are the mentors, heroes, and steady hands that guide us through life. Their love, support, and encouragement help us grow into the best versions of ourselves. The impact they make isn’t measured in words, but in the countless moments of strength, wisdom, and unwavering support.

To all the incredible fathers and father figures—thank you for shaping our lives in ways that last forever. Happy Father’s Day!

Open houses are the perfect time to look beyond the pretty finishes and ask the right questions.Before you fall in love ...
06/19/2026

Open houses are the perfect time to look beyond the pretty finishes and ask the right questions.

Before you fall in love with a home, make sure you understand the story behind it, why the seller is moving, what updates have been made, and how long it has been on the market. A few smart questions can help you feel more confident before making an offer.

Credit repair takes time, consistency, and a plan, but every smart step can move you closer to your goals.Start with the...
06/17/2026

Credit repair takes time, consistency, and a plan, but every smart step can move you closer to your goals.

Start with the basics: review your credit report, make on-time payments, keep credit usage low, and avoid opening new accounts unless truly needed. Small habits can make a big difference over time.

Have questions about preparing for homeownership? Let’s talk through your next steps.

Kimberly, thank you so much for your kind words!It truly means a lot to me and my team. Buying a home is such a big step...
06/12/2026

Kimberly, thank you so much for your kind words!

It truly means a lot to me and my team. Buying a home is such a big step, and we always want our clients to feel supported, informed, and confident throughout the entire process.

5.0 star review received on Experience.com for Jason Zamoiski by Kimberly E - Jason  and  team  were  beyond helpful ,  ...
06/10/2026

5.0 star review received on Experience.com for Jason Zamoiski by Kimberly E - Jason and team were beyond helpful , always responded immediately to all questions and took the guess work our of navigating a new home purchas. I would absolutely recommend Jason to anyone needing lending services! wonderful experience all around!

Click to see all 376 reviews of Jason Zamoiski, SVP | Sales Manager | NMLS ID #204705

Big life changes can bring big housing questions. Maybe your family is growing, you’re going through a transition, you’r...
06/09/2026

Big life changes can bring big housing questions. Maybe your family is growing, you’re going through a transition, you’re planning for retirement, or your current home just doesn’t fit the way it used to.

Whatever season you’re in, having the right mortgage guidance can help you figure out what options make the most sense for where life is taking you next.

Source: Keeping Current Matters “Why People Move” Playbooks

Peggy, thank you so much for the kind words! It truly means a lot. My goal is always to make the process feel as simple ...
06/05/2026

Peggy, thank you so much for the kind words! It truly means a lot.

My goal is always to make the process feel as simple and stress free as possible, while keeping you informed every step of the way.

I’m so grateful I had the opportunity to help and appreciate your trust throughout the process.

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆 Behind every ranking like thi...
06/02/2026

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆

Behind every ranking like this is a team of people doing meaningful work. Helping people navigate homeownership takes expertise, collaboration, and a whole lot of coordination. This recognition reflects the people across ACM who make that happen every day, from the first conversation to the final closing table.

👏 To our team: thank you for showing up, delivering results, and helping more clients move forward with confidence.

Address

909 Rose Avenue 400 & 500 (Offices 113, 115, 116)
North Bethesda, MD
20852

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