Kenn Bartley

Kenn Bartley Mortgage Originator since 1992! Experience Counts! I love helping people finance their homes and Welcome and thank you for visiting my Facebook business page!

My team is committed to helping you and your referrals with mortgage financing that fits your specific situation. Canopy Mortgage is a retail mortgage bank with over 30 lender relationships – not just one like a commercial bank – to help get you the right loan, at the right rate, with the right terms! Our mission is to deliver the ultimate home loan experience to every customer, every time! Thank

you for the opportunity to help you with your mortgage needs. Kenn Bartley | Senior Loan Officer | NMLS 114626 | Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 855-660-0003 | NMLS 1359687 | Consumer Access Link: www.nmlsconsumeraccess.org | Equal Housing Opportunity

I heard the news today that John Moore passed away. Too young, with lots more to give after giving so much to so many. R...
06/12/2026

I heard the news today that John Moore passed away. Too young, with lots more to give after giving so much to so many. RIP - the world will miss you giving moore 😔

06/10/2026

Kenn Bartley at Canopy Mortgage here and I have been thinking about something worth sharing with every buyer who is still on the sidelines waiting for the perfect rate.

Think back to 2020 and 2021. Rates were incredibly low but buyers were dealing with brutal bidding wars, waived inspections, appraisal gaps, and offer after offer getting rejected. Many buyers made desperate decisions just to get something, anything, under contract. Now think about today. Rates are around 6.5 percent but there are more homes available, more room to negotiate, and a genuinely better chance of finding the right home for your actual life.

So which market would you actually rather be in?

Here is the thing most people lose sight of. The goal of buying a home is not to get the lowest rate possible. The real goal is to find a home that works for you, your family, your future, your needs, and your long-term plans. The loan is simply the tool that gets you there. And here is the part that matters most: a mortgage can be refinanced later when rates improve. But the home you choose, the location, the layout, the neighborhood, the way it fits your daily life, that is the bigger and more permanent decision. Choices have real value and right now buyers have them.

So yes rates matter. But the right home matters too. Get pre-approved, not just pre-qualified but actually underwriter-approved, so you are ready to move when the right home appears. I specialize in upfront pre-approvals for home buyers. Contact me to get started.

06/09/2026

Here is the good news agents should be sharing with their clients right now: buyers have not disappeared. They have just become more selective and there is a meaningful difference between those two things.

Purchase mortgage applications are still running higher than last year. That tells us people are actively trying to buy homes even with all the noise around affordability and rates. The demand is there. What has changed is the behavior. Buyers are not chasing every listing that comes to market. But they are absolutely still moving when the home, the price, and the monthly payment all make sense together.

So if a seller is feeling like the market is frozen, the more accurate and more useful message is this: the market is not dead. It is selective. Serious buyers are out there every day. They are just more intentional about what they will commit to and less willing to rationalize a purchase that does not pencil out.

What that means in practice is that pricing, presentation, and strategy matter more than ever right now. A well-priced home that shows well and is marketed strategically is still finding buyers. An overpriced home that is waiting for the market to come to it is accumulating days and losing leverage with every week that passes.

Reach out if you want to talk through how to position your clients for success in this environment.

06/03/2026

The Iran conflict may be winding down, and for buyers, sellers, and real estate professionals, that is meaningful news worth paying attention to.

Geopolitical uncertainty has been one of the primary drivers pushing mortgage spreads higher and creating the rate volatility that has made planning difficult for anyone in the market.

As that uncertainty begins to ease, it creates a more stable and predictable environment for buyers and sellers to make confident decisions.

Rates will still be influenced by broader economic conditions, including inflation and bond market movement, but removing a major source of unpredictability from the equation changes the landscape in a positive way.

For agents, this is a genuinely good moment to reassure clients who have been hesitant.

The market is steadying.

Strategic moves made now can position buyers and sellers well for the months ahead before broader awareness of this shift drives increased competition and reduces the negotiating leverage that currently exists.

Reach out and let's talk through what this means for your specific situation and how to take advantage of the current window.

05/26/2026

The buyers who said they were waiting until rates drop may not be waiting much longer, and the data is making that very clear right now.

Pending home sales just posted their third straight month of gains. Signed contracts are up over 3 percent from last year and purchase applications are running 8 percent ahead of where they were a year ago. This is not just one busy weekend or one packed open house. It is a real and measurable shift in buyer activity that is building momentum across the market.

The wait-and-see crowd is starting to turn into the active buyer crowd and that matters for everyone. Sellers who wait too long could end up listing when more inventory hits the market and more competition arrives. Buyers who wait for perfect conditions may find themselves competing with a larger group of people who had exactly the same plan.

The people who do well in this market are almost always the ones who pay attention early, get prepared, and make smart moves before everyone else figures out what is happening. If you have someone sitting on the sidelines right now, this may be exactly the right time to start the conversation.

Reach out and let's talk through what this market shift means for your specific situation.

04/29/2026

The buyers who feel like they finally have leverage right now are not imagining it. The data is saying the same thing and agents who understand what it means are going to have a significant edge this spring.

Redfin just reported that sellers outnumbered buyers by approximately 43% in March. That is nearly the largest gap they have tracked since 2013. By every measure buyers have more negotiating power right now than they have had in years. And here is the part that makes this moment even more interesting: purchase mortgage applications jumped 10% last week and are running 14% ahead of last year. Real buyers with real financing are showing up and they are ready to move.

So what separates the agents who are going to win this spring from the ones who are going to watch it happen? The top producers are doing two things consistently. They are coaching buyers to negotiate from a position of genuine confidence because the data supports it. And they are coaching sellers to price and present with the discipline of 2019, not the expectations of 2021, because the market will reward that approach and punish the alternative.

The agents who can communicate both sides of this story clearly to their clients are the ones who will close more business this spring than everyone else. Are you having those conversations?

04/07/2026

Two things just happened in real estate that are worth paying close attention to right now.

First, Fannie Mae just approved crypto-backed mortgages for the first time ever. A new partnership between Better Home and Finance and Coinbase now allows borrowers to pledge Bitcoin or USDC as collateral for a loan that covers their down payment, and you keep ownership of your crypto the entire time. This is the first time a government-sponsored enterprise has ever backed a product like this, and the significance of that cannot be overstated.

According to a Redfin survey, about 13% of younger buyers have already had to sell their crypto just to fund a down payment. This changes that entirely.

Second, Realtor.com just identified the week of April 12th through April 18th as the single best time to list a home this year. Listings during that window historically get nearly 17% more views and sell about 17% faster than other weeks. Spring is when buyer activity peaks, more people are searching, more people are touring, and there is genuine urgency because families want to be settled before summer.

Whether you are buying, selling, or just watching the market, these two developments matter. Follow me for more data-driven updates on what is actually happening in real estate right now.

03/17/2026

Everyone keeps asking me if now is a good time to buy, and most people aren't going to like my honest answer.

Yes, there's a lot of noise out there. Global events, inflation data going back and forth, tariffs adding pressure. But while buyers are sitting on the sidelines, Congress just passed one of the biggest housing bills in a generation.

The ROAD Act restricts large Wall Street investors from buying up single-family homes and streamlines permitting so more homes can actually get built. That means less competition from institutional buyers and a more level playing field for everyday families.

Low inventory is still keeping home values stable, and the buyers who move with the right strategy this spring are going to look back on this as one of the best decisions they ever made.

03/02/2026

The rate-lock effect is finally thawing, and spring is showing up early.

For the last couple years, many homeowners stayed put to avoid giving up their 3% era mortgage rate, which kept listings tight and buyers stuck in scarcity mode.

Now active inventory is up roughly 7% to 10% year over year, and buyers are getting real choices again.

The key point is demand is not disappearing, with pending sales up over 6% year over year in many markets, which signals the season is starting early.

Buyers get more options and more negotiating power, and sellers should remember the best homes priced right are still moving.

02/20/2026

The 2026 housing outlook is starting to look a lot more optimistic.

According to NAR’s latest Broker Power Hour recap, mortgage rates are expected to trend lower over time. NAR Chief Economist Lawrence Yun is forecasting about a 14% year-over-year increase in existing-home sales in 2026.

A double-digit jump like that usually signals a recovery-style year. Momentum returns. More buyers re-enter the market. The “frozen” segments start to thaw.

If you’re a buyer, that could mean more inventory and more negotiating power. If you’re a homeowner, it could finally create a path to move up or right-size.

The key is preparing now. Get your credit, income docs, and down payment strategy dialed in so you’re ready when opportunity shows up.

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400 South 4th Street
North Las Vegas, NV
89101

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+17257358919

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