Homebased Realtors

10/25/2026

Sometimes the unemployment gaps are wide

1978 to 82 interest rates at 17-21%
Scary times for an agent.

1982 to 1988 interest rates 14 to 10.5%
Concerns as an agent.

1992 to 1996-97 Good times as an agent.

1996-97 tech crisis. Not huge concerns but but were concerns as an agent.

1998 to 2007 good times in real estate.

2008 to 2011 scary times as an agent

2012 to 2019 good times as an agent

2020 to 2021 no inventory. But if listed it would go fast. Bad times, nothing to sell.

2021 to 2022 people buying over inflated homes at a low interest rate.

2023-25 I was telling people buy only if you have to. 2025-26 a no body’s market.

In all those years from 1979 to the present day, real estate agents and brokers are unemployed after each closing.

What do you do during the unemployment gaps.

UnemployedAfterEachClosing.com

10/25/2026

1978 to 82 interest rates at 17-21%
Scary times for an agent.

1982 to 1988 interest rates 14 to 10.5%
Concerns as an agent.

1992 to 1996-97 Good times as an agent.

1996-97 tech crisis. Not huge concerns but but were concerns as an agent.

1998 to 2007 good times in real estate.

2008 to 2011 scary times as an agent

2012 to 2019 good times as an agent

2020 to 2021 no inventory. But if listed it would go fast. Bad times, nothing to sell.

2021 to 2022 people buying over inflated homes at a low interest rate.

2023-25 I was telling people buy only if you have to. 2025-26 a no body’s market.

In all those years from 1979 to the present day, real estate agents and brokers are unemployed after each closing.

What do you do during the unemployment gaps.

UnemployedAfterEachClosing.com

10/15/2026

If you do not know the depth of Owner Financing, connect with me. See comments.

10/04/2026

Want https://ListingsThatFindYou.com Daily

10/04/2026

Access https://TomorrowsListings.com from this site

09/28/2026

I have a home listed at 375k based on the bank terms below in this photo it has forced buyers out of the market. My seller is considering Owner financing. What is owner financing=https://www.ownerfinancing101.com/ if he does pmts would be around $1600 per month equal to what it was renting for.

09/21/2026

US treasury yields not looking good.
The 30 yr treasury yields are rising fast and it doesn’t look like there’s anything slowing it down. Higher treasure yields mean interest rate will continue to go up.

The more the government has to pay means the more we have to pay for a mortgage. Rising supply and fewer buyers. Currently we have about 525-540 homes on the market. With new inventory coming in the spring will mean prices on home will drop even more.

I would not be surprised to see inventory near 600 this spring.

This will push prices down even more. But still it will be a no body’s market.

It may seem that we have an interest rate problem, if rates dropped to even 5 % we’d still have overpriced homes.

We do not have an interest rate problem. Rates fit the past 60 yrs have been 6-7 average.

What we have is an inflation problem. If the market needs a change, prices need to tank.

https://youtu.be/UN-escoXwVc?is=gea6DL8Idj8PHBOT

09/17/2026

Cache County. As of 9-17-26 there are 523 homes etc on the market, lets break it down for today...
151= 2 Story
7 Cabins
2= Condo Main level
3=Manufactured
6=Mobile homes
8= Patio homes
31= Townhomes End Row
9= Tri/Multi homes
1=Victorian
4= Condo top level
4=Modern
2=Other
208= Ranch Rambler
5= Split-Entry / Bi Level
56= Townhome mid row

What's competing with your home!

08/19/2026

A No-body's Market. Ouch, see comments...

08/08/2026