Carlos Lopez RE- Tri Oaks Realty

09/25/2026

REDUCED! 709 N Sycamore St, North Manchester - 🏠🍂
https://www.realtor.com/realestateandhomes-detail/709-N-Sycamore-St_North-Manchester_IN_46962_M34074-65850
Bring your ideas to this 2 bedroom and 1.5 bath home with an original 30x40 barn. All on one level, laundry room just off the kitchen. The large kitchen has room for a table and chairs. No appliances included. Spacious 12x15 living room has a large picture window with original stained glass. Formal dining room 13x15 could also be used as a family room. Full bath has a stand-up shower; there is also a half bath. The covered front porch is very charming and will look great decorated for the seasons. Some recent updates include: Roof, Water Heater & Electrical. Great starter home or for those seeking to downsize at 1254 sq ft of living finished living space. Sold AS IS
Contact Keli Cordill to schedule a showing!
(260)578-07849
TRI OAKS REALTY (260)982-2336

09/22/2026

💰 MONEY & REAL ESTATE — WEEK 6

Should you pay points to get a lower mortgage rate?

Sometimes it can make sense. Mortgage points allow you to pay more upfront in exchange for a lower interest rate. But here's the part people sometimes overlook:

How long are you planning to keep the loan?
If you spend thousands upfront to save money every month, it takes time for those monthly savings to make up for what you paid.

That's called your break-even point.
A lower rate isn't automatically a better deal.
Look at the upfront cost, the monthly savings, and how long you expect to keep the loan. And always discuss the numbers with your lender.

Tri-Oaks Realty

260-388-7373

09/21/2026

✨️ 3 key numbers to be aware of.

1. Market Value: The price a willing buyer is ready to pay and a seller is willing to accept on the open market.

This number fluctuates based on current demand, inventory levels, interest rates, and recent comparable sales in your neighborhood. It is the key number when buying or selling a home.

2. Assessed Value : The value assigned to your property by local government tax assessors to calculate property taxes.

This calculation uses a specific tax formula and often lags behind real-time market shifts. A higher or lower assessed value directly impacts your annual property tax bill.

3. Appraised Value: An independent evaluation of your home's worth conducted by a licensed professional appraiser.

Lenders require an official appraisal during mortgage financing or refinancing to ensure the property secures the loan amount. Appraisers rely heavily on detailed property inspections and recent sold comps.

Tri-Oaks Realty
260-388-7373
Hablo Español

09/17/2026

Yesterday was a big step in my real estate journey. 🏡

I completed my orientation with Upstar Alliance of REALTORS® and took the oath to become a REALTOR®. To me, that means more than a title — it’s a commitment to serve my clients with integrity, honesty, and the highest level of ethics.

Whether you’re dreaming of buying your first home, making your next move, or thinking about selling, I’m here to help you navigate the process and make a plan that’s right for you.

Give me a call or send me a message. Let’s work together and turn your real estate goals into a plan. 🔑

Hablo Español
260-388-7373
Tri-Oaks Realty

09/17/2026

🍂 Fall Curb Appeal Ideas for Homeowners

1. Start with the front door
Give the door a good cleaning. Add a simple fall wreath. Replace or clean the welcome mat.
Make sure the door hardware and house numbers look clean.If the door needs paint, fall is a great time to freshen it up.

2. Keep landscaping looking intentional Fall doesn't mean the yard has to look neglected.

Pull weeds.Trim overgrown shrubs.
Remove dead flowers. Add fresh mulch if needed.
Keep leaves from piling up around the front entrance.

3. Add seasonal color—but don't overdo it A few mums, pumpkins, or fall planters can make a huge difference. The key is simple and intentional rather than filling every available space with decorations.

Tri-Oaks Realty

260-388-7373

09/16/2026

💰 MONEY & REAL ESTATE — WEEK 5

What does waiting actually cost?

If you're thinking about buying, it's easy to say:
"I'll wait until rates come down."

But while you're waiting, other things can change too.

Home prices.
Inventory.
Interest rates.
Rent.
Your own financial situation.

Nobody knows exactly where all of those things will be six months or a year from now.
That's why the goal shouldn't be predicting the perfect market. Understand your numbers. Understand your options. Then decide when the timing makes sense for you.

Tri-Oaks Realty

260-388-7373

09/11/2026

💰 MONEY & REAL ESTATE — WEEK 4

A $250,000 house doesn't necessarily cost $250,000.

The purchase price is only the starting point.
Your monthly housing cost can include:

🏠 Principal & interest
🧾 Property taxes
🛡️ Homeowners insurance
🔧 Maintenance
🏘️ HOA fees, if applicable

And then there are the expenses that don't show up in the mortgage payment.

Repairs. Utilities. Landscaping. Appliances. The list goes on.

Don't just ask, "Can I afford the house?"

Ask: "Can I comfortably afford owning the house?"

Tri-Oaks Realty

09/10/2026

✨️✨️

SOLD! 13750 N 200 E Lot 2, North Manchester- LAND 5+ ACRES🌳
Thank you to the buyers & sellers for contacting Keli Cordill, RE Broker at Tri Oaks Realty to help make this sale a reality! This is a great piece of land that will provide many years of enjoyment to the new owners.
Need help with selling or buying a home or a piece of land to build in the future?
A BIG thank you to Shayla Normann of Tulip Tree Title Co, Wabash for handling our closing today!
This property sale will generate a $100 donation to the Wabash County Animal Shelter, Inc. Wabash, Indiana 🐩🐕🐈🐈‍⬛
Contact KELI CORDILL (260)578-0749 to help you and answer all your questions!
TRI OAKS REALTY (260)982-2336

09/07/2026

🏠 Homeowner 60-Second Tip

Fall is coming—which means leaves are coming with it.

Before your gutters get packed full, take a look and make sure water can actually flow through them.

And don't forget the downspouts. A little maintenance now can save you from dealing with a much bigger mess later.

Tri-Oaks Realty

09/04/2026

💰 MONEY & REAL ESTATE — WEEK 3

You don't always need 20% down to buy a house.

Depending on your situation and loan program, there may be options that require significantly less.

But here's what I want buyers to think about:
Don't put every dollar you have into the house just because you can.

You may still need money for:
• Closing costs
• Moving expenses
• Repairs
• Emergency savings
• Appliances or furniture
• Unexpected homeowner expenses

Getting the keys feels great.
Having money left in the bank afterward feels even better. The goal isn't just to buy the house. It's to be comfortable owning it.

Tri-Oaks Realty

📲260-388-7373