Highgarden Real Estate Myrtle Beach

Highgarden Real Estate Myrtle Beach Highgarden Real Estate is a full service real estate brokerage that services both buyers and sellers
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Highgarden Real Estate is a full service real estate brokerage that services both buyers and sellers of residential real estate in the Myrtle Beach area.

09/16/2026
09/16/2026
09/16/2026
09/10/2026

Thinking about buying your next home and keeping your existing home as a rental?
Fannie Mae just made that path simpler for many move-up buyers.
You no longer have to already have a tenant and a signed lease on your current home to use projected rent when qualifying for the new one. Under the September 2026 update, lenders can use supported market rent (appraisal, Form 1007, or market comps) instead of a lease.
How it typically works:
• 75% of the documented market rent
• minus the full payment on the home you’re leaving
• a positive result can offset that old payment
• it does not automatically add extra qualifying income
Some lenders are already using the new rule. It becomes mandatory for applications dated November 1, 2026 and later.
Every file is different — credit, reserves, DTI, and lender overlays still matter. If you’re planning to keep your current home and buy in the Grand Strand, let’s run the numbers with a lender who is already implementing this.
Rick Knight
Highgarden Real Estate
North Myrtle Beach / Myrtle Beach
Not a lender. Guidelines can change and individual underwriters may apply overlays. This is general information, not a commitment to lend

08/19/2026

Address

1000 2nd Avenue S, Unit 300
North Myrtle Beach, SC
29582

Telephone

+18432316344

Website

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