Rick Knight Myrtle Beach Real Estate

06/04/2026

https://www.nmb.us/385/Music-on-Main-Concert-Series

Journey to downtown North Myrtle Beach to delight in the sounds of a live band on Main Street.

06/03/2026

Looking for flexibility upfront?

ARMs offer a lower initial interest rate that adjusts over time:
✨ Lower starting payments
✨ Great for short-term homeowners
✨ Potential savings early on

Best for buyers planning future moves or refinancing.

843-655-3517 www.rickknight.com

06/02/2026

06/02/2026

$470,000. 5 miles to the beach. Private swimming pool.

06/02/2026

Price Change to $470,000
299 Catawba River Road in Myrtle Beach. Private pool
🏡✨ Discover Your Dream Home In Myrtle Beach! ✨🏡

Step Into This Charming 3-Bedroom Retreat At 299 Catawba River Road, Nestled In The Desirable Lakes Subdivision. Just 5 Miles From The Sun-Kissed Shores Of Surfside Beach, This Home Is A Perfect Blend Of Modern Elegance And Coastal Charm! Ready To Dive Into The Details? 😍

- Grand Vaulted Ceilings In The Open Living Area- Main-Level Master Suite With Renovated Bathroom- Expansive Kitchen With Granite Countertops & Double Oven- Unique Spiral Staircase Leading To A Bright Sunroom- Screened Porch Overlooking A Sparkling Swimming Pool & Community Pond- Outdoor Shower & Covered Front Porch

This Entertainer’s Paradise Is Waiting For You! Schedule A Showing Today And See What Makes This Myrtle Beach Gem So Special. 🏊‍♂️🌊



https://RickKnight.highgarden-myrtlebeach.com/299-catawba-river-rd-myrtle-beach-sc-29588/mls2519874

06/02/2026

Turning Renters into Home Buyers
Stop paying your landlord's mortgage—start building equity in your own home today. As a renter, the biggest hurdles to homeownership are often the down payment and closing costs. The good news? There are multiple loan programs designed to help you buy with little to no money down, and many sellers or builders are motivated to contribute toward your closing costs right now.

Here’s a practical list of options that can get you into a home faster:

Zero Down Payment LoansVA Loans (for veterans, active-duty service members, and eligible surviving spouses): True 0% down with no private mortgage insurance (PMI). Competitive rates and flexible credit guidelines. A powerful benefit for those who qualify.
va.gov

USDA Home Loans: 0% down for homes in eligible rural and suburban areas. Great for moderate-income buyers—check property eligibility on the USDA map. Includes an upfront guarantee fee (often financed) and annual fee.
rd.usda.gov

Low Down Payment Options (3–3.5%)FHA Loans: As low as 3.5% down (with credit score 580+). Very flexible on credit and debt-to-income. Pair this with Down Payment Assistance (DPA) programs—many states and locals offer grants, forgivable loans, or deferred seconds that can cover your entire down payment or closing costs
fha.com
Conventional 97 / Low Down Payment Conventional Loans (e.g., Fannie Mae HomeReady®, Freddie Mac Home Possible®): 3% down for many first-time or low-to-moderate income buyers. Some include grants or credits toward down payment/closing costs.
loanpronto.com

Special Lender & State Programs: Options like Bank of America’s Affordable Loan Solution (3% down), Rocket Mortgage ONE+ (1% down + grant), or various credit union and state DPA programs can reduce your out-of-pocket even further.

Seller & Builder Contributions (Big Help on Closing Costs)Many sellers and new-home builders are eager to close deals and will happily pay 2–6% (or more) of your closing costs. This can cover origination fees, title insurance, prepaid taxes/insurance, and more—potentially getting you in with almost nothing out of pocket when combined with a low/no-down loan.Why Now Is a Great Time for RentersYour rent payment can become your mortgage payment (often with similar or lower monthly costs once you factor in tax benefits and equity).
Home values and rents keep rising—locking in now protects you from future increases.
Mortgage rates and programs are buyer-friendly for qualified borrowers.

Ready to stop renting and start owning?
I’m Rick Knight, REALTOR® with Highgarden Real Estate. I’ll help you explore these programs, connect you with trusted lenders who specialize in low-down options, and negotiate seller concessions. Let’s turn your rent into equity! Visit www.rickknight.com or message me today for a free consultation and pre-approval guidance. Your homeownership journey starts here. Disclaimer: Loan programs have eligibility requirements (credit, income, location, etc.). Not all buyers will qualify. Consult a licensed lender for personalized details. Information is general and based on current programs as of 2026.

06/02/2026

From the soft textures to the warm tones — there’s a lot to love here. What’s your favorite part?

843-655-3517 www.rickknight.com

06/01/2026

Repurposing your attic into a cozy guest room or in-law suite? Such a smart and stylish idea! 🛏️✨

If you had the chance to makeover your attic, what would you turn it into? A creative studio, a home office, or maybe a chill-out lounge?

I’d love to hear your ideas! ⬇️

843-655-3517 www.rickknight.com

05/31/2026

If you could choose just one place to call home, where would your Dream Home be? 🌍✨

Mountains, beach, city, or countryside — what’s your ultimate spot to live your best life?

843-655-3517 www.rickknight.com

05/30/2026

No need to head to the movies when you’ve got a setup like this at home! 🎥🍿

A home theater is the ultimate dream for movie nights, game days, or binge-watching your favorite series in style.

843-655-3517 www.rickknight.com