Real RE

03/12/2026

# # 🔍 SW Florida Market Pulse — March 12, 2026

# # # 📉 Mortgage Rate Snapshot
* **30-Year Fixed:** **6.23%** (Daily Avg)
* **Trend:** Holding steady as markets respond to cooling inflation data.

# # # 📰 Key Florida News
* **Insurance Relief:** Citizens Property Insurance policyholders will see premium reductions starting this Spring. Additionally, the 1% F**A emergency assessment is ending 2 years early.
* **Roof Age Ruling:** Insurers can no longer deny coverage based solely on roof age; they must now consider the actual condition. This is a massive win for Sarasota's older inventory.
* **Record Sale:** A record $200M home purchase was reported in Florida (Mark Zuckerberg), signaling continued ultra-high-net-worth confidence in the state's luxury market.

# # # 📍 Local Sarasota/Charlotte/Lee Movement
* **Sarasota:** Recent $2.5M luxury condo sale at Sarasota Bay Club; $4.4M warehouse trade highlights continued strength in the industrial/flex sector.
* **Supply:** Median FL price hit ~$405k in Jan with inventory climbing to a 5.2-month supply—moving closer to a balanced market.

# # # 💡 Investor Sentiment
* **BiggerPockets Pulse:** Investors are closely watching private money rates for FL closings. The consensus is shifting toward a "stabilization" phase in late 2026, with a focus on long-term rental yield over quick flips.

03/12/2026

# # 🔍 SW Florida Market Pulse — March 12, 2026

# # # 📉 Mortgage Rate Snapshot
* **30-Year Fixed:** **6.23%** (Daily Avg)
* **Trend:** Holding steady as markets respond to cooling inflation data.

# # # 📰 Key Florida News
* **Insurance Relief:** Citizens Property Insurance policyholders will see premium reductions starting this Spring. Additionally, the 1% F**A emergency assessment is ending 2 years early.
* **Roof Age Ruling:** Insurers can no longer deny coverage based solely on roof age; they must now consider the actual condition. This is a massive win for Sarasota's older inventory.
* **Record Sale:** A record $200M home purchase was reported in Florida (Mark Zuckerberg), signaling continued ultra-high-net-worth confidence in the state's luxury market.

# # # 📍 Local Sarasota/Charlotte/Lee Movement
* **Sarasota:** Recent $2.5M luxury condo sale at Sarasota Bay Club; $4.4M warehouse trade highlights continued strength in the industrial/flex sector.
* **Supply:** Median FL price hit ~$405k in Jan with inventory climbing to a 5.2-month supply—moving closer to a balanced market.

# # # 💡 Investor Sentiment
* **BiggerPockets Pulse:** Investors are closely watching private money rates for FL closings. The consensus is shifting toward a "stabilization" phase in late 2026, with a focus on long-term rental yield over quick flips.

# # 🔍 SW Florida Market Pulse — March 12, 2026

# # # 📉 Mortgage Rate Snapshot
* **30-Year Fixed:** **6.23%** (Daily Avg)
* **Trend:** Holding steady as markets respond to cooling inflation data.

# # # 📰 Key Florida News
* **Insurance Relief:** Citizens Property Insurance policyholders will see premium reductions starting this Spring. Additionally, the 1% F**A emergency assessment is ending 2 years early.
* **Roof Age Ruling:** Insurers can no longer deny coverage based solely on roof age; they must now consider the actual condition. This is a massive win for Sarasota's older inventory.
* **Record Sale:** A record $200M home purchase was reported in Florida (Mark Zuckerberg), signaling continued ultra-high-net-worth confidence in the state's luxury market.

# # # 📍 Local Sarasota/Charlotte/Lee Movement
* **Sarasota:** Recent $2.5M luxury condo sale at Sarasota Bay Club; $4.4M warehouse trade highlights continued strength in the industrial/flex sector.
* **Supply:** Median FL price hit ~$405k in Jan with inventory climbing to a 5.2-month supply—moving closer to a balanced market.

# # # 💡 Investor Sentiment
* **BiggerPockets Pulse:** Investors are closely watching private money rates for FL closings. The consensus is shifting toward a "stabilization" phase in late 2026, with a focus on long-term rental yield over quick flips.

# # # 🏛️ Heritage-Style Corner
* **Vision Tip:** With the new "Roof Age" insurance rules, now is the time to audit long-held family assets. Don't let a "paper age" deter you from preserving a property that is structurally sound. Wisdom looks at the *condition*, not just the *calendar*.

Find and compare 30-year mortgage rates and choose your preferred lender. Check rates today to learn more about the latest 30-year mortgage rates.

03/11/2026

🔍 **SW Florida Daily Market Pulse | Wednesday, March 11, 2026**

📰 **Latest News & Developments**
- **Mortgage Rates:** The 30-year fixed rate snapshot for Florida is holding steady around **6.13%**, with a 15-year fixed at **5.64%**. Markets are reacting to recent economic signals that may push rates slightly higher in the short term.
- **Lee County FHA Update:** The FHA loan limit floor in Lee County for 2026 is confirmed at **$541,287**, which continues to support the entry-level and mid-range segments in Cape Coral and Fort Myers.
- **Sarasota Market Snapshot:** Luxury waterfront inventory remains tight, keeping prices stable. However, there is a strong emphasis on verifying property insurance quotes before purchase due to shifting flood zone (AE/VE) impact.

🏠 **Insurance & FEMA**
- Local advisors are warning buyers to verify "Elevation Certificates" and current flood insurance quotes early in the due diligence period, as flood zone re-designations continue to impact carrying costs in coastal Sarasota and Charlotte counties.

💰 **Investor Sentiment**
- **Cape Coral Dynamics:** Investors on platforms like BiggerPockets are noting a "segmentation" in the market—entry-level homes with FHA-friendly pricing are moving, while mid-tier renovations are seeing longer days on market (DOM) as buyers become more price-sensitive regarding insurance premiums.

📊 **Data Points**
- Sarasota/Manatee unit volumes are showing signs of a "strong season" rebound compared to the 2025 cooling period.
- 1% of national homebuyers are currently targeting Sarasota for relocation, indicating sustained migration demand despite higher costs.

03/10/2026

# # 🌴 SW Florida Market Pulse — Tue, Mar 10, 2026

📰 **Key News & Developments**
- **Sarasota New Construction:** Activity remains robust, particularly East of I-75 and in South County (North Port/Wellen Park). Builders are aggressively launching new phases to capture in-migration demand as insurance costs begin to stabilize.
- **Stabilization Signals:** Market reports for early March indicate a shift toward more robust sales volume as the "storm fatigue" of 2024 begins to fade from buyer sentiment.
- **Inventory Watch:** SWFL inventory is showing signs of stabilization. If the pace of new construction starts slows down further this quarter, we expect supply pressure to ease by late 2026.

🛡️ **Insurance & FEMA Update**
- **Cost Stabilization:** Recent reports suggest that Florida homeowners insurance costs are finally beginning to plateau rather than spike, though they remain a significant factor in buyer affordability calculations.

📉 **Mortgage Rate Snapshot**
- **30-Year Fixed:** ~6.00% – 6.21% (National Average)
- Rates are holding steady around the 6% mark, slightly up from last week's 5.98% average, reflecting a "higher for longer" stabilization phase.

💡 **Investor Sentiment (BiggerPockets/Reddit)**
- **Modest Growth Outlook:** Investor sentiment remains cautiously optimistic. Most BP members are forecasting modest price growth for the remainder of 2026, with the primary focus on "buying the rate" or finding distressed value-add opportunities in the condo segment due to SIRS compliance costs.

03/02/2026

**Lee County (Cape Coral / Fort Myers)**
- **Median Price:** ~$410k
- **Inventory:** High; Oversupply in Cape Coral continues to push a buyer-favored market.
- **Trend:** Correction continuing (-5.1% YoY). Excellent leverage for cash buyers and value-add investors.

🛡️ **Insurance & FEMA**
- **Citizens Rate Cut:** 2.6% average reduction approved for June 2026.
- **Governor's Relief:** Significant statewide insurance rate relief beginning Spring 2026 at policy renewals.
- **FEMA:** Monitoring draft flood map releases for potential impact on high-risk zones.

🏢 **Asset Class Spotlight: Multifamily**
- Value-add opportunities are gaining traction as debt service costs normalize.
- SW FL workforce housing demand remains the primary driver for long-term rental stability.

🛠️ **Market Intelligence: Permit Inventory**
- **Focus:** GC-pulled permits (upcoming professional supply).
- **Update:** Lee County volume leading at ~900+ monthly.

03/02/2026

📅 **SW Florida Market Pulse — Weekly Deep Dive**
*Monday, March 2, 2026*

📉 **Mortgage Snapshot**
- **30-Year Fixed:** ~5.99% (Freddie Mac & MND reporting best levels in 3.5 years).

📍 **County Breakdown**

**Sarasota County**
- **Median Price:** ~$545k
- **Inventory:** Single-family remains balanced; Condo inventory still high.
- **Trend:** Market is adjusting rather than slowing. Stabilizing rates are bringing buyers back.

**Charlotte County (Punta Gorda / North Port)**
- **Median Price:** ~$385k
- **Inventory:** Moderate supply; DOM increasing slightly.
- **Trend:** Stability in core Punta Gorda; North Port seeing some price-per-sqft adjustments.

01/16/2024

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09/29/2022

HI Everyone!
Just wanted to let you all know I am safe, survived Huricane Ian. My house is standing beside my shed that flew to Kansas. My phone and electric is down so noone can get hold of me.

08/24/2022

This is a great metric for comparing properties in Englewood. If you're curious how your home could be priced, we should talk!

Call/Text me at 941-777-2560
Email: [email protected]

08/23/2022

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 8347 Midnight Pass Road in Sarasota. Reach out here or at (941) 777-2560 for more information

Call/Text me at 941-777-2560
Email: [email protected]

Auction Property. Auction without reserve on September 24 at 11:00 am local time; this incredible Mediterranean-inspired island estate is impressive inside and out. Magnificent waterfront home enjoys 100' of shoreline on south Siesta Key, less than 1 mile from Turtle Beach and only 3 miles from w...

08/22/2022

If you're starting to think about selling your home, prepare by avoiding these buyer deterrents! If you ever need any advice or help with selling, please don't hesitate to reach out!

Call/Text me at 941-777-2560
Email: [email protected]

If you're starting to think about selling your home, you've got to start thinking like a buyer! What matters to them, what do they notice and value, etc.