Elizabeth Citro Realtor with The Beane Team at Russell

06/13/2025

I am beyond excited to collaborate with my amazing friend and fellow businesswoman, Elizabeth Citro! We are here to bring the absolute best to our clients whether you are looking for a new home or already a home owner.

So how does this collaboration benefit you as a client, from the Real Estate agent to the Life Insurance Broker?

Holistic Support: Buying a home involves more than finding the right property. Comprehensive support is provided every step of the way to protect your investment and your loved ones' future.

Peace of Mind: Real estate agents help clients find their dream home. Mortgage protection agents ensure mortgage payments are covered if the unexpected occurs, securing the family's future and their ability to stay in their home.

Streamlined Process: By partnering, the process can be streamlined. A real estate agent can refer you to a mortgage protection plan, and the mortgage protection agent can connect you with the real estate agent's expertise when you're ready to buy or sell.

Shared Expertise: Valuable insights and resources are shared to better serve the unique needs of a future or current homeowner.

04/01/2024

💃🏻New listing, active today!!

One floor living with so much to offer, you can move right in🤩. 3 bedrooms, 2 full bathrooms, good size eat-in kitchen that opens to the living room where you can cozy up to the fireplace or leads you to the fully fenced backyard with a large concrete patio to entertain friends and family this summer. Midview Schools📚

Schedule your showing today!!
📲440-731-5349

Discover the epitome of comfort and convenience in this charming ranch-style home, featuring three bedrooms and two full bathrooms. Upon entering, you're welcomed into a cozy living room anchored by a gas fireplace, perfect for cozy evenings with friends and family. The heart of the home lies in the...

02/20/2024

🎉🏡New listing went active yesterday midday and my Seller officially accepted an offer this evening!!!

Spring Market is definitely heating up!! If you’re considering buying or selling, message me and let’s talk about your options. 📲440-731-5349

Charming Cape Cod home featuring two bedrooms and a full bath upstairs, perfect for cozy living. The first floor has a spacious living room, dining area, and a generous kitchen with ample cabinet and counter space, offering functionality and comfort. Hardwood floors grace much of the home, though th...

01/09/2024

Ready to show! Please share 🏡
📲440-731-5349

Welcome to this charming split-level home! This 3 bedroom, 1.5 bath desirable home is awaiting your design for comfort and functionality. The upper level reveals three cozy bedrooms and a full bathroom, providing a private space for rest and relaxation. The main floor is an entertainer's dream, feat...

12/28/2023

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate.

This means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability, especially today.

According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect.
If you’re looking for ways to improve your score, Experian highlights some things you may want to focus on:

• Your Payment History: Late payments can have a negative...

12/25/2023

As you get ready to sell your house, there are a few things you should add to your to-do list to make it inviting and boost curb appeal. To name just a couple, it’s a good idea to declutter, take down personal photos and items, touch up any scuffs on the walls, and tidy up your landscaping. Connect with a trusted real estate professional for advice on what else you may want to do to get your house ready to sell this season.

As you get ready to sell your house, there are a few things you should add to your to-do list to make it inviting and boost curb appeal.

12/21/2023

When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know.

The Federal Funds Rate Hikes Have Stalled

One of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with mortgage rates, it does have an impact.

Recently inflation has started to cool, a signal those increases worked and are bringing inflation back down. As a result, the Fed’s hikes have gotten smaller and less frequent. In fact, there haven’t been any increases since July.

This indicates the Fed thinks the economy and inflation are improving. Why does that matter to you and your plans to buy a home? It could end up...

12/18/2023

If you want to buy a home, you may not need as much for your down payment as you think. There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. There are also thousands of programs available to help homebuyers with their down payments. With the right resources, your down payment may be more within reach than you realize. To learn more about your options, let’s connect.

If you want to buy a home, you may not need as much for your down payment as you think.

12/14/2023

If you're thinking about moving, it's important to know what's happening in the housing market. Here's an update on the supply of homes currently for sale. Whether you're buying or selling, the number of homes in your area is something you should pay attention to.

In the housing market, there are regular patterns that happen every year, called seasonality. Spring is the peak homebuying season and also when the most homes are typically listed for sale (homes coming onto the market are known in the industry as new listings). In the second half of each year, the number of new listings typically decreases as the pace of sales slows down.

What Does This Mean for You?

• For buyers, new listings stabilizing is a positive sign. It means you have a more steady stream of options coming onto the market and more choices for your next home than you would have at the same time last year. This opens up possibilities and...

12/13/2023

New on the Market

12/11/2023

Here are the key milestones you’ll encounter on your path to homeownership. From building your team, to house hunting, all the way to moving into your new home – it’s an exciting adventure. Your journey starts here. Let’s connect so you have expert guidance each step of the way.