Jim Downey Realtor

02/27/2025

02/18/2023

36" X 24" wood framed cork boards $ 10.00 each

06/09/2022

Helpful tips for managing your budget.

Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It...

06/02/2022

Having cash in your pocket may seem counterintuitive, but a study by the Urban Institute has found the opposite to be true.

If you’ve got a problem with credit card debt, there might be a simple solution that’s already sitti...

05/26/2022

If you or someone you know is having trouble repaying a student loan, there are some great tips in this article.

The average college graduate in 2016 had $37,172 in student loan debt, according to the website Stud...

05/19/2022

Lessons about personal finance and how money works can be included in books you read to children. Here are some suggestions.

Reading books to your children is fun, and one of the great joys of parenthood is watching them lear...

05/12/2022

Closing a credit card account can hurt your credit score, but there are other options if you no longer use it.

Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense ...

04/28/2022

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

A cash-back credit card can result in 5 percent or more back on your purchases, essentially giving y...

04/21/2022

Know the facts before signing up

A common phone call that new credit cardholders get from their bank is an offer for credit card add-...

04/19/2022

This report found that email reminders from your bank help credit card users cut spending by 2 percent.

No one wants to be reminded by their bank that using a credit card too much is a bad idea. It’s a ru...

04/14/2022

Are you struggling with high credit card interest rates? Here's how you can avoid interest with three easy steps.

The typical credit card charges about 16 percent interest per year on balances, effectively adding $...

04/07/2022

Retirees, consider saving money by moving to a smaller home or a less expensive location!

If you’re nearing retirement and haven’t saved much for it, you’re not alone. Forty-eight percent of...