Applied Mortgage

Applied Mortgage Welcome to Applied Mortgage: The local Northampton branch of HMA Mortgage. We are a midsize mortgage banking company specializing in residential mortgages.

Applied Mortgage Team of HMA Mortgage NMLS #139164
HMA Mortgage, Company NMLS # 2680395, Equal Housing Opportunity
https://nmlsconsumeraccess.org/
https://www.hmamortgage.com/page/privacy-policy We offer conventional, MA Housing, FHA, VA, and Rural Housing mortgages for single family homes, condominiums, and 2-4 unit properties. We also offer construction and renovation loans. As a family operat

ed branch, we at Applied Mortgage are deeply committed to providing the best options and most courteous service to our borrowers. It is our goal to help our clients secure mortgage financing that meets their specific needs, as well as serves their best interests. Simultaneously we strive to create a seamless transaction for all parties involved.

ยฉ2025 HMA Mortgage is a division of Affordable Mortgage Advisors, LLC | Equal Housing Opportunity | NMLS ID #139164 (www.nmlsconsumeraccess.org) | 4640 Campbells Run Rd, Pittsburgh, PA 15205 | (888) 462-1080 | AZ Mortgage Banker License -2007617 | Licensed by the Delaware State Bank Commissioner. DE License #040639 | Georgia Residential Mortgage Licensee #13164 | Kansas Licensed Mortgage Company | Massachusetts Lender License ML139164 |Licensed by the N.J. Department of Banking and Insurance For licensing information go to: www.nmlsconsumeraccess.org.

We're in print! ๐ŸกApplied Mortgage, alongside our friends at Murphy Realtors and Cohn and Company Real Estate, was featur...
06/24/2026

We're in print! ๐Ÿก

Applied Mortgage, alongside our friends at Murphy Realtors and Cohn and Company Real Estate, was featured in the May issue of Home Magazine, taking a behind-the-scenes look at today's real estate market right here in Western Mass.

Tap the link to read the full article! ๐Ÿ’™

https://view.publitas.com/p222-4389/home-magazine-may-2026/page/1

Big changes are coming to condo financing in 2026 and 2027, and they could impact everything from mortgage approvals and...
06/22/2026

Big changes are coming to condo financing in 2026 and 2027, and they could impact everything from mortgage approvals and insurance requirements to reserve funding and transaction timelines.

This Wednesday, June 24th at 2:00 PM, we're collaborating with Alexis Rodriguez, condo underwriting expert, for a practical conversation around what these changes actually mean and how Realtors and condo associations can get ahead of them.

This is NOT another boring webinar. No jargon, no fluff. Just real-world education and preparation from local experts who are in the trenches with you.

Register at the link in bio. Bring your questions!

https://zoom.us/webinar/register/WN_m5nBdq0tQZyV4Yn4H8dK_g #/registration

There's no such thing as a "perfect" housing market.Every market presents opportunities and challenges. The key is under...
06/20/2026

There's no such thing as a "perfect" housing market.

Every market presents opportunities and challenges. The key is understanding how today's conditions impact your specific goals.

Whether you're planning to buy in the next few months or just starting to explore your options, staying informed is one of the best first steps you can take.

Take a look at this month's market snapshot, then reach out if you'd like to discuss your next move.

Source: RAPV

Buying a home is one of the biggest financial decisions you'll ever make, and there's a lot more to it than just finding...
06/18/2026

Buying a home is one of the biggest financial decisions you'll ever make, and there's a lot more to it than just finding a house you love. ๐Ÿก

We put together a blog covering the things we wish every buyer knew before they started the process, from preapproval strategy and down payment myths to how mortgage rates actually move and what happens once your offer is accepted.

And as always, no question is too big or too small. That's genuinely what we're here for.

๐Ÿ‘‰ https://appliedmortgageteam.com/blog/homebuying-tips-mortgage-fast-facts-every-buyer-should-know-before-shopping-for-a-house

06/16/2026

โœจ Big welcome to Charlotte Bittner! โœจ

Weโ€™re thrilled to welcome Charlotte to the team. If youโ€™ve met her, you already know her superpower: building genuine relationships and making people feel like theyโ€™ve known her forever.

Sheโ€™s bringing her positive energy, professionalism, and people-first approach to our growing team, and we canโ€™t wait for our clients, referral partners, and communities to get to know her.

Help us give Charlotte a warm welcome in the comments! ๐Ÿ‘‡๐Ÿก๐Ÿ’™

Condo financing is changing, and the updates rolling out through 2026 and 2027 will affect mortgage approvals, reserve r...
06/15/2026

Condo financing is changing, and the updates rolling out through 2026 and 2027 will affect mortgage approvals, reserve requirements, insurance, and transaction timelines.

We're hosting a short, practical webinar built for Realtors and condo associations who want real answers before these changes fully take effect.

๐Ÿ“… June 24th
โฑ๏ธ ~25 minutes + live Q&A
๐Ÿ’ก Practical takeaways, not technical overload

This is NOT another boring webinar. Come with your questions.

Click the link in below to register. ๐Ÿ’™

https://zoom.us/webinar/register/WN_m5nBdq0tQZyV4Yn4H8dK_g #/registration

This is exactly why we do what we do. ๐Ÿ’™When Sean came to us to refinance his home, we showed up the way we always try to...
06/12/2026

This is exactly why we do what we do. ๐Ÿ’™

When Sean came to us to refinance his home, we showed up the way we always try to: honest, patient, and in your corner every step of the way.

No pressure. No rush. Just real guidance from people who genuinely care.

Thank you, Sean, for trusting Lindsay and the team. Reviews like this mean the world to us. ๐Ÿก

06/08/2026

The market has changed, and buyers who aren't prepared are getting left behind. ๐Ÿ’™

In today's Western Mass market, you might walk into an open house, fall in love in five minutes, and need to submit your final and best offer within the hour.

That's not a scare tactic. That's just the reality right now.

Five or ten years ago, buyers had the luxury of time. Pre-approval felt like an afterthought, something you got to eventually. Today, it's the foundation everything else is built on.

Lindsay breaks it down in Episode 15 of the Roads Less Travelled Podcast with Craig Della Penna. Being prepared and educated isn't just helpful anymore. It's essential.

If you're thinking about buying a home this year, let's make sure you're ready before the perfect house finds you. โฌ‡๏ธ

๐ŸŽ™๏ธ Episode 15 of Roads Less Travelled Podcast is live.
https://www.youtube.com/watch?si=e64dg6z3PyIG2MQC&v=JoqT3wKxrDU&feature=youtu.be

Open house today and tomorrow!
06/05/2026

Open house today and tomorrow!

New Listing from Julie Starr:
Gorgeous 3000+ sf contemporary home on 0.86 acres a short drive from Northampton + Easthampton. 1st floor includes a beautifully appointed cook's kitchen w/a breakfast peninsula + open plan dining room. Trex deck is situated off dining room, overlooking beautifully landscaped yard w/goshen stone patio + shed. Living room propane fireplace rounds out 1st floor. 2nd floor features a spacious main suite w/2 custom walk-in closets, newly renovated tiled baths w/both walk in shower + soaking tub. Upstairs hallway has well concealed laundry closet, another full bath + two spacious bedrooms, each w/a built in bench + ample closet space. Fully finished walk out basement w/a 3rd full bath provides ample overflow guest space, entertainment/workout area, etc. Built by Sovereign Builders in 2006, this home is beautifully crafted + solidly built. Recent renos include overhaul of main baths, refinished h/w floors, new roof, fascia and soffits, new EV charger + more. Turnkey home on quiet cul-de-sac.

Address

15 College Highway, Unit A
Northampton, MA
01073

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Alerts

Be the first to know and let us send you an email when Applied Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Applied Mortgage:

Share