Applied Mortgage

Applied Mortgage Welcome to Applied Mortgage: The local Northampton branch of HMA Mortgage. We are a midsize mortgage banking company specializing in residential mortgages.

Applied Mortgage Team of HMA Mortgage NMLS #139164
HMA Mortgage, Company NMLS # 2680395, Equal Housing Opportunity
https://nmlsconsumeraccess.org/
https://www.hmamortgage.com/page/privacy-policy We offer conventional, MA Housing, FHA, VA, and Rural Housing mortgages for single family homes, condominiums, and 2-4 unit properties. We also offer construction and renovation loans. As a family operat

ed branch, we at Applied Mortgage are deeply committed to providing the best options and most courteous service to our borrowers. It is our goal to help our clients secure mortgage financing that meets their specific needs, as well as serves their best interests. Simultaneously we strive to create a seamless transaction for all parties involved.

Β©2025 HMA Mortgage is a division of Affordable Mortgage Advisors, LLC | Equal Housing Opportunity | NMLS ID #139164 (www.nmlsconsumeraccess.org) | 4640 Campbells Run Rd, Pittsburgh, PA 15205 | (888) 462-1080 | AZ Mortgage Banker License -2007617 | Licensed by the Delaware State Bank Commissioner. DE License #040639 | Georgia Residential Mortgage Licensee #13164 | Kansas Licensed Mortgage Company | Massachusetts Lender License ML139164 |Licensed by the N.J. Department of Banking and Insurance For licensing information go to: www.nmlsconsumeraccess.org.

09/04/2026

Most people think a mortgage is just a way to buy a home. For business owners, it can be so much more.

From house hacking to DSCR loans to putting your home equity to work, there are real strategies that can help you build wealth outside of your business too.

We broke down all 5 in this blog post, featured on the Massachusetts Business Network, including how each one works and who it makes sense for.

A quick preview:
🏠 House hacking to lower your living costs while building equity
🏘️ Buying your first investment property for income outside your business
πŸ“Š DSCR loans that qualify you based on property cash flow, not personal income
πŸ”¨ Renovation financing to unlock value in overlooked properties
πŸ’° Using home equity to fund your next move

Link in bio to read the full post.

Which strategy are you most curious about? Drop a comment and let us know.

September is packed for the Applied Mortgage team, and we wouldn't have it any other way.From the golf course to the far...
09/02/2026

September is packed for the Applied Mortgage team, and we wouldn't have it any other way.

From the golf course to the farm, we're out supporting the causes that make Western Mass and beyond feel like home:

🏌️ 9/04 - Fore Alarm Golf, benefiting the Easthampton Firefighters Charitable Foundation
πŸ„ 9/12 - Cow Plop Derby at Fletcher's Farm
🏌️ 9/14 - Cooley Dickinson Golf, supporting a new X-ray suite for the ED
🏌️ 9/18 - EHS Golf, supporting the EHS Athletic Hall of Fame
🚴 9/20 - Will Bike 4 Food, raising funds for the Food Bank of Western Massachusetts
🏌️ 9/24 - RAPV Golf, benefiting local families across the Pioneer Valley

Come say hi, we'd love to see you out there.

09/01/2026
08/28/2026

5 questions business owners always ask about getting a mortgage. We're breaking them down.

Owning a business doesn't make getting a mortgage harder. It just makes it different. Mortgage lenders don't look at your income the way your accountant does, and that catches a lot of business owners off guard. From how income actually gets calculated to whether your tax write offs could work against you, there's a lot most people don't know until they're already in the process.

Full breakdown written by Lindsay for Massachusetts Business Network is linked in our bio.

Are you self employed and thinking about buying, refinancing, or investing in property? Start the conversation early. It opens up more options than most people realize.

08/25/2026

Happy Birthday, Ryan Footit - Loan Originator, Applied Mortgage! πŸŽ‚ We're so lucky to have you on our team. Thank you for everything you do. Wishing you an amazing day!

08/24/2026
We're proud to be a sponsor of the Dan Williams Golf Tournament! 🏌️Join us on August 24th for a great day on the course ...
08/21/2026

We're proud to be a sponsor of the Dan Williams Golf Tournament! 🏌️

Join us on August 24th for a great day on the course supporting our Western Massachusetts community. Events like this are what make our region such a special place to live, work, and call home.

See you on the green! 🌿

08/19/2026
We are thrilled to share that Lindsay has been selected for the 2026-2027 LEADS Fellowship, a leadership program bringin...
08/19/2026

We are thrilled to share that Lindsay has been selected for the 2026-2027 LEADS Fellowship, a leadership program bringing together business and community leaders across the Pioneer Valley.

Through this fellowship, Lindsay will learn from Harvard Business School faculty, build relationships with fellow leaders, and apply a systems framework to real challenges facing our region.

Lindsay, we are so proud of you and know the work ahead will make a lasting impact.

Check out all the others who are in the group: https://www.leadsma.org/9fellows

Address

15 College Highway, Unit A
Northampton, MA
01073

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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