Filomena de Peralta - Realtor, BRE 01745916

09/25/2026

09/22/2026

Summer's winding down, and if you've been thinking about selling, you might be wondering if you missed your chance.

09/22/2026

If you are house hunting right now, here is something worth knowing. Buyers of newly built homes landed a lower average mortgage rate last quarter than buyers of existing homes, 5.85% versus 6.47%.

A big reason why is that many builders are buying down rates to help sell their inventory, which can mean real savings on your monthly payment.

We broke down two other things you can control about your rate too; check out the full post below.

🔗 https://bit.ly/3V6K8B4

09/22/2026

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

09/22/2026

Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point.

08/21/2026

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?

08/21/2026

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.

08/21/2026

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

08/18/2026

A 50+ year pattern is still playing out in today's market.

Mortgage rates have historically tracked the 10-year Treasury yield closely, and that relationship hasn't changed. What has shifted is the spread between the two, a detail that's easy to miss but has real implications for buyers weighing whether to act now or wait.

We unpacked the full context and what it means for today's market on the blog. ➡️ https://bit.ly/4gcuoDC

08/16/2026

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.